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Compare Workers' Compensation Insurance Agents in Charlton, MA
Looking for a workers' compensation insurance agent in Charlton? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Charlton, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 workers' compensation insurance agents in Charlton, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Anastasi Insurance Agency
4 Brookfield Rd, Charlton, MA 01507
(508) 248-1440
anastasiinsurance.com
The Bair Insurance Agency
58 A F Putnam Rd, Charlton, MA 01507
(508) 248-4204
bairinsurance.com
Workers compensation insurance agents in Charlton Massachusetts help local businesses obtain the required coverage under Massachusetts General Laws Chapter 152. Massachusetts law mandates that nearly all employers with one or more employees carry workers comp insurance. A local agent can guide you through the classification codes and premium calculations specific to your industry in Worcester County.
What Does a Workers' Compensation Insurance Agent in Charlton Cost?
Workers compensation insurance costs in Massachusetts vary widely by industry and payroll. For a typical small business in Charlton, rates range from about 0.50 dollars per 100 dollars of payroll for low risk office work to over 15 dollars per 100 dollars for high risk construction trades. The Massachusetts Workers Compensation Rating and Inspection Bureau sets advisory rates each year. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the requirements for workers compensation insurance in Charlton Massachusetts?
Massachusetts requires all employers with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Sole proprietors and partners may choose to exempt themselves but should consult an agent to understand the risks.
How does a workers compensation insurance agent help my Charlton business?
An agent evaluates your business operations to assign proper class codes and determine accurate payroll. They then compare policies from multiple carriers to find suitable coverage. They also assist with filing claims and ensuring compliance with Massachusetts Department of Industrial Accidents rules.
What penalties exist for not having workers comp insurance in Massachusetts?
Massachusetts imposes a stop work order for non compliance. The employer must pay a penalty of up to 250 dollars per day of violation plus criminal fines. The employer is also personally liable for any workplace injury costs.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.