ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Workers' Compensation Insurance Agents in Dana Point, CA
Looking for a workers' compensation insurance agent in Dana Point? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Dana Point, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 10 workers' compensation insurance agents in Dana Point, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Elaine LaVine - State Farm Insurance Agent
34080 Golden Lantern UNIT 105, Dana Point, CA 92629
34175 Camino Capistrano # 202, Dana Point, CA 92624
(949) 396-2420
mercuryinsurance.com
Farmers Insurance - Terry Anabtawi
34071 La Plaza #220, Dana Point, CA 92629
(949) 276-5400
agents.farmers.com
Farmers Insurance - Rosario Ortega
34175 Camino Capistrano # 204, Dana Point, CA 92624
(949) 661-6300
agents.farmers.com
Workers compensation insurance agents in Dana Point help local businesses secure coverage required by California law. California Labor Code Section 3700 mandates that nearly all employers carry workers comp insurance. An agent can guide you through policy options and ensure compliance with state regulations for your Dana Point business.
What Does a Workers' Compensation Insurance Agent in Dana Point Cost?
Typical workers compensation insurance costs in California range from 1 to 5 percent of payroll for low risk office jobs to 10 to 25 percent for high risk construction work. For a small Dana Point business with 100,000 dollars in payroll, annual premiums might be 2,000 to 10,000 dollars depending on industry and loss history. Each policy is individually rated. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a workers compensation insurance agent in Dana Point do?
A workers compensation insurance agent helps you select a policy that meets California legal requirements. They explain coverage limits, assist with payroll classification, and help you file claims if an employee is injured. Agents also advise on safety programs to reduce premium costs.
Is workers compensation insurance required for small businesses in Dana Point?
Yes, California law requires all employers with at least one employee to carry workers compensation insurance. This applies to part time and seasonal workers as well. Failure to have coverage can result in fines, stop work orders, and personal liability for the business owner.
How do California workers comp premiums get calculated in Dana Point?
Premiums are based on your payroll, employee job classifications, and your claims history. The California Workers Compensation Insurance Rating Bureau sets advisory rates. An agent can help you review your classification codes to ensure accurate billing and avoid overpaying.
Free • No Obligation
Compare Workers' Compensation Insurance Agents
Get matched with agents in Dana Point who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.