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Find Workers' Compensation Insurance Agents in Modesto, CA

Compare workers' compensation insurance agents in Modesto. Review contact information and insurance categorys before you decide.

20 agents listed
Updated May 2026
Modesto, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 workers' compensation insurance agents in Modesto, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
SaveDirect Insurance Agency, LLC
1800 Tully Rd G, Modesto, CA 95350
(209) 857-5877 savedirectinsurance.com
Farmers Insurance - Maria (Candy) Melara
2507 E Hatch Rd Ste B, Modesto, CA 95351
(209) 556-9946 agents.farmers.com
TopFlight Insurance Services
901 N Carpenter Rd #37, Modesto, CA 95351
(209) 622-4622 topflightinsurance.net
Mendoza Insurance Services
724 E Hatch Rd, Modesto, CA 95351
(209) 488-3200 mendozainsurance.com
FOCO Insurance - Modesto
1805 Crows Landing Rd, Modesto, CA 95358
(209) 457-6646 focoinsuranceservices.com
insureCAL Insurance Agency
3508 Dale Rd, Modesto, CA 95356
(209) 250-0269 turlockinsurance.com
Farmers Insurance - Timothy McCain
1236 Floyd Ave Ste B, Modesto, CA 95350
(209) 527-8800 agents.farmers.com
Teresa Clutter Insurance Services LLC
400 12th St #26, Modesto, CA 95354
(209) 836-0719 clutterinsurance.com
C-B Associates Insurance
1505 G St, Modesto, CA 95354
(209) 527-8055 cbassociatesinsurance.com
Omega Pacific Insurance Solutions
1016 12th St Ste. A, Modesto, CA 95354
(209) 338-5500 trustomega.com
Skeet's Insurance Service, Inc.
2307 Oakdale Rd Ste. 400, Modesto, CA 95355
(209) 526-1578 skeetsins.com
Macias Insurance Services
1511 Crows Landing Rd, Modesto, CA 95358
(209) 846-9800 maciasinsurancemodesto.com
Macias Insurance Services - 1337 Crows Landing
1337 Crows Landing Rd Suite E, Modesto, CA 95351
(209) 523-9100 maciasinsurancemodesto.com
Wylie Insurance Services
1729 Tully Rd Suite 6, Modesto, CA 95350
(209) 526-4402 wylieinsurance.net
Pacific Creek Insurance Services
4120 Dale Rd J3, Modesto, CA 95356
(209) 618-4355 pcins.org
Toste Insurance Services INC
3501 Coffee Rd #1a, Modesto, CA 95355
(209) 338-3585 tosteins.com
Wright Insurance Agency - J. David Wright, Jr Insurance
2200 McHenry Ave Ste A, Modesto, CA 95350
(209) 526-2005 wrightinsuranceagency-jdavidwrightjrinsurance.com
Modesto Insurance Center
3025 McHenry Ave suite m, Modesto, CA 95350
(209) 529-0745
Gingerich Insurance
817 Coffee Rd Suite C-2, Modesto, CA 95355
(209) 524-1800 gingerichinsurance.com
Bankers Life
3600 Sisk Rd #5b, Modesto, CA 95356
(209) 521-9825 branches.bankerslife.com

Workers compensation insurance agents in Modesto help local businesses comply with California labor laws. California requires nearly all employers to carry workers compensation insurance, even those with just one employee. A local agent can explain state-specific rules and find a policy that fits your business needs.

What Does a Workers' Compensation Insurance Agent in Modesto Cost?

Typical workers compensation insurance costs in California range from 0.50 to 3.00 dollars per 100 dollars of payroll, depending on your industry and claims history. For a small Modesto business with low-risk work, annual premiums may start around 500 to 1,500 dollars. High-risk industries like construction can cost 5,000 dollars or more per year. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Is workers compensation insurance required for all businesses in Modesto California?
Yes, California law requires all employers to provide workers compensation insurance, even for part-time or seasonal workers. There are very few exceptions, such as certain sole proprietors without employees.
What does a workers compensation insurance agent in Modesto do?
A workers compensation insurance agent helps you compare policies from different carriers, explains California coverage requirements, and assists with claims or policy changes. They also help ensure your business classification is correct to avoid overpaying.
How does California set workers compensation insurance rates?
Rates are based on your business classification code, payroll, and claims history. The California Department of Insurance approves rates, but agents can help you find competitive options from private insurers or the State Compensation Insurance Fund.