The top-rated workers' compensation insurance agent in Torrington, Connecticut is Brooks, Todd & McNeil Insurance, rated 4.7 stars across 162 reviews. Other highly rated options include Amie Chasse - State Farm Insurance Agent, HealthMarkets Insurance - Mel Brickman, Toth Insurance Agency LLC. This directory lists 16 workers' compensation insurance agents serving Torrington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brooks, Todd & McNeil Insurance | 69 Water St | (860) 482-5591 |
| 2 | Amie Chasse - State Farm Insurance Agent | 469 Prospect St | (860) 482-6002 |
| 3 | HealthMarkets Insurance - Mel Brickman | 16 McDermott Ave Suite 1 | (860) 307-1128 |
| 4 | Toth Insurance Agency LLC | 1151 E Main St | (860) 496-7771 |
| 5 | Brickman Insurance Services | 16 McDermott Ave Suite 1 | (860) 307-1128 |
| 6 | Health Insurance Services Of Connecticut | Craig Yard | 438 E Main St | (860) 626-5594 |
| 7 | Strathman-Winch Insurance | 663 E Main St Suite #8 | (203) 272-5546 |
| 8 | Jeromy Comandini - State Farm Insurance Agent | 954 E Main St Suite 3 | (860) 489-4882 |
| 9 | Dave Turner - State Farm Insurance Agent | 1009 E Main St fl 1 | (860) 489-4882 |
| 10 | Summit Insurance | 2383 Winsted Rd | (860) 601-4046 |
Brooks, Todd & McNeil Insurance serves businesses throughout the Torrington, Connecticut area as a workers' compensation insurance agent. They assist employers in securing coverage that meets state-mandated requirements and protects both companies and their employees. Their work involves evaluating specific workplace risks to help find appropriate policy options from various carriers. They guide clients through the claims process, helping to manage reported injuries and facilitate return-to-work programs. The agency also provides periodic policy reviews to ensure coverage remains adequate as business operations change.
Amie Chasse - State Farm Insurance Agent in Torrington, Connecticut, provides specialized workers’ compensation insurance coverage to protect local businesses from financial liability related to workplace injuries and illnesses. It also offers general personal and commercial insurance policies tailored for the community. The agency helps employers comply with state insurance requirements while managing risk. During the winter months, it assists businesses in securing coverage for slip-and-fall claims common on icy walkways.
An independent agency for workers’ compensation insurance, HealthMarkets Insurance - Mel Brickman in Torrington, CT, connects employers with coverage options tailored to their specific business risks and workforce needs. It provides assistance navigating insurance applications, policy renewals, and compliance with Connecticut workers’ compensation laws. The agency also offers ongoing support for claims filing and policy adjustments as a business grows. Its services cater to properties such as single-family homes, apartments, retail stores, and restaurants, helping each meet state-mandated coverage requirements.
Toth Insurance Agency LLC serves local business owners, property managers, and sole proprietors in Torrington, Connecticut, who need workers' compensation coverage. The agency assists these clients in securing policies that provide medical and wage benefits for employees injured on the job. Navigating state-specific requirements for Connecticut employers is a central part of its daily work. The firm also represents clients seeking protection for their workforce in the neighboring communities of Winsted and the greater Litchfield County area.
Brickman Insurance Services serves Torrington and the surrounding Litchfield County communities, handling workers' compensation insurance for local businesses. It assists employers with managing coverage for workplace injuries and navigating state-specific regulatory requirements. For each client, the agency first reviews the specific industry risks and payroll exposure. It then designs a policy that meets state mandates while controlling premium costs, negotiating terms with multiple carriers to secure appropriate coverage for the business’s operational needs.
Health Insurance Services Of Connecticut | Craig Yard specializes in providing workers' compensation insurance coverage for businesses in Torrington and the surrounding area. The agency guides employers through the complex process of securing policies that meet state regulations and protect their workforce. It also assists clients with classifying employees correctly and managing claim procedures to help control premium costs. As winter approaches, the agency helps local businesses address the increased slip and fall risks common during Connecticut’s icy months.
As the calendar turns toward a new fiscal year, many Torrington businesses balance rising operational costs with the need to secure compliant coverage. Strathman-Winch Insurance addresses this challenge by reviewing local industry classifications to ensure premium accuracy and minimize audit surprises. The agency tailors each policy to match the specific risk exposure found in manufacturing, construction, or retail environments. Coverage is then structured to reflect Connecticut’s unique benefit requirements and return-to-work guidelines. A full account inspection and on-site hazard walk-through serve as the initial step in establishing the policy.
As a workers’ compensation insurance agent based in Torrington, CT, Jeromy Comandini - State Farm Insurance Agent helps local businesses navigate coverage requirements for workplace injuries. The agency offers policies that cover medical expenses and lost wages for employees, while also providing guidance on minimizing risks and managing premium costs. It serves a range of commercial sectors, including offices, warehouses, and food service operations, each with distinct liability exposures that require tailored coverage solutions.
Dave Turner - State Farm Insurance Agent in Torrington, CT, assists businesses in distinguishing between one-time policy adjustments and ongoing coverage renewals for workers’ compensation. This service area focuses on providing essential protection for employees who sustain work-related injuries or illnesses, which is a mandatory requirement for most local employers. The agency helps clients understand coverage limits and legal obligations. Consultations and policy management typically run on a scheduled basis, aligning with state compliance deadlines and annual renewal cycles.
Located in Torrington, Connecticut, Summit Insurance assists local homeowners with workers' compensation insurance for residential employees. The agency also provides commercial coverage for small businesses throughout the region requiring employer liability protection. Policyholders receive guidance on compliance with Connecticut's specific coverage obligations for on-the-job injuries. Services extend to nearby towns and rural areas where agricultural or trades-related workers need secure plans. After an initial policy setup, the agent follows up to adjust coverage as a client’s workforce changes, ensuring continued protection between regular renewal visits.
What Does a a Workers' Compensation Insurance Agent in Torrington Cost?
Workers compensation insurance costs in Connecticut vary by industry, payroll size, and claims history. Typical rates range from $1.50 to $3.00 per $100 of payroll for low-risk jobs, while high-risk work like construction can cost $10.00 or more per $100. Premiums are also affected by the state loss cost multiplier set by the Connecticut Insurance Department. This is general information and not insurance advice.
About workers' compensation insurance agents in Torrington
Workers compensation insurance is required for most employers in Connecticut. A local agent in Torrington can help you understand state mandates like the requirement to provide coverage for all employees. They can also assist with filing forms and managing your policy to keep your business compliant.
Frequently Asked Questions
Who needs workers compensation insurance in Torrington Connecticut?
Connecticut law requires nearly all employers with one or more employees to carry workers compensation insurance. This includes part-time and seasonal workers. An agent can help you determine if your specific business qualifies for any exemptions.
What are the penalties for not having workers comp in Connecticut?
Employers who fail to carry workers compensation insurance in Connecticut face fines of up to $500 per day. They may also be subject to stop work orders and personal liability for employee injuries. An agent can help you avoid these risks.
How does a workers compensation agent help with claims in Torrington?
An agent can guide you through the claims process and help you understand your responsibilities under Connecticut law. They can assist with reporting injuries to your carrier within the required timeframes. This support helps ensure compliance and smooth claim handling.
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