The top-rated workers' compensation insurance agent in South Bend, Indiana is Aldridge Insurance, Inc., rated 5.0 stars across 182 reviews. Other highly rated options include Priority Risk Management Inc., Dan Berry Insurance Agency, Beth Winzeler - State Farm Insurance Agent. This directory lists 22 workers' compensation insurance agents serving South Bend.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Aldridge Insurance, Inc. | 1323 N Ironwood Dr | (574) 232-9999 |
| 2 | Priority Risk Management Inc. | 331 S Eddy St Ste 50 | (574) 291-5510 |
| 3 | Dan Berry Insurance Agency | 54101 N Ironwood Rd | (574) 255-6222 |
| 4 | Beth Winzeler - State Farm Insurance Agent | 1612 South Bend Ave | (574) 277-1616 |
| 5 | Steve Wilson - State Farm Insurance Agent | 1205 S Ironwood Dr | (574) 255-5200 |
| 6 | Peterson Insurance Agency, Inc | 2516 E Mishawaka Ave | (574) 234-2464 |
| 7 | Gary Bogunia - State Farm Insurance Agent | 17636 IN-23 #200 | (574) 291-5411 |
| 8 | , a Marsh & McLennan Agency LLC Company | 100 E Wayne St Suite 510 | (574) 334-5500 |
| 9 | Healy Group | 17535 Generations Dr | (574) 271-6000 |
| 10 | Comparion Insurance Agency | 1251 N Eddy St #200 | (574) 247-1104 |
Aldridge Insurance, Inc. in South Bend, IN specializes in securing workers' compensation policies for local businesses, covering medical care and lost wages for employees injured on the job. It works with small and mid-sized companies to navigate Indiana's coverage requirements, helping to manage premiums and classify employee risk accurately. As winter approaches, Aldridge assists clients in assessing slip-and-fall hazards and adjusting safety protocols to prevent costly claims.
As winter weather creates slick parking lots and construction sites across South Bend, businesses face elevated slip-and-fall and equipment-related injury risks that demand attentive insurance coverage. Priority Risk Management Inc. serves local employers as a workers’ compensation insurance agent, helping businesses navigate claim protocols and policy adjustments specific to the region’s industries. By assessing operational hazards and workplace safety practices, the agency supports clients in securing appropriate protection for their employees. An initial consultation typically involves a review of current coverage limits and a walk-through inspection of the work environment.
Employers needing workers’ compensation insurance often choose between a one-time policy purchase or an ongoing relationship for review and compliance support. Located in South Bend, IN, Dan Berry Insurance Agency provides access to coverage that meets Indiana’s statutory requirements for workplace injury protection. The agent assists businesses in understanding policy terms, filing classifications, and premium audits. Because workers’ compensation regulations and business risks change over time, this service typically runs on a scheduled, recurring basis through annual policy renewals and periodic coverage checks rather than as a one-time transaction.
Beth Winzeler with State Farm Insurance provides workers' compensation coverage for businesses in the South Bend area. Residential service is also available for home and auto policies from the same local agency. Commercial clients can expect guidance on managing workplace injury risks. The office serves Indiana clients seeking essential protection for their employees. Policies are handled with follow-up support to ensure coverage stays current between regular visits.
As the work seasons shift in South Bend, local businesses often face changing payrolls and new job classifications that affect their workers’ compensation coverage. Steve Wilson - State Farm Insurance Agent provides guidance for employers seeking to meet Indiana requirements for employee injury protection while managing operational costs. The company assists with policy options designed for businesses of varying sizes and risk exposures. Each engagement typically begins with a review of the business’s past claim history and current workplace safety protocols during an initial consultation.
Peterson Insurance Agency, Inc specializes in Workers’ Compensation insurance solutions for businesses in South Bend, Indiana. It evaluates each client’s payroll, classification codes, and risk exposure to tailor coverage that meets legal requirements. The agency also provides ongoing assistance with policy administration, claim reporting, and loss control guidance to help employers maintain workplace safety. During the busy construction season, it helps contractors navigate temporary employee additions and updated experience modifications to ensure coverage remains accurate.
As a local agent in South Bend, Indiana, Gary Bogunia with State Farm provides workers’ compensation insurance. Residential policies are available to protect homeowners with household employees, while commercial businesses can secure coverage for employee work-related injuries across the region. Servicing the South Bend area, professional guidance helps clients understand policy details and state requirements. Follow-up or repeat service is offered between regular visits to adjust coverage as businesses grow or change.
Acting as a Workers’ Compensation Insurance Agent in South Bend, this Marsh & McLennan Agency LLC Company helps local employers manage workplace injury risks and state-mandated coverage requirements. The firm structures policies that protect both employee welfare and company financial stability across various Indiana industries. Services are tailored to minimize premium costs while ensuring compliance with changing state regulations. As a specialty offering, the agency can provide loss control consulting to proactively reduce workplace hazards and future claim frequency.
Healy Group serves employers in the South Bend, Indiana metro area by providing Workers’ Compensation Insurance Agent services. It helps businesses secure coverage that meets state requirements while managing workplace injury risks. By working across various industries, the agency assists clients with policy selection and claims support to reduce financial liabilities. For injured workers, the company also gives guidance on return-to-work programs and compliance with Indiana’s workers’ compensation laws.
Comparion Insurance Agency provides risk management solutions for businesses, specializing in Workers' Compensation Insurance for employers in the South Bend, Indiana area. This agency helps companies navigate regulatory requirements and secure coverage for employee workplace injuries. It focuses on tailoring policies to reduce financial exposure and ensure compliance with state laws. Its services assist commercial clients operating in various sectors, including office environments, warehouse facilities, and food service operations.
What Does a a Workers' Compensation Insurance Agent in South Bend Cost?
Workers compensation insurance costs in Indiana average about $1.50 to $2.50 per $100 of payroll for low risk office jobs but can exceed $15 per $100 for high risk construction work. A small South Bend business with $100,000 in payroll might pay $1,500 to $2,500 annually for coverage. Actual costs depend on your industry, claims history, and chosen carrier. This is general information and not insurance advice.
About workers' compensation insurance agents in South Bend
Workers compensation insurance agents in South Bend help Indiana businesses meet state law requirements for employee injury coverage. Indiana requires most employers to carry workers comp insurance even for small businesses with one employee. A local agent can guide you through classification codes and premium calculations specific to St. Joseph County industries.
Frequently Asked Questions
Who needs workers compensation insurance in South Bend Indiana?
Indiana law requires all employers with one or more employees to carry workers compensation insurance. This includes part time and seasonal workers. Sole proprietors and some family members may be exempt but an agent can confirm your specific situation.
What does a workers compensation insurance agent do in South Bend?
A workers compensation agent helps you find the right policy for your business type and payroll size. They explain Indiana state filing requirements, assist with claims reporting, and review your coverage limits to ensure compliance with state law.
How are workers compensation premiums calculated in Indiana?
Premiums are based on your payroll, employee job classifications, and your business loss history. Indiana uses a competitive rating system so rates vary by insurance carrier. An agent can compare quotes from multiple insurers to find a suitable option for your business.
Workers' Compensation Insurance Agents in Other Indiana Cities
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