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Find Workers' Compensation Insurance Agents Near You in Lake Elsinore, CA

Browse workers' compensation insurance agents serving Lake Elsinore, California. Updated 2026-07-14.

The top-rated workers' compensation insurance agent in Lake Elsinore, California is Tako Insurance Agency: Allstate Insurance, rated 4.8 stars across 134 reviews. Other highly rated options include Guidance Insurance Agency, Inc., Paul Niehouse Jr - State Farm Insurance Agent, Speedy Insurance Agency. This directory lists 16 workers' compensation insurance agents serving Lake Elsinore.

Showing 16 workers' compensation insurance agents in Lake Elsinore, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Tako Insurance Agency: Allstate Insurance31641 Auto Center Dr STE 1A(951) 674-0624
2Guidance Insurance Agency, Inc.16746 Lakeshore Dr A(951) 245-2240
3Paul Niehouse Jr - State Farm Insurance Agent32235 Mission Trail B11(951) 674-0735
4Speedy Insurance Agency32285 Mission Trail P5(951) 579-4095
5All Discount Insurance Services, Inc.31796 Casino Dr A(951) 245-9777
6Manuel Bonilla: Allstate Insurance117 S Main St Ste 204(951) 405-4954
7Nino Insurance Agency30870 Riverside Dr # B3(951) 674-5110
8Todd Schaffner - State Farm Insurance Agent31461 Riverside Dr Ste C(951) 245-1100
9Golden Square Insurance31948 Mission Trail unit b(951) 579-4095
10Auto International Insurance31952 Mission Trail(951) 550-0222
TI
31641 Auto Center Dr STE 1A
Tako Insurance Agency: Allstate Insurance
Workers' Compensation Insurance Agent · Lake Elsinore, CA

Tako Insurance Agency: Allstate Insurance serves the Lake Elsinore, California, area as a local provider of workers' compensation insurance policies. It assists businesses in obtaining coverage that meets state requirements for employee injury and illness protection. The agency helps employers navigate insurance options designed to cover medical expenses and lost wages for workers injured on the job. In the Lake Elsinore region, it specifically handles policy procurement for small to mid-sized businesses and assists with claims support for workplace injury incidents.

GI
16746 Lakeshore Dr A
Guidance Insurance Agency, Inc.
Workers' Compensation Insurance Agent · Lake Elsinore, CA

Guidance Insurance Agency, Inc. offers a comprehensive range of workers’ compensation insurance services, including policy procurement, risk assessment, and claims management support. The agency provides ongoing service plans that assist with policy renewals, audit preparation, and maintaining compliance with California’s evolving regulations. Its client representatives work to ensure businesses understand their coverage needs and respond promptly to workplace injury reports. Based in Lake Elsinore, the agency services a variety of local properties, including single-family homes, apartments, retail spaces, and restaurants.

PN
32235 Mission Trail B11
Paul Niehouse Jr - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Lake Elsinore, CA

Residential homeowners, small business operators, and property managers in Lake Elsinore turn to Paul Niehouse Jr - State Farm Insurance Agent for workers’ compensation insurance that meets California’s coverage requirements. The agent evaluates each client’s risk profile and payroll to find a policy that helps employees get medical care and wage replacement after a work injury. Coverage options include policy limits that align with state mandates, return-to-work support, and claims management. The agency also serves properties and small employers throughout the surrounding Riverside County communities, including nearby Wildomar and Canyon Lake.

SI
32285 Mission Trail P5
Speedy Insurance Agency
Workers' Compensation Insurance Agent · Lake Elsinore, CA

Serving Lake Elsinore and the surrounding communities of Riverside County, Speedy Insurance Agency handles workers' compensation insurance policies tailored to local businesses. These policies cover medical expenses and lost wages for employees injured on the job, ensuring compliance with California state requirements. The agency draws on a deep understanding of the area’s industries, from construction to logistics, to guide each client toward appropriate coverage. For a typical job, it reviews a business’s specific operations and risk profile to recommend a balanced policy that protects both the employer and its workforce.

AD
31796 Casino Dr A
All Discount Insurance Services, Inc.
Workers' Compensation Insurance Agent · Lake Elsinore, CA

All Discount Insurance Services, Inc. serves local businesses and employers in Lake Elsinore, California, providing Workers' Compensation insurance agency services. It helps business owners secure coverage that meets state requirements while protecting their workforce. The agency assists with policy selection, risk management advice, and claims support for commercial clients. Its brokers work to find appropriate coverage options for various industries. The company also extends its Workers' Compensation insurance services to clients in the nearby community of Wildomar in Riverside County.

MB
117 S Main St Ste 204
Manuel Bonilla: Allstate Insurance
Workers' Compensation Insurance Agent · Lake Elsinore, CA

Manuel Bonilla: Allstate Insurance serves Lake Elsinore, California, and its surrounding communities with workers’ compensation insurance. It handles policies that provide medical benefits and wage replacement for employees injured on the job. For a typical case, the agency takes a consultative approach by reviewing a business’s specific risks and tailoring coverage to meet state requirements and the employer’s operational needs.

NI
30870 Riverside Dr # B3
Nino Insurance Agency
Workers' Compensation Insurance Agent · Lake Elsinore, CA

A workers’ compensation insurance agent can meet a business’ need through either a one-time policy review or an ongoing service arrangement that adjusts coverage as payroll and risk change. Nino Insurance Agency in Lake Elsinore, CA helps local employers secure the required coverage for workplace injuries while navigating California’s specific regulations and premium calculations. Service runs on a one-time, scheduled, or as-needed basis, allowing each client to choose the frequency of agent involvement that best fits their operational cycle.

TS
31461 Riverside Dr Ste C
Todd Schaffner - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Lake Elsinore, CA

As a workers’ compensation insurance agent in Lake Elsinore, Todd Schaffner’s office specializes in helping local businesses navigate the complexities of workplace injury coverage. It also provides general insurance services to address individual and commercial needs in the community. The agency works with employers to develop policies that comply with California regulations while protecting both workers and companies from financial loss. In spring and summer, when many construction and landscaping projects increase activity, it assists clients in managing the elevated injury risks that come with seasonal outdoor labor.

GS
31948 Mission Trail unit b
Golden Square Insurance
Workers' Compensation Insurance Agent · Lake Elsinore, CA

As seasonal fluctuations affect small businesses and trades in the Lake Elsinore area, local employers often seek to manage rising payroll costs while securing proper coverage. Golden Square Insurance works directly with regional companies to provide workers’ compensation insurance that meets regulatory requirements. The agent helps business owners evaluate their liability exposure and tailor policies to specific operational risks. After an initial consultation to discuss payroll and safety history, the process begins with a thorough on-site inspection of the workplace.

AI
31952 Mission Trail
Auto International Insurance
Workers' Compensation Insurance Agent · Lake Elsinore, CA

Auto International Insurance in Lake Elsinore, California offers workers’ compensation coverage for businesses that require either a single policy for a known risk or ongoing coverage that adjusts with payroll changes. These services help local employers meet state mandates while protecting against work-related injury claims. Coverage can be structured as a one-time policy for seasonal work, scheduled for periodic renewals, or arranged on an as-needed basis for fluctuating staffing needs.

FI
506 W Graham Ave # 104
Farmers Insurance - Michele Munoz
Workers' Compensation Insurance Agent · Lake Elsinore, CA
(951) 471-2029
agents.farmers.com/ca/lake-elsinore/michele-munoz
TP
350 Railroad Canyon Rd suit c
Tico Pro Insurance Services
Workers' Compensation Insurance Agent · Lake Elsinore, CA
(714) 308-4319
ticoproinsurance.com
FA
31903 Mission Trail
Farmers
Workers' Compensation Insurance Agent · Lake Elsinore, CA
(951) 461-5214
agents.farmers.com/ca/lake-elsinore/michele-munoz
MI
31903 Mission Trail
MNE Insurance Agency
Workers' Compensation Insurance Agent · Lake Elsinore, CA
(951) 667-3910
mneinsurance.com
CI
15580 Alvarado St
Campbell Insurance Services Inc
Workers' Compensation Insurance Agent · Lake Elsinore, CA
(951) 678-3676
LI
531 Birch St
Licensed Insured Bonded
Workers' Compensation Insurance Agent · Lake Elsinore, CA
(209) 583-3113

What Does a a Workers' Compensation Insurance Agent in Lake Elsinore Cost?

Typical workers compensation insurance costs in California range from $0.75 to $2.50 per $100 of payroll for low-risk jobs, and $5.00 to $30.00 per $100 for high-risk jobs. In Lake Elsinore, rates also depend on your specific industry classification and claims history. This is general information and not insurance advice.

About workers' compensation insurance agents in Lake Elsinore

A workers compensation insurance agent in Lake Elsinore California helps local businesses secure coverage required by California law. Under California Labor Code Section 3700, nearly all employers must carry workers compensation insurance. An agent can guide you through state-specific rules, including the California Workers Compensation Insurance Rating Bureau classifications.

Frequently Asked Questions

Is workers compensation insurance required for all businesses in Lake Elsinore?

Yes, California law requires most employers with even one employee to carry workers compensation insurance. This applies to both full-time and part-time workers in Lake Elsinore.

What does a workers compensation insurance agent in Lake Elsinore do?

An agent helps you choose a policy that meets California state requirements, explains premium calculations based on payroll and job classifications, and assists with claims reporting. They also ensure compliance with the California Division of Workers Compensation.

How long do I have to report a workplace injury in California?

Under California law, you must report a workplace injury to your insurer within 24 hours of learning about it. The employee has up to 30 days to notify the employer of an injury.

Workers' Compensation Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each workers' compensation insurance agent's credentials and current standing with your state Department of Insurance.