The top-rated workers' compensation insurance agent in Valparaiso, Indiana is Shurr Insurance, rated 4.9 stars across 450 reviews. Other highly rated options include Sam Allie - State Farm Insurance Agent, Ethos Insurance & Risk Management, Rob Rudakas - State Farm Insurance Agent. This directory lists 20 workers' compensation insurance agents serving Valparaiso.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shurr Insurance | 833 Lincolnway | (219) 462-1146 |
| 2 | Sam Allie - State Farm Insurance Agent | 3809 N Calumet Ave | (219) 663-8799 |
| 3 | Ethos Insurance & Risk Management | 105 Lincolnway suite 215 | (219) 281-2380 |
| 4 | Rob Rudakas - State Farm Insurance Agent | 835 Lincolnway | (219) 476-7444 |
| 5 | Raines Insurance Group | 251 Indiana Ave | (219) 561-0102 |
| 6 | Todd Laczynski Agency INC American Family Insurance | 2502 Beech St STE 70 | (219) 531-9332 |
| 7 | Shepherd Insurance | 2600 Roosevelt Rd Suite 2007 | (219) 465-6530 |
| 8 | General Insurance Services | 407 E Lincolnway | (219) 464-3511 |
| 9 | Shelter Insurance - Erin Valdivia | 403 Lincolnway Ste A | (219) 464-3493 |
| 10 | Burt Insurance | 415 McKinley St | (219) 462-7901 |
Shurr Insurance serves the Valparaiso, Indiana area as a workers' compensation insurance agent, helping local businesses secure coverage for employees injured on the job. In this capacity, the agency works to place policies that manage a company’s liability for workplace injuries. To support claims and return-to-work protocols, the agency also assists area employers with risk management guidance for construction and manufacturing operations. It handles the specifics of industrial accident reporting and help with annual coverage audits in this region.
Sam Allie - State Farm Insurance Agent in Valparaiso, IN, provides workers’ compensation insurance coverage for businesses, helping protect employees and employers from work-related injury costs. It also offers routine policy reviews and claims assistance to maintain adequate coverage as business operations evolve. General service includes evaluating payroll and risk factors to keep policies current. The agency supports local commercial properties such as single-family homes, apartments, retail, and restaurants.
Ethos Insurance & Risk Management serves local businesses and commercial property owners in Valparaiso, Indiana, offering workers’ compensation insurance agent services. They help employers navigate coverage requirements and manage claims to support workplace safety and compliance. The agency assists clients in understanding policy options tailored to their industry needs, ensuring adequate protection for employees. Their coverage area extends to nearby communities such as Chesterton and the broader Porter County region.
Rob Rudakas - State Farm Insurance Agent serves Valparaiso, Indiana, and the surrounding communities of Porter County. This agency handles workers' compensation insurance, which covers medical expenses and a portion of lost wages for employees injured on the job. Policies are tailored to meet Indiana state requirements and protect small businesses from the financial impact of workplace accidents. Each policy is typically reviewed with the business owner to ensure appropriate coverage limits are selected based on specific industry risks.
Raines Insurance Group in Valparaiso, IN, distinguishes between a one-time policy quote and a recurring service agreement for ongoing workers’ compensation coverage. Their insurance agent services address employer liability and employee medical costs stemming from workplace injuries. Policy options are tailored to local industries ranging from construction to retail. Service for clients runs on either a scheduled review basis or as needed whenever a policy amendment or claim arises.
Valparaiso businesses facing the unpredictable winter months often see an increase in slip-and-fall claims, making reliable coverage essential. Todd Laczynski Agency INC American Family Insurance assists local employers with workers' compensation insurance that addresses these seasonal risks alongside year-round occupational hazards. The agency helps companies understand policy requirements for Indiana’s regulated system while tailoring protection to specific workplace exposures. An initial on-site assessment of current safety protocols and employee classifications begins the process of determining appropriate coverage limits and premium structures.
Located in Valparaiso, Indiana, Shepherd Insurance serves local commercial clients across a range of industries, including small businesses and larger companies. As a Workers' Compensation Insurance Agent, the agency guides employers through the process of securing coverage that addresses workplace injury risks and complies with regional regulations. It assists with evaluating policy options to help protect both the workforce and the business’s financial stability. Additionally, Shepherd Insurance extends its services to neighboring communities such as Portage and the broader Porter County area.
General Insurance Services provides workers' compensation insurance solutions to businesses in the Valparaiso area. Its agents focus on structuring policies that comply with Indiana regulations while balancing coverage levels with employer budgets. The firm helps clients manage workplace injury claims to minimize operational disruptions. It serves a range of commercial sectors that commonly require this coverage, including local offices, warehouse and distribution centers, and food service establishments such as restaurants and catering providers.
Shelter Insurance - Erin Valdivia specializes in workers' compensation insurance agent services in Valparaiso, Indiana. It provides coverage policies that address medical expenses and lost wages for employees injured on the job. The agency also assists local businesses with general insurance needs, helping them manage risk and maintain compliance with legal requirements. As winter approaches, agents guide companies in preparing claims procedures for slips and falls common on icy parking lots or walkways.
Serving Valparaiso and the surrounding communities in northwest Indiana, Burt Insurance specializes in Workers’ Compensation Insurance Agent services. The company handles the placement and management of workplace injury coverage for local businesses, ensuring compliance with Indiana’s compensation regulations. To handle a typical job, the agency first evaluates the client’s specific operational risks and payroll size, then secures a policy that provides appropriate medical and wage replacement benefits for injured workers.
What Does a a Workers' Compensation Insurance Agent in Valparaiso Cost?
Workers compensation insurance costs in Indiana average around $1.50 to $2.50 per $100 of payroll, depending on your industry risk classification. For a small business in Valparaiso with a low-risk office job, annual premiums may range from $500 to $2,000. High-risk industries like construction can see rates of $5 to $15 per $100 of payroll. These are general estimates and your actual cost will vary based on claims history, payroll size, and carrier. This is general information, not insurance advice.
About workers' compensation insurance agents in Valparaiso
Workers compensation insurance agents in Valparaiso Indiana help businesses obtain coverage required by state law. Indiana Code 22-3-2-1 mandates that most employers with one or more employees carry workers comp insurance. A local agent can guide you through compliance with Indiana Worker Compensation Board rules and find policies tailored to your industry.
Frequently Asked Questions
What does a workers compensation insurance agent in Valparaiso do?
An agent helps you compare policies from multiple carriers to meet Indiana state requirements. They explain coverage limits, premium calculations, and assist with filing claims. They also advise on safety programs to reduce your risk and premiums.
Is workers compensation insurance required in Valparaiso Indiana?
Yes, Indiana law requires most employers with at least one employee to carry workers compensation insurance. This includes part-time and family members. Failure to comply can result in fines and legal penalties.
How do I find a workers comp insurance agent near Valparaiso?
You can search online directories or contact the Indiana Department of Insurance for a list of licensed agents. Local business associations in Valparaiso may also provide referrals. Always verify the agents license through the Indiana Professional Licensing Agency.
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