The top-rated workers' compensation insurance agent in Cupertino, California is Jason Stefely - State Farm Insurance Agent, rated 4.9 stars across 432 reviews. Other highly rated options include Gurbinder Mavi - State Farm Insurance Agent, Catherine Chen - State Farm Insurance Agent, Cheryl Ching - State Farm Insurance Agent. This directory lists 13 workers' compensation insurance agents serving Cupertino.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jason Stefely - State Farm Insurance Agent | 20395 Pacifica Dr STE 108 | (408) 255-3212 |
| 2 | Gurbinder Mavi - State Farm Insurance Agent | 20395 Pacifica Dr STE 108 | (650) 237-0400 |
| 3 | Catherine Chen - State Farm Insurance Agent | 20132 Stevens Creek Blvd | (408) 863-0000 |
| 4 | Cheryl Ching - State Farm Insurance Agent | 10025 S Tantau Ave | (408) 777-9777 |
| 5 | Farmers Insurance - Patricia Han | 20567 Sunrise Dr | (408) 865-0365 |
| 6 | Jim Liu - State Farm Insurance Agent | 21070 Homestead Rd #118 | (408) 738-1200 |
| 7 | Farmers Insurance - Ray Cheng | 20370 Town Center Ln Ste 105 | (408) 863-0180 |
| 8 | Farmers Insurance - Lily Zhao | 20432 Silverado Ave UNIT 211 | (408) 398-4616 |
| 9 | JONATHAN CHIEM: Allstate Insurance | 10520 S De Anza Blvd Ste B | (408) 252-3830 |
| 10 | Farmers Insurance - Stacy Lane | 20410 Town Center Ln # 101 | (408) 715-3535 |
Jason Stefely - State Farm Insurance Agent serves the Cupertino, California area and provides workers' compensation insurance coverage to local businesses. This agency helps employers manage the costs associated with workplace injuries by securing appropriate policies. The agent works with small and medium-sized enterprises to customize their coverage levels. Services include policy selection for payroll and industry-specific risks. The agency also handles claims assistance and policy adjustments for business growth or employee changes.
Gurbinder Mavi - State Farm Insurance Agent provides workers' compensation insurance coverage designed to protect both employers and employees in Cupertino, California. The agency helps business owners understand their liability risks and secure policies that cover medical expenses and lost wages from job-related injuries. Its service approach includes periodic policy reviews to ensure coverage keeps pace with operational changes and California’s regulatory requirements. The agency assists with claims guidance and questions about premium adjustments. It serves a variety of commercial clients, including single-family homes, apartments, retail establishments, and restaurants.
Businesses and property managers in Cupertino seeking workers' compensation insurance will find comprehensive coverage options through Catherine Chen – State Farm Insurance Agent. The agency assists local employers in safeguarding their operations with policies that address workplace injury liabilities and medical cost protection. Catherine Chen provides personalized evaluations to match each business with appropriate coverage limits and payroll classifications. Serving the broader Santa Clara Valley area including Sunnyvale, this agent helps organizations manage risk while meeting state compliance requirements for employee protection.
Serving Cupertino and the surrounding communities of Santa Clara County, Cheryl Ching - State Farm Insurance Agent handles workers' compensation insurance needs for local businesses. This agency assists employers in managing claims related to on-the-job injuries and ensuring compliance with California's coverage requirements. It evaluates each client's specific industry risks and payroll size to recommend appropriate policy limits. To handle a typical job, the agency coordinates with injured employees and medical providers to facilitate a smooth claims process from initial report through return to work.
Farmers Insurance - Patricia Han in Cupertino, California, provides workers' compensation insurance designed to cover medical expenses and lost wages for employees injured on the job. Its general services include policy customization and claims support to help local businesses manage risk and maintain compliance. The agency assists employers in navigating California's specific regulatory requirements while identifying coverage gaps. As winter approaches, it helps seasonal businesses adjust their policies to account for temporary workers or fluctuating payrolls.
As local businesses in Cupertino prepare for seasonal shifts and new projects, they often seek reliable coverage for their teams. Jim Liu - State Farm Insurance Agent provides workers’ compensation insurance to help employers manage risks and meet California’s regulatory requirements. Working with area companies, the agent assists in tailoring policies that address specific workplace exposures and potential payroll fluctuations. Services typically begin with a thorough review of business operations and claim history, followed by an on-site inspection of current safety procedures and physical workspaces to identify potential hazards.
Farmers Insurance - Ray Cheng in Cupertino, CA offers workers' compensation insurance both as a one-time policy purchase for a single project term and as an ongoing, recurring coverage for continuous business operations. The coverage generally helps protect employers from financial liabilities tied to employee work-related injuries or illnesses, including medical expenses and lost wages. Service operates on a scheduled basis, with regular policy reviews and renewal cycles to maintain compliance and adapt coverage as a business evolves.
Farmers Insurance - Lily Zhao in Cupertino, CA, provides workers' compensation insurance coverage for local businesses, pairing this essential service with tailored policy options to address payroll and liability needs. The agency helps employers navigate California’s regulatory requirements for workplace injury protection. It can serve various commercial sectors, including offices requiring desk-based coverage, warehouses needing protection for physical material handling, and food service operations such as restaurants where employee safety risks are diverse.
Jonathan Chiem: Allstate Insurance provides residential workers’ compensation coverage in Cupertino, California, ensuring homeowners’ needs are addressed. The agency also extends its services to commercial clients, offering protection for small businesses and contractors throughout the area. Serving the local community, the office helps employers comply with state requirements and manage workplace injury risks. Clients may return for policy adjustments or routine updates between regular visits to maintain appropriate coverage.
Farmers Insurance - Stacy Lane in Cupertino, California is known for providing workers' compensation insurance to local businesses seeking coverage for employees injured on the job. Its service range includes policy management and claims assistance tailored to state requirements and workplace safety compliance. The agency works with companies to help navigate premium adjustments and loss prevention strategies. It can also offer specialized liability add-ons to cover employment-related disputes or additional accident protection beyond standard compensation limits.
What Does a a Workers' Compensation Insurance Agent in Cupertino Cost?
Typical workers compensation insurance costs in California range from $0.50 to $3.00 per $100 of payroll for low-risk office jobs, and up to $15.00 or more per $100 for high-risk construction work. A Cupertino tech startup might pay around $1,000 to $3,000 annually for a small office staff. Final premiums depend on your business classification, payroll, and loss history. This is general information and not insurance advice.
About workers' compensation insurance agents in Cupertino
Workers compensation insurance agents in Cupertino help local businesses secure coverage that meets California state law requirements. California requires nearly all employers to carry workers compensation insurance, even those with just one employee. A local agent can explain how Cupertino city regulations and Silicon Valley business risks affect your policy.
Frequently Asked Questions
What does a workers compensation insurance agent in Cupertino do?
An agent helps you compare policies from multiple insurers to find coverage that fits your business. They also advise on California Labor Code requirements, such as minimum benefit levels and the need to post a notice of workers compensation coverage at your workplace.
Is workers compensation insurance required for small businesses in Cupertino?
Yes, California law requires all employers with at least one employee to carry workers compensation insurance. Sole proprietors without employees are exempt but may still choose to buy coverage. Failure to carry coverage can result in fines and a stop-work order.
How do California workers compensation rates compare to other states?
California has higher average workers compensation premiums than many states due to higher medical costs and benefit levels. Rates are set by the California Department of Insurance and vary by industry classification, payroll size, and claims history.
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