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Showing 4 workers' compensation insurance agents in Swansea, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
BayCoast Insurance
560 Wilbur Ave, Swansea, MA 02777
(508) 675-0308
baycoastinsurance.com
Frank Smith Insurance & Real Estate
246 Gardners Neck Road, Swansea, MA 02777
(508) 675-5557
franksmithinsurance.com
Hallmark Insurance Agency
220 Oak St, Swansea, MA 02777
(508) 209-5103
Customer Service | BayCoast Insurance
560 Wilbur Ave, Swansea, MA 02777
(508) 491-3100
baycoastinsurance.com
What Does a Workers' Compensation Insurance Agent in Swansea Cost?
Workers compensation insurance costs in Massachusetts vary by industry and payroll. For example, clerical workers may pay around $0.50 per $100 of payroll, while construction workers can pay $10 or more per $100. The average premium for a small business in Swansea might range from $1,000 to $5,000 per year. These are general estimates and actual costs depend on your specific risk classification and claims history. This information is general and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need workers compensation insurance in Swansea Massachusetts?
Yes, Massachusetts law requires all employers with one or more employees to carry workers compensation insurance. This includes part-time and seasonal workers. Failure to have coverage can result in fines and stop-work orders.
How does a workers compensation insurance agent help my Swansea business?
An agent can evaluate your business type and payroll to find the right policy. They explain Massachusetts classification codes and premium calculations. They also help you file claims and manage audits.
What happens if I do not have workers comp in Massachusetts?
Employers without coverage face a penalty of up to $250 per day of noncompliance. The state can also issue a stop-work order and require back payment of premiums. Personal liability for workplace injuries may also apply.