The top-rated workers' compensation insurance agent in Bloomington, Illinois is Abby Spachman - State Farm Insurance Agent, rated 5.0 stars across 672 reviews. Other highly rated options include Jim Spachman - State Farm Insurance Agent, Rick McLean - State Farm Insurance Agent, Freeway Insurance. This directory lists 20 workers' compensation insurance agents serving Bloomington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Abby Spachman - State Farm Insurance Agent | 405 N Hershey Rd STE 5 | (309) 662-1822 |
| 2 | Jim Spachman - State Farm Insurance Agent | 2501 E College Ave a | (309) 661-1700 |
| 3 | Rick McLean - State Farm Insurance Agent | 409 S Prospect Rd | (309) 662-5555 |
| 4 | Freeway Insurance | 2109 N Veterans Pkwy #12 | (309) 832-7009 |
| 5 | Michael Lenahan - COUNTRY Financial Representative | 3008 Gill St | (309) 663-5963 |
| 6 | PD Benefits | Pam Deaton | Main Line Benefits | 202 S Eldorado Rd Suite B2 | (309) 287-3518 |
| 7 | Shelter Insurance - Brian Thoennes | 410 N Clinton St | (309) 829-8451 |
| 8 | Hayden Burtis - State Farm Insurance Agent | 3004 General Electric Rd Suite 2 | (309) 777-8888 |
| 9 | Clemens Insurance | 2806 E Empire St | — |
| 10 | New Day Insurance Agency LLC | 1014 Ekstam Dr Suite 101 | (309) 225-3520 |
Abby Spachman - State Farm Insurance Agent serves the Bloomington, Illinois metro area and provides workers’ compensation insurance coverage for local businesses and independent contractors. This agency helps employers protect their workforce by offering policies that cover medical expenses and lost wages for job-related injuries. They assist with policy selection to meet state requirements and risk management needs. Specific services include workers’ compensation for small businesses and coverage for construction-related occupations.
Jim Spachman - State Farm Insurance Agent provides workers’ compensation insurance coverage for local businesses, helping protect employees and manage workplace risk. The agency offers policy reviews and claim support tailored to the needs of each client in Bloomington, IL. Services include assisting with premium calculations and compliance with Illinois workers’ compensation regulations. Jim Spachman serves a variety of properties, such as single-family homes, apartment complexes, retail stores, and restaurants.
Rick McLean - State Farm Insurance Agent in Bloomington, IL works with local business owners, property managers, and self-employed contractors to provide workers' compensation insurance policies. These plans protect employees by covering medical expenses and lost wages for job-related injuries or illnesses. The agency helps small and medium-sized companies navigate coverage requirements and tailor policies to their specific operational risks. It also serves clients in Normal and the broader McLean County area.
Freeway Insurance serves the Bloomington, Illinois metropolitan area as a workers’ compensation insurance agent. The company connects local businesses with coverage options designed to meet state regulations and workplace injury protection needs. It assists employers in finding policies that address medical expenses and lost wages following an employee’s job-related injury or illness. By working with various insurers, the agency helps clients secure appropriate plans for compliance and financial security. Freeway Insurance specifically handles policy selection for small to mid-sized businesses in Bloomington and advises on experience rating adjustments for regional employers.
In choosing between a one-time policy or a recurring service plan, a workers' compensation insurance agent in Bloomington, IL can tailor coverage to the specific liability needs of local employers. Michael Lenahan - COUNTRY Financial Representative assists businesses in managing claims and maintaining compliance with state regulations. This service that protects both employees and employers typically operates on either a scheduled renewal basis or an as-needed consultation model.
PD Benefits, also known as Pam Deaton and Main Line Benefits, serves Bloomington, Illinois, and the surrounding McLean County communities, handling workers' compensation insurance for local employers. It manages claims for on-the-job injuries, helping businesses comply with state regulations while controlling premium costs. To handle a typical job, it first reviews the employer’s payroll and risk exposure, then compares quotes from multiple carriers to secure appropriate coverage.
Shelter Insurance - Brian Thoennes in Bloomington, IL provides workers' compensation insurance policies tailored to manage injury claims and safeguard local businesses from wage replacement costs. Working with employers across various industries, the agency supports compliance with state regulations and helps structure coverage to protect employees during recovery. In an agricultural community where seasonal employment peaks with planting and harvest, it assists farm operations with the specific risk adjustments needed during those high-activity months.
As local businesses recover from winter weather and prepare for spring construction projects, their workers' compensation insurance needs often shift. Hayden Burtis - State Farm Insurance Agent in Bloomington, IL responds by helping employers understand policies that cover workplace injuries and medical costs. The office guides clients through coverage options suited to their operational risks and local regulations. An initial assessment evaluates current workplace hazards and claims history, forming the basis for a personalized review. This process includes scheduling a walkthrough of the business premise to identify specific safety concerns.
New Day Insurance Agency LLC provides Workers' Compensation Insurance coverage for local businesses in Bloomington, Illinois. It designs policies that address payroll classifications and state-mandated requirements for employee injury protection. The agency offers ongoing policy reviews to ensure coverage adjusts with business growth or operational changes. Annual renewal consultations help clients understand premium modifications and loss-control recommendations. It services a diverse range of properties, including small retail shops, casual dining restaurants, warehouse facilities, and multi-unit apartment complexes.
What Does a a Workers' Compensation Insurance Agent in Bloomington Cost?
Workers compensation insurance costs in Illinois vary by industry and payroll. For a small business in Bloomington, typical premiums range from 0.75 to 2.50 dollars per 100 dollars of payroll for low risk office work. Higher risk jobs like construction can cost 5 to 15 dollars per 100 dollars of payroll. Each policy is unique so exact rates depend on your claims history and classification. This is general information and not insurance advice.
About workers' compensation insurance agents in Bloomington
A workers compensation insurance agent in Bloomington Illinois helps local businesses secure coverage required by state law. Illinois requires most employers to carry workers comp insurance for all employees. An agent can explain how rates are set and help you comply with Illinois Department of Insurance rules.
Frequently Asked Questions
Who needs workers compensation insurance in Bloomington Illinois?
Almost all employers in Illinois with one or more employees must carry workers comp insurance. This includes part time and seasonal workers. There are narrow exceptions for some sole proprietors and certain agricultural workers.
What does a workers compensation insurance agent do for a business?
An agent helps you choose a policy that meets Illinois requirements and fits your business risk. They can explain how premiums are calculated based on payroll and classification codes. They also assist with filing claims and managing policy changes.
Are there penalties for not having workers comp insurance in Illinois?
Yes. Illinois can issue fines of up to 500 dollars per day for noncompliance. The state may also issue a stop work order that closes your business until you provide proof of coverage. Criminal charges are possible for repeated violations.
Workers' Compensation Insurance Agents in Other Illinois Cities
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