The top-rated workers' compensation insurance agent in Lake Charles, Louisiana is Kelly Lee Insurance, rated 4.6 stars across 231 reviews. Other highly rated options include Goosehead Insurance - James Bice, Goosehead Insurance - Jeff Jones, Scotty Mathews Ins Agcy Inc. This directory lists 20 workers' compensation insurance agents serving Lake Charles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kelly Lee Insurance | 3205 Ryan St | (337) 656-2890 |
| 2 | Goosehead Insurance - James Bice | 417 W College St | (337) 313-2603 |
| 3 | Goosehead Insurance - Jeff Jones | 4216 Lake St | (225) 960-4370 |
| 4 | Scotty Mathews Ins Agcy Inc | 4640 Nelson Rd | (337) 474-0865 |
| 5 | Jennifer Stevens - GEICO Insurance Agent | 4201 Nelson Rd Suite 300 | (337) 474-1700 |
| 6 | Insurance Unlimited | 3111 Ryan St | (337) 477-6922 |
| 7 | Gulf South Benefits | 328 W Sale Rd | (337) 656-3256 |
| 8 | Curtis Insurance | 509 7th St | (337) 433-1683 |
| 9 | Shelter Insurance - Ross Byrley | 4566 Lake St | (337) 478-8349 |
| 10 | Chris Duncan Agency Inc | 502 E College St | (337) 625-7090 |
Kelly Lee Insurance serves the Lake Charles, Louisiana, metro area as a workers’ compensation insurance agent. The company helps local businesses navigate employer liability coverage and secure policies that meet state regulatory requirements. It assists with payroll-based premium audits and coverage adjustments for various industries. The firm also handles claims reporting support and policy renewals for existing commercial clients in the region.
Goosehead Insurance - James Bice provides workers' compensation coverage for local employers, helping them meet legal requirements and manage workplace injury claims. Their service plans include policy reviews to ensure adequate coverage limits and ongoing assistance with claims filing and return-to-work programs. These plans support businesses in maintaining compliance and controlling costs. The agency works with a variety of commercial properties in the Lake Charles area, including single-family homes, apartments, retail facilities, and restaurants.
Serving Lake Charles and the surrounding communities of southwest Louisiana, Goosehead Insurance - Jeff Jones handles workers' compensation insurance for local businesses. This agency assists employers in securing coverage that addresses medical expenses and lost wages for job-related injuries or illnesses. Each policy is carefully evaluated to match the specific risks and operational needs of the client’s industry. To manage a typical request, the agency begins with a thorough assessment of the business’s classification codes and payroll data.
For clients requiring sustained coverage management or those needing a single policy for a specific project, Scotty Mathews Ins Agcy Inc in Lake Charles, LA provides workers' compensation insurance agent services. The agent helps local businesses navigate mandatory coverage requirements, offering liability protection for workplace injuries. Assistance includes policy selection, risk consultation, and claims support tailored to regional employers. Service arrangements operate on a one-time, scheduled, or as-needed basis, adapting to each client's operational demands.
Homeowners, business owners, and property managers in Lake Charles, LA, turn to Jennifer Stevens - GEICO Insurance Agent for workers’ compensation coverage. The agency helps local employers protect their workforce with policies that address medical expenses and lost wages after a workplace injury. These insurance plans are essential for small construction firms, retail shops, and service providers navigating Louisiana’s workers’ compensation requirements. The agent also serves clients in the surrounding Calcasieu Parish communities, including the Sulphur and Westlake areas.
Insurance Unlimited specializes as a workers’ compensation insurance agent in Lake Charles, Louisiana, helping employers secure coverage for work-related injuries and illnesses. It works with businesses to understand policy requirements and navigate state-specific regulations. During the region’s active hurricane season, the agency is particularly valuable when companies need to reassess coverage for temporary closures, storm damage, or employee evacuation and return-to-work protocols.
Gulf South Benefits helps Lake Charles residents obtain workers’ compensation insurance coverage tailored to the needs of individual employees. The agency also assists local businesses with commercial policies that protect their workforce. Service reaches across Southwest Louisiana and into surrounding parishes. Each client receives guidance during policy setup and claims filing. The team returns to review coverage before renewal periods, ensuring adjustments reflect any operational changes that have occurred. Regular follow-up between these annual visits keeps policies aligned with current risks and regulatory requirements.
As local businesses prepare for the seasonal uptick in construction and maritime activity along the Gulf Coast, Curtis Insurance in Lake Charles, LA, helps employers secure workers’ compensation coverage to protect their workforce. A workers’ compensation insurance agent provides guidance on policy structures that comply with Louisiana regulations while addressing payroll classifications and experience modifiers appropriately. They arrange coverage for small and mid-sized operations often exposed to physical labor risks. The initial step involves an on-site consultation to evaluate current operations and review the employer’s safety protocols and injury history.
Shelter Insurance - Ross Byrley in Lake Charles, Louisiana, is known for providing workers' compensation insurance coverage that helps businesses manage employee injury claims. The agency serves local employers by offering policies that include medical expense payment, disability benefits, and liability protection against workplace accidents. Services are accessible to various companies in the region. A specialty service the agency can add on is helping with loss control strategies to reduce workplace hazards.
Chris Duncan Agency Inc assists businesses with securing workers compensation insurance, focusing on coverage that protects employees from work-related injuries while ensuring employer compliance. This agency operates as an independent agent, offering access to multiple insurance carriers to tailor coverage effectively. In the Lake Charles area, it advises on policy limits, premium structures, and claims procedures required by state regulations. Its services accommodate a range of commercial sectors, including offices, warehouses, and food service operations.
What Does a a Workers' Compensation Insurance Agent in Lake Charles Cost?
The cost of workers compensation insurance in Louisiana typically ranges from 0.50 to 2.50 per 100 dollars of payroll depending on your industry classification. For example a low risk office job might cost 0.50 per 100 dollars while construction work can exceed 2.00 per 100 dollars. Your specific rate is based on your payroll size claims history and job duties. This is general information and not insurance advice.
About workers' compensation insurance agents in Lake Charles
Workers compensation insurance agents in Lake Charles Louisiana help local businesses secure coverage required by state law. Louisiana law mandates most employers with one or more employees carry workers comp insurance. Agents guide you through the process of obtaining a policy that meets Louisiana Workforce Commission requirements.
Frequently Asked Questions
What does a workers compensation insurance agent in Lake Charles do?
A workers compensation insurance agent helps you compare policies from different carriers. They explain Louisiana specific requirements like the need for Form 1002 and assist with payroll classification. The agent also helps you file for an exemption if you are a sole proprietor or LLC member.
Is workers compensation insurance required for all businesses in Lake Charles?
Yes, Louisiana law requires most employers with at least one employee to carry workers compensation insurance. Some exceptions exist for agricultural workers and certain domestic employees. An agent can confirm if your specific business type must have coverage.
How can a Lake Charles agent help with Louisiana workers comp rules?
An agent familiar with Louisiana law can explain key rules like the 30 day deadline to report an injury. They also help you understand how experience modification factors affect your premium. This local knowledge helps you stay compliant and avoid penalties.
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