The top-rated workers' compensation insurance agent in Lihue, Hawaii is Yukimura & Associates: Allstate Insurance, rated 4.8 stars across 44 reviews. Other highly rated options include Adam Smith - State Farm Insurance Agent, Skip Koenig - State Farm Insurance Agent, Punua Insurance. This directory lists 14 workers' compensation insurance agents serving Lihue.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Yukimura & Associates: Allstate Insurance | 2987 Umi St STE 101 | (808) 246-2665 |
| 2 | Adam Smith - State Farm Insurance Agent | 4374 Kukui Grove St Ste 103 | (808) 821-2630 |
| 3 | Skip Koenig - State Farm Insurance Agent | 4491 Kolopa St | (808) 632-0406 |
| 4 | Punua Insurance | 4268 Rice St # A | (808) 245-8508 |
| 5 | Eric Kaneda - State Farm Insurance Agent | 2970 Haleko Rd #106 | (808) 245-3554 |
| 6 | Business Insurance | 4485 Pahee St # 140 | (808) 245-2773 |
| 7 | Heritage Insurance HI | 1616 Haleukana St | (808) 431-3375 |
| 8 | Pyramid Insurance - Kauai | 4405 Kukui Grove St #102 | (808) 245-4624 |
| 9 | Noguchi & Associates Inc | 4370 Kukui Grove St | (808) 245-8449 |
| 10 | Mokihana Insurance Agency | 4393 Kukui Grove St #102 | (808) 245-9573 |
Yukimura & Associates: Allstate Insurance serves Lihue, Kauai, and the surrounding county as a local workers’ compensation insurance agent. The company helps employers secure coverage that meets Hawaii’s specific regulatory requirements for workplace injury claims and lost-wage benefits. This assistance includes policy selection tailored to various business sectors and payroll structures. Additionally, the agency handles payroll audit adjustments and premium reconciliation related to each client’s workers’ compensation policy.
Adam Smith - State Farm Insurance Agent in Lihue, HI, provides workers' compensation insurance services, including policy issuance, claims assistance, and payroll-based premium adjustments. The agency offers ongoing support through periodic policy reviews and claim filing guidance to ensure coverage remains aligned with changing business needs. Standard maintenance includes updating business classifications and injury documentation. It services various commercial properties, including single-family homes, apartments, retail storefronts, and local restaurants.
Skip Koenig - State Farm Insurance Agent serves businesses, property managers, and self-employed individuals in Lihue, Hawaii, with workers’ compensation insurance policies. These plans help employers meet state coverage requirements while protecting their financial assets in the event of a workplace injury. The agency guides clients through policy options, ensuring they understand coverage limits and premium structures. It also assists with claim reporting and risk management guidance, helping reduce workplace hazards for local employers. Across the island, the agency provides coverage to neighboring communities in Kapaʻa and the greater Lihue-metro area.
Punua Insurance distinguishes its workers’ compensation support through both one-time policy consultations and recurring account management services, allowing employers to choose either a singular rate review or ongoing compliance assistance. The firm guides Lihue businesses through coverage options, helping align protection with Hawaii’s industry requirements. Services are available on a scheduled or as-needed basis, adapting to each client’s operational cycle and claim volume.
Eric Kaneda - State Farm Insurance Agent serves Lihue, Hawaii, and the surrounding communities across Kauai. This agency handles workers' compensation insurance, which covers medical costs and lost wages for employees injured on the job. Policies are designed to comply with Hawaii state requirements for businesses of various sizes. To handle a typical job, the agent first reviews the client’s payroll and risk classification, then customizes coverage limits to match the specific operational exposures of the workplace.
Business Insurance provides tailored workers' compensation insurance policies to protect employers in Lihue, HI, ensuring their workforce is covered for job-related injuries and illnesses. It also assists with claims management and compliance advice, helping local businesses navigate complex regulatory requirements. This guidance proves especially valuable during hurricane season, when increased workplace hazards from storm preparations and cleanup efforts often lead to a higher volume of injury claims.
Heritage Insurance HI serves employers in Lihue by guiding them through the complexities of workers' compensation insurance. The agency specializes in tailoring coverage options that address the unique risk profiles of local businesses. It assists clients with policy selection, compliance with Hawaii regulations, and claims management support to promote workplace safety. Commercial sectors Heritage Insurance HI can serve include office environments, warehouse operations, and food service establishments.
As the islands' busy tourist season and plantation harvests peak, many Kauai business owners in construction, hospitality, and agriculture grapple with rising payroll complexities. Pyramid Insurance - Kauai in Lihue assists local employers with selecting statutory workers’ compensation policies that maintain compliance while protecting their bottom line. They explain how experience modification ratings are calculated and review payroll classifications specific to each industry’s risk. Their first step is conducting a free on-site walkthrough of your operations, inspecting workstations and documenting current safety protocols to identify potential hazards.
Noguchi & Associates Inc provides residential workers’ compensation insurance services in Lihue, HI, assisting homeowners who employ domestic help to secure necessary coverage. Commercial clients in the area also benefit from tailored policies designed to meet local business requirements. Serving Lihue and the surrounding Kauai region, the agency ensures that policyholders understand their state-specific obligations regarding workplace injury protection. Between regular visits, the agency follows up with clients to adjust coverage as their residential or commercial needs evolve.
Mokihana Insurance Agency in Lihue, HI is a workers’ compensation insurance agent known for helping local employers secure coverage that meets Hawaii’s specific regulatory requirements. It assists businesses across various industries, from hospitality to construction, in obtaining policies that protect both their employees and operations. The agency provides guidance on policy options, risk management strategies, and claims support tailored to the unique needs of the islands. Additionally, it can offer assistance with employer liability insurance as a specialty add-on service.
What Does a a Workers' Compensation Insurance Agent in Lihue Cost?
Workers compensation insurance costs in Hawaii vary by industry, payroll size, and claims history. For a small business in Lihue, annual premiums typically range from 500 to 5,000 dollars for low risk jobs like retail, and can exceed 10,000 dollars for high risk work like roofing or fishing. Each policy is rated based on classification codes set by the Hawaii Department of Labor and Industrial Relations. This is general information and not insurance advice.
About workers' compensation insurance agents in Lihue
Workers compensation insurance agents in Lihue help local businesses secure coverage required by Hawaii law. Hawaii Revised Statutes Chapter 386 mandates that most employers with one or more employees carry workers compensation insurance. An agent can guide you through policy options and ensure compliance with state regulations specific to Kauai County.
Frequently Asked Questions
What are the employer requirements for workers compensation insurance in Hawaii?
Under Hawaii law, any employer with at least one employee must provide workers compensation insurance. This includes part time and seasonal workers. Failure to carry coverage can result in fines and legal penalties.
How can a Lihue workers comp agent help my small business?
A local agent understands the risks common to Kauai industries like tourism, agriculture, and construction. They can help you find a policy that meets Hawaii state requirements and fits your budget. They also assist with filing forms and managing claims.
Are there specific time limits for reporting injuries in Hawaii?
Yes, Hawaii law requires employees to report work related injuries to their employer within 30 days. Employers must then file a claim with their insurance carrier within 5 working days of receiving notice. Missing these deadlines can affect benefits.