The top-rated workers' compensation insurance agent in Indianapolis, Indiana is Steffey Insurance Agency, rated 5.0 stars across 318 reviews. Other highly rated options include Wenclewicz Insurance, Latina Insurance, Access Auto Insurance. This directory lists 19 workers' compensation insurance agents serving Indianapolis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steffey Insurance Agency | 3091 E 98th St SUITE 125 | (317) 334-3743 |
| 2 | Wenclewicz Insurance | 7202 Shadeland Ave # 207 | (317) 288-5099 |
| 3 | Latina Insurance | 3828 Georgetown Rd | (317) 297-7110 |
| 4 | Access Auto Insurance | 8249 Pendleton Pike | (317) 890-4900 |
| 5 | Conner Insurance | 8445 Keystone Crossing #200 | — |
| 6 | McGowan Insurance Group | 345 Massachusetts Ave # 250 | (317) 464-5000 |
| 7 | Burns Family Insurance | 1800 N Meridian St #103a | (317) 377-1100 |
| 8 | CMR Insurance & Services | 4955 W Washington St D | (317) 953-1850 |
| 9 | McClain Matthews Insurance | 6329 Hollister Dr | (317) 298-7500 |
| 10 | Capitol Insurance & Risk Management Group | 6330 E 75th St Suite 200 | (317) 253-1155 |
Steffey Insurance Agency serves Indianapolis and its surrounding communities throughout central Indiana, handling workers’ compensation insurance for local businesses of varying sizes and industries. It arranges coverage options that meet state requirements while protecting employers from work-related injury claims. The agency assists clients with policy selection, risk assessment, and claim support. For each account, it begins by reviewing the business’s operational exposure and payroll, then matching those factors to suitable carrier programs.
Wenclewicz Insurance serves businesses throughout the Indianapolis area seeking workers' compensation coverage. It assists employers in managing their occupational injury risks and securing policies that comply with regulatory requirements. The agency works with local companies to structure plans that protect both their employees and their financial stability. By focusing exclusively on workers' compensation insurance, it provides specialized guidance for navigating claims and premium management. Its service area also extends to businesses in Carmel, a neighboring community north of the metro.
Latina Insurance serves the greater Indianapolis metro area as a workers' compensation insurance agent. The company assists local employers in obtaining policies that comply with Indiana state requirements for workplace injury coverage. It also helps businesses manage claims and navigate the complex process of premium audits. Latina Insurance handles policy placement and risk consulting for small to mid-sized companies in this region.
Access Auto Insurance provides essential workers’ compensation insurance agent services for businesses throughout the Indianapolis area. Its range of services includes policy selection guidance, claims support, and audit assistance to help employers meet state coverage requirements. The agency offers ongoing service plans focused on risk management, ensuring clients maintain compliant and cost-effective policies through regular policy reviews and administrative support. Properties it services include single-family homes, apartment complexes, retail stores, and restaurants.
McGowan Insurance Group specializes in helping employers navigate the complexities of workers’ compensation coverage, including policy selection and claims support. The agency serves businesses across Indianapolis and surrounding areas, assisting with risk management and compliance matters. It addresses common workplace injury scenarios under state regulations, aiming to simplify the administrative process for its clients. As seasonal weather shifts increase slip-and-fall risks in Indiana, the agency helps businesses review their exposure and adjust their coverage accordingly.
As summer construction heats up in Indianapolis, Burns Family Insurance helps small businesses manage the specific workers' compensation liabilities that come with seasonal labor hires. The agency focuses on matching Indiana employers with policies that cover medical expenses and lost wages for job-related injuries, ensuring compliance with state mandates. By reviewing each client's payroll classification and risk profile, Burns Family Insurance tailors coverage to reduce potential audit surprises. To begin, a company representative will schedule a workplace inspection to evaluate safety protocols and establish appropriate premium rates.
CMR Insurance & Services serves residential clients seeking workers’ compensation coverage in Indianapolis. The agency also handles commercial policies for small and mid-sized businesses throughout the area. Agents assist employers in selecting plans that meet state requirements and workplace needs. They explain policy details, help file claims, and advise on loss control strategies. After a policy is issued or a claim is resolved, the agent typically follows up with clients to confirm satisfaction and renew coverage before regular visits are due.
McClain Matthews Insurance works with businesses to secure workers' compensation coverage that meets state requirements and protects employees. As a dedicated agent in Indianapolis, the firm helps employers navigate policy options and compliance needs in Indiana. It can arrange coverage tailored for different work environments, including offices, warehouses, and food service operations.
Capitol Insurance & Risk Management Group is a Workers’ Compensation Insurance Agent based in Indianapolis, Indiana, known for helping local businesses manage mandatory coverage requirements. The firm serves employers across diverse industries, ensuring compliance with state regulations while advising on risk mitigation strategies. Its client work typically focuses on payroll classification, claim handling guidance, and premium optimization. The company can additionally provide specialized consultation for employer liability protection.
What Does a a Workers' Compensation Insurance Agent in Indianapolis Cost?
Typical workers compensation insurance costs in Indiana range from 50 cents to 2 dollars per 100 dollars of payroll for low risk office jobs, and up to 10 dollars or more per 100 dollars for high risk construction work. Your exact premium depends on your business class code, payroll size, and claims history. This is general information and not insurance advice.
About workers' compensation insurance agents in Indianapolis
Workers compensation insurance agents in Indianapolis help businesses comply with Indiana state law, which requires most employers to carry coverage for workplace injuries. An agent can guide you through the Indiana Workers Compensation Board rules and find a policy that fits your business size and risk level. They also assist with annual audits and policy renewals to keep your business protected.
Frequently Asked Questions
What does a workers compensation insurance agent do in Indianapolis?
An agent helps you compare policies from different carriers to find coverage that meets Indiana state requirements. They explain the Indiana Workers Compensation Act rules, such as the 7 day waiting period for lost time benefits. They also help you file claims and manage your policy throughout the year.
Is workers compensation insurance required for all businesses in Indiana?
Indiana law requires most employers with one or more employees to carry workers compensation insurance. Certain exceptions exist for sole proprietors and some agricultural workers. An agent can confirm if your business must have coverage under Indiana Code 22-3-2.
How do Indiana workers compensation rates compare to other states?
Indiana has moderate workers compensation rates compared to the national average. The Indiana Department of Insurance approves rate filings from carriers. An agent can show you how your industry classification and payroll affect your premium in Indianapolis.
Workers' Compensation Insurance Agents in Other Indiana Cities
Anderson · Bloomington · Brownsburg · Carmel · Crown Point · East Chicago · Elkhart · Evansville · Fishers · Fort Wayne · Franklin · Goshen · Granger · Greenfield · Greenwood