The top-rated workers' compensation insurance agent in San Rafael, California is Trevor Lam - State Farm Insurance Agent, rated 5.0 stars across 276 reviews. Other highly rated options include Bal Claire - State Farm Insurance Agent, AAA San Rafael Branch, Adam Lazar: Allstate Insurance. This directory lists 19 workers' compensation insurance agents serving San Rafael.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Trevor Lam - State Farm Insurance Agent | 851 Irwin St Suite 300 | (415) 233-4356 |
| 2 | Bal Claire - State Farm Insurance Agent | 25 Mitchell Blvd #4 | (415) 479-8086 |
| 3 | AAA San Rafael Branch | 99 Smith Ranch Rd | (415) 488-2900 |
| 4 | Adam Lazar: Allstate Insurance | 52 Mitchell Blvd | (415) 456-8522 |
| 5 | Lisa Elkins-Reuter - State Farm Insurance Agent | 1852 4th St | (415) 482-6686 |
| 6 | Farmers Insurance - Nury Alvarenga | 1368 Lincoln Ave Ste 102 | (415) 457-8319 |
| 7 | San Rafael Insurance Services, Inc. | 842 4th St | (213) 770-4070 |
| 8 | Simon Insurance Agency | 165 N Redwood Dr # 120 | (415) 457-1020 |
| 9 | Mike Wise | 2 California Ave | (415) 258-9912 |
| 10 | Northgate Insurance | 32 Mitchell Blvd | (415) 472-0545 |
Trevor Lam - State Farm Insurance Agent serves the San Rafael, California area as a workers' compensation insurance agent. This agency helps local businesses secure necessary coverage for employees who suffer work-related injuries or illnesses. Knowledgeable agents assess workplace risks and present policy options from a nationally recognized provider. Clients receive guidance on managing claims and complying with California’s workers’ compensation regulations. The office assists with policy evaluations and claims support for small to mid-sized employers in Marin County.
Bal Claire, a State Farm Insurance agent in San Rafael, serves local business owners and property managers who need workers' compensation insurance. The company helps employers secure coverage that meets California’s legal requirements, ensuring their employees are protected in case of work-related injuries or illnesses. The agency also advises clients on policy options to fit different industry risks and payroll sizes. In addition to San Rafael, Bal Claire assists businesses in surrounding communities such as Novato and Larkspur.
AAA San Rafael Branch provides comprehensive workers' compensation insurance services to local businesses, including policy evaluation, risk assessment, and claims management. The office offers ongoing policy maintenance plans to ensure clients remain compliant with California’s evolving regulations. Dedicated support for injury prevention and return-to-work programs is available. This agent serves a broad variety of commercial properties, including single-family homes, apartments, retail spaces, and restaurants requiring liability and loss control.
Adam Lazar: Allstate Insurance serves the San Rafael, California area and the surrounding communities in Marin County. The agency handles workers' compensation insurance policies for local employers, covering medical costs and lost wages for workplace injuries. It provides coverage options designed to meet various business needs. To manage a typical claim, the agency begins by gathering complete details about the incident and then coordinates directly with the insurance carrier to process the case efficiently and keep the employer updated.
Lisa Elkins-Reuter - State Farm Insurance Agent in San Rafael, CA, offers workers’ compensation insurance as either a one-time policy for independent contractors needing project-based coverage or as a recurring, annual policy for businesses with ongoing employee risk. Coverage typically includes medical expenses, lost wages, and rehabilitation costs for work-related injuries. This agent helps local employers comply with California’s mandatory coverage requirements while tailoring protection to specific industry exposures. Services are structured on a recurring basis, with policies designed for scheduled annual renewal or as-needed adjustments for new hires or changing operations.
Farmers Insurance - Nury Alvarenga specializes in workers’ compensation insurance, helping employers in San Rafael secure coverage for job-related injuries and illnesses. The agency advises local businesses on policy options that meet California state requirements. It guides clients through the process of obtaining necessary protection for their workforce. During periods of business expansion or seasonal hiring surges, it assists with adjusting coverage limits to accommodate changing employee numbers and risk exposures.
With seasonal shifts in the local construction and service industries, employers in San Rafael face fluctuating workers’ compensation insurance needs. San Rafael Insurance Services, Inc. addresses these requirements by guiding businesses through the process of securing coverage that meets California regulations. As a workers’ compensation insurance agent, the company helps clients assess the risks specific to their operations and identifies appropriate policy options. The initial step involves scheduling an on-site inspection of the workplace to evaluate safety protocols and current liabilities.
Simon Insurance Agency provides workers’ compensation insurance services to businesses in the San Rafael area, focusing on helping employers manage coverage and comply with California regulations. They assist with policy selection, risk assessment, and claims support tailored to each client’s operational needs. The agency serves diverse commercial sectors including local offices, warehouses, and food service establishments, ensuring these businesses obtain appropriate protection for their employees.
Mike Wise in San Rafael provides workers’ compensation insurance for residential industries, including home health aids and domestic employees. The agency also covers commercial operations such as landscaping and small construction firms throughout Marin County. Local policyholders benefit from coverage that helps manage workplace injury claims while keeping business expenses predictable. After an initial policy setup, the agent schedules regular reviews to adjust coverage as a company’s workforce changes, ensuring continued protection between each scheduled visit.
What Does a a Workers' Compensation Insurance Agent in San Rafael Cost?
Workers compensation insurance costs in California vary widely. For a small office based business premiums may start around 300 to 500 dollars per year per employee. For higher risk industries like roofing or manufacturing costs can exceed 5,000 dollars per employee annually. Rates are set by the insurance carrier based on your classification code and experience modification factor. This is general information and not insurance advice.
About workers' compensation insurance agents in San Rafael
A workers compensation insurance agent in San Rafael California helps local employers meet state legal requirements. California law requires nearly all employers to carry workers comp coverage even for part time workers. An agent can guide you through the process of obtaining a policy that fits your business size and risk level.
Frequently Asked Questions
Is workers compensation insurance required for all businesses in San Rafael California?
Yes California Labor Code Section 3700 requires every employer with at least one employee to carry workers compensation insurance. Sole proprietors and some independent contractors may be exempt but it is important to verify your status with an agent.
How does a workers compensation insurance agent in San Rafael help with claims?
An agent can explain the claims process and help you understand your responsibilities under California law. They do not handle claims directly but can connect you with the insurance carrier and advise on reporting deadlines such as the 30 day window for serious injuries.
What factors affect the cost of workers comp insurance for a San Rafael business?
Costs depend on your business classification code payroll amount and claims history. California uses a classification system where higher risk jobs like construction have higher rates. Your agent can help you find a policy that matches your specific operations.
Workers' Compensation Insurance Agents in Other California Cities
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