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Workers' Compensation Insurance Agents in Fitchburg, MA

Compare workers' compensation insurance agents in Fitchburg. Review contact information and insurance categorys before you decide.

6 agents listed
Updated May 2026
Fitchburg, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 6 workers' compensation insurance agents in Fitchburg, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ultimate Insurance Agency - Fitchburg
8 John Fitch Hwy unit 16, Fitchburg, MA 01420
(978) 522-1111 ultimateinsuranceusa.com
Horace Mann at Norton Insurance Services
87 Bemis Rd, Fitchburg, MA 01420
(978) 343-4188 agents.horacemann.com
Halstead Insurance Inc
11 Electric Ave, Fitchburg, MA 01420
(978) 345-2505 halsteadinsurance.com
Choice Insurance Agency
376 Summer St, Fitchburg, MA 01420
(800) 649-4853 choice-insurance.com
Alera Group
1141 South St, Fitchburg, MA 01420
(978) 534-5616 northeast.aleragroup.com
Lashua-Lachance & Poliks Insurance
70 Pleasant St, Fitchburg, MA 01420
(978) 632-5805

Workers compensation insurance agents in Fitchburg Massachusetts help local businesses obtain required coverage under state law. Massachusetts General Law Chapter 152 mandates that nearly all employers carry workers comp insurance. An agent can guide you through classification codes and premium calculations specific to your industry.

What Does a Workers' Compensation Insurance Agent in Fitchburg Cost?

Workers compensation insurance costs in Massachusetts average between $0.50 and $3.00 per $100 of payroll depending on the risk class. For example a clerical worker may cost around $0.50 per $100 while a roofer may cost over $20 per $100. Actual premiums vary by business size, claims history, and specific carrier. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Who needs workers compensation insurance in Fitchburg?
Any employer with one or more employees in Massachusetts must carry workers comp insurance. This includes part time and seasonal workers. Sole proprietors and some LLC members may be exempt but should consult an agent.
What are the penalties for not having workers comp insurance in Massachusetts?
Employers without coverage face fines up to $25,000 per violation and possible criminal charges. The Department of Industrial Accidents can also issue stop work orders. An agent can help you avoid these penalties.
How do Massachusetts workers comp rates work for Fitchburg businesses?
Rates are set by the Workers Compensation Rating and Inspection Bureau of Massachusetts. Premiums depend on your payroll, industry classification, and claims history. Agents can compare quotes from multiple carriers to find competitive options.