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Workers' Compensation Insurance Agents in Watertown, MA
Browse workers' compensation insurance agents serving Watertown, Massachusetts. Contact information and addresses listed below.
6 agents listed
Updated May 2026
Watertown, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 6 workers' compensation insurance agents in Watertown, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
A-Affordable Insurance Agency, Inc.
351 Main St, Watertown, MA 02472
(617) 924-4242
a-affordableinsurance.com
Dallas Insurance Agency
68 Watertown St, Watertown, MA 02472
(617) 924-7474
robertadallasinsurance.com
WT Phelan Insurance
144 Main St, Watertown, MA 02471
(617) 923-9607
wtphelan.com
Jamgochian Insurance
405 Mt Auburn St, Watertown, MA 02472
(617) 924-7518
jamgoinsurance.com
J M Whitney Insurance Inc
151 Coolidge Ave #102, Watertown, MA 02472
(617) 924-6995
jmwhitney.com
Robert J O'Brien Insurance
279 Mt Auburn St, Watertown, MA 02472
(781) 899-1700
Workers compensation insurance agents in Watertown help local businesses meet Massachusetts state law requirements. Massachusetts requires nearly all employers to carry workers comp coverage, even those with just one employee. A local agent can guide you through the process of obtaining a policy that complies with state regulations.
What Does a Workers' Compensation Insurance Agent in Watertown Cost?
Workers compensation insurance costs in Massachusetts vary by industry, payroll, and claims history. Average rates range from about $1.50 to $3.00 per $100 of payroll for low risk office jobs, but can be much higher for construction or manufacturing work. Premiums are also affected by the employers experience modification factor. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is workers compensation insurance required in Watertown Massachusetts?
Yes, Massachusetts General Law Chapter 152 requires all employers with any employees to carry workers compensation insurance. This applies to part time and seasonal workers as well. Failure to have coverage can result in fines and stop work orders.
What does a workers compensation insurance agent in Watertown do?
A workers comp insurance agent helps you find the right policy for your business type and payroll. They explain coverage options, assist with classification codes, and help you file required paperwork with the Massachusetts Department of Industrial Accidents.
How do I find a workers comp insurance agent near me in Watertown?
You can search for licensed insurance agents in Watertown through the Massachusetts Division of Insurance website. Many local independent agents also offer workers comp policies and can provide quotes from multiple carriers.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.