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Find Workers' Compensation Insurance Agents Near You in Mishawaka, IN

Browse workers' compensation insurance agents serving Mishawaka, Indiana. Updated 2026-07-14.

The top-rated workers' compensation insurance agent in Mishawaka, Indiana is McCarthy Insurance Group, rated 4.9 stars across 171 reviews. Other highly rated options include Backstrom Insurance Group, HealthMarkets Insurance - Tony Letcher, DAC Insurance Inc., Michiana's Insurance Agency. This directory lists 13 workers' compensation insurance agents serving Mishawaka.

Showing 13 workers' compensation insurance agents in Mishawaka, INListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1McCarthy Insurance Group802 Lincolnway W(574) 259-5622
2Backstrom Insurance Group3006 Lincolnway E(574) 360-8182
3HealthMarkets Insurance - Tony Letcher1736 E Day Rd Suite 400 Suite 400(574) 307-8882
4DAC Insurance Inc., Michiana's Insurance Agency1117 Lincolnway E(574) 256-6707
5Dennis Insurance Agency2401 Lincolnway W(574) 254-1010
6HealthMarkets Insurance - Zack Spaulding1736 E Day Rd Ste 200 #400(574) 240-4013
7Summers Insurance Agency12415 McKinley Hwy(574) 252-0502
8Mike Woods Insurance Agency INC American Family Insurance105 E Grove St(574) 259-4400
9American Family Insurance - Mishawaka105 E Grove St(574) 259-4400
10Synergy Insurance Group13800 Jackson Rd(574) 258-5555
MI
802 Lincolnway W
McCarthy Insurance Group
Workers' Compensation Insurance Agent · Mishawaka, IN

McCarthy Insurance Group serves Mishawaka and surrounding St. Joseph County in Indiana as a workers' compensation insurance agent. The firm assists local employers in securing coverage that meets state-mandated requirements for employee injury protection. Its work includes evaluating business payrolls and risk classifications to match policies that provide medical benefits and wage replacement. The agency also handles claims guidance and audit preparation for policies affecting contractors, manufacturers, and service providers in the area.

BI
3006 Lincolnway E
Backstrom Insurance Group
Workers' Compensation Insurance Agent · Mishawaka, IN

Backstrom Insurance Group provides a full range of workers’ compensation insurance agency services in the Mishawaka, Indiana area, including policy placement, risk assessment, and claims support. Its service approach emphasizes regular policy reviews and proactive employer guidance to help manage workplace safety and compliance. The agency assists with administrative tasks such as payroll classification audits and premium reporting. It services a variety of commercial properties, including single-family homes, apartment complexes, retail stores, and restaurants.

HI
1736 E Day Rd Suite 400 Suite 400
HealthMarkets Insurance - Tony Letcher
Workers' Compensation Insurance Agent · Mishawaka, IN

HealthMarkets Insurance - Tony Letcher serves businesses, property managers, and independent contractors in the Mishawaka area who require workers’ compensation coverage. The agent helps clients navigate policy options to meet Indiana’s regulatory requirements, explaining how coverage can protect employees and employers from medical and lost-wage claims. Services include quoting policies, comparing plan features, and assisting with claims questions. The agency also provides its workers’ compensation insurance expertise to customers in neighboring South Bend and throughout St. Joseph County.

DI
1117 Lincolnway E
DAC Insurance Inc., Michiana's Insurance Agency
Workers' Compensation Insurance Agent · Mishawaka, IN

Serving Mishawaka and the surrounding communities throughout Michiana, DAC Insurance Inc. handles workers' compensation insurance policies for local businesses of varying sizes. It assists clients in navigating coverage requirements mandated by Indiana state regulations, including industrial and commercial claims. The agency works directly with employers to develop policies that protect both their workforce and their financial operations. To complete a typical assignment, the business reviews a company’s operations and payroll data in order to recommend coverage that matches its specific risk profile.

DI
2401 Lincolnway W
Dennis Insurance Agency
Workers' Compensation Insurance Agent · Mishawaka, IN

For clients selecting between one-time policy reviews and ongoing coverage management, Dennis Insurance Agency in Mishawaka provides workers’ compensation insurance agent services. Their guidance helps businesses navigate Indiana’s workplace injury regulations, securing suitable policies for employee protection. They explain premium calculations, risk classifications, and claim procedures to meet each client’s operational needs. This support may be arranged on either a one-time consultation or as-needed periodic basis to accommodate changing business requirements.

HI
1736 E Day Rd Ste 200 #400
HealthMarkets Insurance - Zack Spaulding
Workers' Compensation Insurance Agent · Mishawaka, IN

As winter weather heightens the risk of slip-and-fall claims on icy commercial properties, many Mishawaka business owners seek reliable coverage. HealthMarkets Insurance - Zack Spaulding helps employers understand their liability and secure a workers' compensation insurance agent policy that protects their workforce and bottom line. The agency reviews each client’s unique operational hazards, from warehouse lifting to retail customer interaction, to recommend appropriate coverage limits. An initial consultation begins with a no-obligation review of the policyholder’s current payroll and job classifications.

SI
12415 McKinley Hwy
Summers Insurance Agency
Workers' Compensation Insurance Agent · Mishawaka, IN

Summers Insurance Agency specializes in securing workers' compensation insurance for local businesses in Mishawaka, Indiana. The firm guides Mishawaka employers through the complex process of obtaining coverage that meets state requirements and protects their workforce. Beyond policy placement, it provides ongoing support to manage claims and minimize workplace disruptions. This includes helping businesses prepare for the increased injury risks often associated with seasonal weather changes, such as winter slips and falls.

MW
105 E Grove St
Mike Woods Insurance Agency INC American Family Insurance
Workers' Compensation Insurance Agent · Mishawaka, IN

Mike Woods Insurance Agency INC American Family Insurance works with residential clients in Mishawaka, Indiana. The agency also helps local businesses obtain workers’ compensation insurance coverage to protect their employees. Throughout the region, agents evaluate workplace risks to recommend appropriate policy limits. Customers receive clear explanations of their benefits and claim procedures during the initial setup. After a policy is in place, the agency typically follows up to address any question and coordinates with clients between regular visits to adjust coverage as their operational needs change.

AF
105 E Grove St
American Family Insurance - Mishawaka
Workers' Compensation Insurance Agent · Mishawaka, IN

American Family Insurance - Mishawaka is known for helping local employers secure workers' compensation coverage to protect their businesses from workplace injury claims. The agency assists small and mid-sized operations across Mishawaka, Indiana, with policies that cover medical expenses and lost wages for injured employees. It also provides guidance on compliance with state requirements to reduce liability risks. As a specialty service, the agency can consult on safety programs to help clients lower insurance costs.

SI
13800 Jackson Rd
Synergy Insurance Group
Workers' Compensation Insurance Agent · Mishawaka, IN

Synergy Insurance Group, based in Mishawaka, Indiana, helps businesses secure workers' compensation coverage that addresses workplace injury claims and compliance requirements. In addition to standard policies, the agency assists clients with risk management strategies tailored to local industry needs. These services include evaluating job site hazards and developing safety protocols to reduce claim frequency. The company serves a variety of commercial sectors, including offices, warehouses, and food service operations.

TI
1602 N Main St
Trevino Insurance
Workers' Compensation Insurance Agent · Mishawaka, IN
(574) 256-5712
trevinoinsurance.com
WI
425 Park Pl Cir Suite 400
WalkerHughes Insurance
Workers' Compensation Insurance Agent · Mishawaka, IN
(574) 234-7788
walkerhughes.com
AO
4220 Edison Lakes Pkwy #200
Auto-Owners Insurance Mishawaka Claims
Workers' Compensation Insurance Agent · Mishawaka, IN
(574) 243-9225
auto-owners.com

What Does a a Workers' Compensation Insurance Agent in Mishawaka Cost?

Workers compensation insurance costs in Indiana vary by industry and payroll. For a small office-based business in Mishawaka, annual premiums might range from 500 to 2,000 dollars. For construction or manufacturing, costs can be 5,000 to 20,000 dollars or more per year. Each business is rated individually based on its specific risk factors. This is general information and not insurance advice.

About workers' compensation insurance agents in Mishawaka

A workers compensation insurance agent in Mishawaka Indiana helps local businesses comply with state law. Indiana requires most employers with one or more employees to carry workers comp coverage. An agent can explain Indiana-specific rules like the exclusive remedy doctrine and help you choose a policy that fits your business.

Frequently Asked Questions

What does a workers compensation insurance agent in Mishawaka do?

An agent helps you find a policy that meets Indiana state requirements. They can explain coverage limits, exclusions, and how premiums are calculated based on your payroll and industry classification. They also assist with claims reporting and policy renewals.

Is workers compensation insurance required in Indiana for small businesses?

Yes, Indiana law requires most employers with one or more employees to carry workers compensation insurance. Sole proprietors and partners may be exempt but can still choose coverage. An agent can help you determine your specific obligation under Indiana Code 22-3-2.

How are workers comp premiums calculated in Indiana?

Premiums are based on your payroll, industry classification code, and claims history. Indiana uses the National Council on Compensation Insurance (NCCI) classification system. Your agent can help you estimate costs and find discounts for safety programs or experience mods.

Workers' Compensation Insurance Agents in Other Indiana Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each workers' compensation insurance agent's credentials and current standing with your state Department of Insurance.