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Find Workers' Compensation Insurance Agents in Ware, MA
Looking for a workers' compensation insurance agent in Ware? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Ware, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 workers' compensation insurance agents in Ware, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Moulton Insurance Agency, A Trucordia Business
143 West St, Ware, MA 01082
(413) 967-3327
moultoninsurance.com
Quigley Insurance
50 South St #2, Ware, MA 01082
(413) 967-3950
St. Germain Insurance Inc.
246 West St, Ware, MA 01082
(413) 967-6341
stgermaininsurance.com
Philip Daignault - Prudential Financial
22 Pinecrest Cir, Ware, MA 01082
(413) 967-8180
A workers compensation insurance agent in Ware Massachusetts can help you secure the coverage required by state law. Massachusetts requires most employers to carry workers comp insurance for all employees including part-time and seasonal workers. An agent can explain how rates are set by the Workers Compensation Rating and Inspection Bureau of Massachusetts and help you find a policy that fits your business.
What Does a Workers' Compensation Insurance Agent in Ware Cost?
In Massachusetts workers compensation insurance costs vary widely by industry and payroll. For a small office business the rate might be around 1 to 2 dollars per 100 dollars of payroll. For construction or manufacturing the rate can be 5 to 15 dollars per 100 dollars of payroll. Actual costs depend on your specific classification code claims history and the insurance carrier. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Who needs workers compensation insurance in Ware Massachusetts?
Any employer in Massachusetts with one or more employees must carry workers compensation insurance. This includes full-time part-time and seasonal workers. Sole proprietors and partners can choose to exempt themselves but must file a waiver with the state.
What does a workers compensation insurance agent do for a Ware business?
An agent helps you understand Massachusetts coverage requirements and find a policy from a licensed carrier. They can also advise on payroll classification codes and loss control measures that may affect your premium. Agents do not set rates but can help you compare options.
How are workers compensation premiums calculated in Massachusetts?
Premiums are based on your payroll amount and the classification code for each type of job. The rate per hundred dollars of payroll is set by the Workers Compensation Rating and Inspection Bureau of Massachusetts. Your claims history and safety record also affect your final cost.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.