The top-rated workers' compensation insurance agent in St Simons Island, Georgia is Maggie Dutton - State Farm Insurance Agent, rated 5.0 stars across 316 reviews. Other highly rated options include The Live Oak Insurance Agency, Seban's Insurance Solutions, Fleet Risk Management Inc. This directory lists 18 workers' compensation insurance agents serving St Simons Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Maggie Dutton - State Farm Insurance Agent | 400 Main St STE 7 | (912) 638-1881 |
| 2 | The Live Oak Insurance Agency | 1700 Frederica Road Suite 305 St. Simon's Island | (912) 434-4220 |
| 3 | Seban's Insurance Solutions | 312 Plantation Chase | (912) 638-0552 |
| 4 | Fleet Risk Management Inc | 2485 Demere Rd #100 | (912) 638-8277 |
| 5 | Salem & Co | 301 Plantation Chase | (912) 666-6165 |
| 6 | Robinson & Associates Insurance, Inc | 4 Retreat Pl | (912) 638-9717 |
| 7 | Turner & Associates Insurance | 125 Longview Plaza Driveway | (912) 265-2840 |
| 8 | Smoot Financial Group | 400 Main St STE 4 | (912) 549-8776 |
| 9 | McGinty-Gordon & Associates | 225 Marina Dr | (912) 638-8600 |
| 10 | Lighthouse Benefit Advisors | 400 Ocean Blvd Ste. 1102 | (912) 771-8230 |
Maggie Dutton - State Farm Insurance Agent serves St Simons Island, Georgia, and the surrounding communities as a workers’ compensation insurance agent. The agency assists local businesses in obtaining coverage that meets state requirements for workplace injuries and lost wages. Each policy is designed to help protect employers from the financial impact of employee claims. The agent works with business owners to assess their specific payroll and risk factors. Services include new policy setup and annual policy reviews to maintain compliance with Georgia workers’ compensation laws.
Seban's Insurance Solutions serves local businesses, including contractors, retailers, and medical practices, by providing workers’ compensation insurance coverage that meets Georgia’s legal requirements. The agent assesses each business’s risk level, industry classifications, and payroll to recommend appropriate policies that help protect both employers and employees. Claim assistance and policy reviews are also offered to support smooth claims processing and ensure coverage remains adequate as business needs change. In addition to serving St Simons Island, the agency covers businesses throughout Glynn County and the broader Brunswick area.
Fleet Risk Management Inc serves employers in St Simons Island, Georgia, and the surrounding communities of Glynn County. It handles workers' compensation insurance coverage for local businesses. The agency works with clients to secure appropriate policies that meet state regulatory requirements. Its general approach involves reviewing a business's specific operational risks and then recommending coverage options that address those liabilities. It focuses on constructing insurance packages tailored to each client's unique workforce and industry exposure.
Salem & Co specializes in connecting regional businesses with tailored workers' compensation coverage, ensuring compliance and financial protection for employers across various industries. As agents in St Simons Island, GA, they navigate policy options and state regulations to help clients secure appropriate plans for their workforce. Their general service work includes guiding claims reporting and managing policy renewals. During seasonal spikes in the local tourism and hospitality sectors, Salem & Co assists businesses in adjusting coverage to meet fluctuating employee numbers and associated risks.
Robinson & Associates Insurance, Inc, based in St Simons Island, GA, distinguishes between one-time policy placements and recurring coverage management for workers' compensation insurance. As a local agent, the firm focuses on matching businesses with appropriate workers' comp plans to meet regulatory requirements. Coverage options are tailored to address the specific liability and medical cost exposures faced by employers in this region. Service operates on both a scheduled annual review basis for existing clients and a one-time basis for those purchasing a single policy.
For coastal businesses in St Simons Island facing seasonal fluctuations in staffing and risk, reliable workers’ compensation coverage is essential. Turner & Associates Insurance provides tailored policies that align with local industry needs. They assist employers in understanding Georgia’s compliance requirements and managing premium costs. To begin the process of securing appropriate coverage for a specific operation, the company coordinates an on-site inspection of the workplace.
Smoot Financial Group provides residential workers’ compensation coverage for clients on St Simons Island, Georgia, ensuring protection for household staff and domestic workers. Their commercial insurance services extend to small businesses and contractors operating in the local area, addressing liability and medical expense risks. The agency follows a straightforward approach, offering policy reviews and adjustments as client needs change over time. They often coordinate regular service check-ins to maintain coverage continuity between routine visits.
McGinty-Gordon & Associates works to help businesses manage workplace injury risks through workers’ compensation insurance placement. Serving the St Simons Island area, the agency focuses on securing coverage that aligns with local industry needs. It assists in navigating claims reporting and policy compliance to support both employer obligations and workforce protection. The firm can serve commercial sectors such as professional offices, warehouse operations, and food service establishments.
Lighthouse Benefit Advisors, based in St Simons Island, Georgia, provides guidance on workers’ compensation insurance. The firm assists local employers in managing coverage to comply with state regulations while addressing workplace injury risks. It evaluates policy options from multiple carriers to find suitable protection for different business sizes and industries. Services can also include helping clients implement return-to-work programs to control claim costs.
What Does a a Workers' Compensation Insurance Agent in St Simons Island Cost?
Workers compensation insurance costs in Georgia vary by industry and payroll. Typical rates range from 0.50 to 2.50 dollars per 100 dollars of payroll for low risk offices, and 5 to 15 dollars for higher risk trades. Actual premiums depend on your business classification and claims history. This is general information and not insurance advice.
About workers' compensation insurance agents in St Simons Island
Workers compensation insurance agents in St Simons Island help local businesses meet Georgia state requirements. Georgia law requires most employers with three or more employees to carry workers comp coverage. A local agent can guide you through the process of obtaining a policy that fits your business needs.
Frequently Asked Questions
What does a workers compensation insurance agent in St Simons Island do?
An agent helps you compare policies from different carriers and explains Georgia specific coverage rules. They can also assist with payroll classification and premium audits to ensure accurate billing.
Is workers compensation insurance required for all businesses in Georgia?
No. Georgia law requires coverage for businesses with three or more employees, including part time workers. Certain industries like construction have stricter rules. An agent can help you determine if your business must carry a policy.
How can I find a reliable workers compensation insurance agent in St Simons Island?
Look for agents licensed in Georgia who specialize in commercial insurance. Ask about their experience with local businesses and their knowledge of Georgia State Board of Workers Compensation rules.
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