Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 workers' compensation insurance agents in Scituate, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Murphy Carty Insurance
183 Front St, Scituate, MA 02066
(781) 545-0793
murphycarty.com
The Best Insurance MA
57 Otis Pl, Scituate, MA 02066
(339) 219-1205
Harbour Insurance Agency
301A Driftway, Scituate, MA 02066
(781) 545-6400
harbourins.com
Conway Insurance Agency Inc
80 Front St #1, Scituate, MA 02066
(781) 546-6110
conwayins.com
What Does a Workers' Compensation Insurance Agent in Scituate Cost?
Workers compensation insurance costs in Massachusetts vary widely by industry and payroll. For a small office-based business, annual premiums might range from 500 to 2,000 dollars. For a construction company, costs can be 5,000 to 20,000 dollars or more per year. Carriers use experience modification factors and loss history to adjust rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is workers compensation insurance required for all Scituate businesses?
Yes, under Massachusetts General Law Chapter 152, any employer with one or more employees must carry workers compensation insurance. This includes part-time and seasonal workers. Sole proprietors and partners may choose to exempt themselves.
How does a workers compensation insurance agent help a Scituate business?
An agent evaluates your business risks and payroll to recommend appropriate coverage. They explain Massachusetts classification codes and ensure your policy meets legal requirements. They also assist with claims reporting and policy changes.
What factors affect workers compensation insurance costs in Scituate?
Costs depend on your industry classification, payroll size, and claims history. Massachusetts uses a competitive rating system where each carrier sets its own rates. Premiums are typically calculated per 100 dollars of payroll for each job class.