The top-rated workers' compensation insurance agent in Lewiston, Maine is Lisa Laliberte - State Farm Insurance Agent, rated 4.8 stars across 110 reviews. Other highly rated options include Sam Francis - State Farm Insurance Agent, Deanna Lynn - State Farm Insurance Agent, The Champoux Insurance Group. This directory lists 19 workers' compensation insurance agents serving Lewiston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lisa Laliberte - State Farm Insurance Agent | 224 Russell St | (207) 783-3332 |
| 2 | Sam Francis - State Farm Insurance Agent | 1510 Lisbon St | (207) 784-6731 |
| 3 | Deanna Lynn - State Farm Insurance Agent | 155 Lisbon St Suite 2 | (207) 520-2028 |
| 4 | The Champoux Insurance Group | 150 East Ave | (207) 783-2246 |
| 5 | Mark Arneault Insurance Agency | 475 Pleasant St Ste 22 | (207) 783-8752 |
| 6 | D&H Insurance | 18 Highland Spring Rd | (207) 783-9991 |
| 7 | Cross Insurance | 150 Mill St #4 | (207) 783-8591 |
| 8 | Bilodeau Insurance Agency | 541 Lisbon St | (207) 784-4029 |
| 9 | Expedient Insurance Policy ME | 315 Main St | (207) 569-3940 |
| 10 | Lewiston insurance | 29 Lowell St | (207) 517-0832 |
As winter weather increases slip-and-fall risks at worksites across Androscoggin County, Lisa Laliberte - State Farm Insurance Agent in Lewiston, ME offers workers' compensation insurance coverage for local businesses. These policies help employers manage medical costs and lost wages that follow workplace injuries. She assists clients in selecting appropriate coverage limits tailored to their industry exposures. The process begins with a thorough inspection of the business premises to evaluate hazards and identify safety improvements necessary for compliance with Maine regulations.
Sam Francis - State Farm Insurance Agent in Lewiston, ME, is known for helping local businesses secure workers' compensation coverage that meets state requirements and protects their employees. The agent offers policies designed to cover medical expenses, lost wages, and rehabilitation for work-related injuries. Services include tailoring coverage limits to a company's specific industry and payroll size. An agent in this area can also advise on workplace safety programs to help reduce the risk of claims.
As winter roads and seasonal construction bring higher injury risks to Lewiston businesses, Deanna Lynn’s office provides Workers’ Compensation Insurance through State Farm. This agency helps local employers secure policies that cover medical costs and disability benefits for job-related injuries. The process begins with a review of each business’s industry, payroll, and safety history. A full inspection of the workplace then identifies specific hazards and required coverage limits, forming the initial step toward policy binding.
The Champoux Insurance Group serves businesses in Lewiston, Maine, by providing essential risk management guidance for employer liability needs. Its specialty add-ons include strategic workers’ compensation coverage design to help local companies navigate state-specific regulations. The agency carefully analyzes payroll classifications and experience modifiers to tailor policies for safety and cost control. This service supports a diverse commercial clientele, including office environments, industrial warehouses, and food service operations.
Mark Arneault Insurance Agency serves the Lewiston, Maine area, providing comprehensive workers' compensation coverage for local businesses. Their residential service begins with a thorough assessment of each client's unique operational risks. They also offer commercial insurance products tailored to the specific needs of regional employers. These services focus on securing financial protection against workplace injuries and related liabilities. Between regular policy reviews, the agency maintains ongoing contact with clients to ensure adjustments are made as their businesses evolve, facilitating prompt follow-up service when claims or coverage questions arise.
D&H Insurance is known for providing Workers' Compensation Insurance Agent services throughout Lewiston, Maine, focusing on helping local businesses manage their employer liability requirements. The company assists a range of clients in securing necessary policies that comply with regional regulations. Its service range includes evaluating workplace risks, tailoring insurance options to specific business needs, and aiding with claims navigation. As a specialty add-on, D&H Insurance offers assistance with return-to-work program coordination to help injured employees resume employment sooner.
Cross Insurance serves the Lewiston, Maine area as a Workers' Compensation Insurance Agent. The company assists local businesses in obtaining required workplace injury coverage that meets state regulations. They help clients understand policy options designed to protect employees and employers from financial losses due to on-the-job accidents. Claims management support and compliance guidance are also provided to navigate the complexities of workers' compensation mandates. Specific services include risk assessment for local industries and premium audit assistance for Lewiston-area employers.
Bilodeau Insurance Agency serves the Lewiston, Maine area, specializing in Workers' Compensation Insurance for local businesses. This agency helps employers secure coverage that protects their workforce and meets state regulatory requirements. Policies are designed to cover medical expenses and lost wages for employees injured on the job. The agency assists with policy selection and claims guidance. It handles coverage needs for small businesses and larger employers navigating complex payroll classifications.
Expedient Insurance Policy ME in Lewiston, Maine provides a range of workers' compensation insurance agent services tailored to local business needs. This agency assists employers in securing required coverage, managing policy renewals, and processing claim reports for workplace injuries. Its service plans include regular policy reviews to ensure compliance with state regulations and to adjust coverage as business operations evolve. The agent serves properties such as single-family homes, apartments, retail establishments, and restaurants throughout the Lewiston area.
What Does a a Workers' Compensation Insurance Agent in Lewiston Cost?
Workers compensation insurance costs in Maine vary by industry and payroll size. For a small business the average premium can range from 500 to 2,000 dollars per year per employee. Rates are set by the Maine Bureau of Insurance and depend on your business classification code. This is general information and not insurance advice.
About workers' compensation insurance agents in Lewiston
Workers compensation insurance agents in Lewiston Maine help businesses meet state requirements for employee injury coverage. Maine law requires most employers with one or more employees to carry workers compensation insurance. An agent can guide you through the process of selecting a policy that fits your business needs.
Frequently Asked Questions
What are the Maine requirements for workers compensation insurance?
Maine law requires all employers with one or more employees to have workers compensation insurance. This includes part time and seasonal workers. Failure to carry coverage can result in fines and legal penalties.
How does an agent help with workers compensation claims in Lewiston?
An agent can explain the claims process and help you understand your policy coverage. They do not handle claims directly but can assist with policy questions and connect you with the right insurance carrier resources.
Can a Lewiston agent help me reduce my workers compensation premium?
Yes an agent can review your business operations and suggest safety programs or payroll classifications that may lower your premium. They can also help you apply for any available Maine specific discounts or credits.
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