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Find Workers' Compensation Insurance Agents Near You in Laguna Niguel, CA

Browse workers' compensation insurance agents serving Laguna Niguel, California. Updated 2026-07-14.

The top-rated workers' compensation insurance agent in Laguna Niguel, California is RJS Truck Insurance, rated 5.0 stars across 375 reviews. Other highly rated options include Herron Family Insurance Agency, Inc: Allstate Insurance, Kessler Alair Insurance Services, Inc., Insource Insurance Agency. This directory lists 15 workers' compensation insurance agents serving Laguna Niguel.

Showing 15 workers' compensation insurance agents in Laguna Niguel, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1RJS Truck Insurance27782 El Lazo(949) 349-1300
2Herron Family Insurance Agency, Inc: Allstate Insurance30101 Town Center Dr Ste 105(949) 495-3530
3Kessler Alair Insurance Services, Inc.32451 Golden Lantern Suite 306(949) 536-3700
4Insource Insurance Agency30011 Ivy Glenn Dr #212(949) 485-5467
5South County Insurance Services-Pavel Levitanus28202 Cabot Rd #300(949) 550-2502
6Dan Rickabus - State Farm Insurance Agent30131 Town Center Dr #275(949) 363-7100
7Brittanny Perry: Allstate Insurance27601 Forbes Rd #14(949) 487-2900
8InsurCali28202 Cabot Rd #300(949) 973-0278
9Plan On Your Future Insurance27271 La Paz Rd C(949) 991-8621
10Brakke-Schafnitz Insurance Brokers28202 Cabot Rd # 600(949) 365-5100
RT
27782 El Lazo
RJS Truck Insurance
Workers' Compensation Insurance Agent · Laguna Niguel, CA

RJS Truck Insurance serves Laguna Niguel and the surrounding Orange County area as a workers' compensation insurance agent. It helps local businesses obtain coverage that meets state requirements for employee injury protection. The agency assists with policy selection, claims processing, and premium optimization for various industries. It handles coverage for trucking firms and logistics operators, addressing the specific risk needs of commercial vehicle operations.

HF
30101 Town Center Dr Ste 105
Herron Family Insurance Agency, Inc: Allstate Insurance
Workers' Compensation Insurance Agent · Laguna Niguel, CA

Herron Family Insurance Agency, Inc: Allstate Insurance provides workers’ compensation insurance agent services in Laguna Niguel, California. It assists businesses in securing coverage for employee work-related injuries and illnesses. Ongoing support includes policy management, claims guidance, and risk assessment consultations to help maintain compliance and control costs. The agency regularly reviews business operations to adjust coverage as needs change. It serves a variety of properties, including single-family homes, apartments, retail locations, and restaurants.

KA
32451 Golden Lantern Suite 306
Kessler Alair Insurance Services, Inc.
Workers' Compensation Insurance Agent · Laguna Niguel, CA

Kessler Alair Insurance Services, Inc. serves the Laguna Niguel area and its surrounding Orange County communities. The company handles Workers’ Compensation insurance for local businesses of various sizes. This coverage typically addresses employee medical care and lost wages following a workplace injury. The agent works by assessing each client’s specific risks and operational needs to craft a suitable policy. For a typical job, it applies a thorough evaluation of the business’s payroll, industry type, and safety record to determine appropriate coverage levels.

II
30011 Ivy Glenn Dr #212
Insource Insurance Agency
Workers' Compensation Insurance Agent · Laguna Niguel, CA

Insource Insurance Agency serves California businesses in need of workers' compensation coverage, including small companies, contractors, and professional offices in Laguna Niguel. It assists employers in managing their risk and meeting state insurance requirements. The agency works with various carriers to help clients find appropriate policies for their payroll and industry classification. It also serves neighboring communities throughout Orange County, such as Mission Viejo and Aliso Viejo.

SC
28202 Cabot Rd #300
South County Insurance Services-Pavel Levitanus
Workers' Compensation Insurance Agent · Laguna Niguel, CA

South County Insurance Services-Pavel Levitanus serves Laguna Niguel and nearby Orange County communities, handling workers’ compensation insurance coverage for local businesses. The agency helps employers manage state-mandated policies that protect employees injured on the job while ensuring compliance with California regulations. Each client’s operation and risk profile are reviewed to identify appropriate policy limits and deductibles. A typical job is approached by comparing multiple insurer quotes, then recommending a tailored plan that balances adequate protection with premium cost.

DR
30131 Town Center Dr #275
Dan Rickabus - State Farm Insurance Agent
Workers' Compensation Insurance Agent · Laguna Niguel, CA

While some worker's compensation insurance policies require a single, one-time setup for independent contractors, others involve recurring adjustments for a changing staff. This local agency assists businesses in Laguna Niguel with navigating California's specific coverage mandates for employee injury claims. Services include explaining the distinctions between standard workers' comp and occupational accident plans for various industry classifications. For established client policies, administrative support and claim filing guidance are offered on an as-needed basis.

BP
27601 Forbes Rd #14
Brittanny Perry: Allstate Insurance
Workers' Compensation Insurance Agent · Laguna Niguel, CA

Brittanny Perry: Allstate Insurance specializes in workers’ compensation insurance agency services, helping local businesses secure coverage for work-related injuries and illnesses. This Laguna Niguel, CA agency assists employers in navigating policy requirements and managing claims to support injured workers. A workers’ compensation agent can also evaluate business risks to tailor appropriate plans. As the end of the fiscal year approaches, many companies rely on an agent to review their coverage and adjust for new seasonal hires or shifting workplace hazards.

IN
28202 Cabot Rd #300
InsurCali
Workers' Compensation Insurance Agent · Laguna Niguel, CA

Running a small business or building a crew in Laguna Niguel means navigating the annual renewal cycle and managing rising payroll risks year-round. InsurCali focuses on matching employers with policies that meet California's specific coverage mandates near the 5 Freeway corridor. They help translate complex classification codes into clear, actionable protection for local contractors and hospitality workers. Every new client relationship begins with a review of current exposures and a thorough on-site inspection of the workplace.

PO
27271 La Paz Rd C
Plan On Your Future Insurance
Workers' Compensation Insurance Agent · Laguna Niguel, CA

Plan On Your Future Insurance provides workers’ compensation insurance guidance to employers in Laguna Niguel and surrounding areas. The agency specializes in helping businesses manage payroll classifications and workplace injury claims. It assists clients in reviewing coverage amounts to meet California’s requirements. Commercial sectors the firm can serve include corporate offices, large and small warehouses, and food service establishments requiring kitchen and delivery coverage.

BS
28202 Cabot Rd # 600
Brakke-Schafnitz Insurance Brokers
Workers' Compensation Insurance Agent · Laguna Niguel, CA

Brakke-Schafnitz Insurance Brokers provides workers' compensation insurance services for residential clients in Laguna Niguel, California. Commercial coverage for small and medium businesses is also available throughout the area. An agent works directly with employers to assess risk and secure appropriate policies that meet state requirements. After an initial claim or adjustment is handled, the same agent follows up to ensure ongoing compliance and coverage needs are met between regular visits.

SS
28188 Moulton Pkwy #0726
Serjick's Insurance Services
Workers' Compensation Insurance Agent · Laguna Niguel, CA
(951) 377-0727
serjinsurance.com
AL
28202 Cabot Rd # 600
Acrisure Laguna Niguel, CA (Signature Insurance Group)
Workers' Compensation Insurance Agent · Laguna Niguel, CA
(800) 464-3606
acrisure.com
VH
28052 Camino Capistrano
Value Health One Insurance
Workers' Compensation Insurance Agent · Laguna Niguel, CA
(949) 259-5767
valuehealthone.com
BF
28202 Cabot Rd #300
Broker Financial Insurance Services
Workers' Compensation Insurance Agent · Laguna Niguel, CA
(714) 609-9100
IB
28202 Cabot Rd #435
Ironwood Brokers & Insurance Marketing
Workers' Compensation Insurance Agent · Laguna Niguel, CA
(888) 858-4766
ironwoodbrokers.com

What Does a a Workers' Compensation Insurance Agent in Laguna Niguel Cost?

Typical workers compensation insurance costs in California range from 0.5 to 5 dollars per 100 dollars of payroll, depending on industry risk and claims history. For a small office business in Laguna Niguel, annual premiums might be 500 to 2,000 dollars. For higher risk industries like construction, costs can exceed 10,000 dollars per year. This is general information and not insurance advice.

About workers' compensation insurance agents in Laguna Niguel

Workers compensation insurance agents in Laguna Niguel help California businesses meet state legal requirements for employee injury coverage. California law requires nearly all employers to carry workers compensation insurance under Labor Code Section 3700. A local agent can guide you through policy options and ensure compliance with state regulations.

Frequently Asked Questions

What does a workers compensation insurance agent in Laguna Niguel do?

An agent helps you find a policy that meets California state requirements. They explain coverage limits, exclusions, and premium factors specific to your business type and location.

Is workers compensation insurance required for all businesses in Laguna Niguel?

Yes, California law requires all employers with at least one employee to carry workers compensation insurance. Sole proprietors and some independent contractors may be exempt but should confirm with an agent.

How can I lower my workers compensation insurance costs in California?

You can reduce costs by implementing safety programs, maintaining accurate payroll records, and choosing a higher deductible. An agent can also help you explore group insurance or pay-as-you-go plans.

Workers' Compensation Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each workers' compensation insurance agent's credentials and current standing with your state Department of Insurance.