The top-rated workers' compensation insurance agent in Chico, California is Kevin Baker Insurance Agency, rated 4.8 stars across 399 reviews. Other highly rated options include Heritage Insurance Agency, Keith McBride - State Farm Insurance Agent, Farmers Insurance - Paul Munly Agency. This directory lists 19 workers' compensation insurance agents serving Chico.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kevin Baker Insurance Agency | 383 Connors Ct Ste A | (530) 893-8301 |
| 2 | Heritage Insurance Agency | 290 Airpark Blvd | (530) 894-3276 |
| 3 | Keith McBride - State Farm Insurance Agent | 2499 Bruce Rd | (530) 965-5934 |
| 4 | Farmers Insurance - Paul Munly Agency | 30 Constitution Dr #200 | (530) 899-7667 |
| 5 | Jeff Fowler Insurance Services, Inc. | 426 Broadway St #205 | (530) 267-6268 |
| 6 | GCI Health Insurance Services | 110 Independence Cir Ste 101 | (530) 895-3882 |
| 7 | Nevin & Witt Insurance Services | 1600 Mangrove Ave #195 | (530) 894-0111 |
| 8 | Chico Creek Insurance Services, LLC - Owner, Julio Ramirez | 500 Cohasset Rd #34 | (530) 636-0241 |
| 9 | Luquin's Insurance Services | 1041 Village Ln | (530) 809-2993 |
| 10 | Bidwell Insurance Agency, Inc. | 1270 E 9th St | (530) 894-1096 |
Kevin Baker Insurance Agency serves Chico and the surrounding Butte County region as a workers' compensation insurance agent. The firm assists local businesses in securing coverage that meets California’s requirements for employee injury protection and medical benefits. It guides employers through policy selection, risk management advice, and claims support. Its specific focus includes helping small to medium-sized businesses navigate complex premium audits and providing tailored insurance solutions for the area's agricultural and construction sectors.
Heritage Insurance Agency provides comprehensive workers' compensation insurance solutions for employers in the Chico, California area. Its services include policy procurement for businesses seeking mandatory workplace injury coverage, as well as ongoing claims management support and safety program development to help reduce on-the-job incidents. The agency maintains a service plan that includes periodic policy reviews to ensure coverage aligns with changing operational needs. This insurance agency serves a diverse range of local properties, including single-family homes operated as small businesses, apartment complexes, retail storefronts, and restaurants.
Keith McBride – State Farm Insurance Agent serves homeowners, local businesses, and property managers in Chico, California, with workers’ compensation insurance policies. The agency helps clients secure coverage that meets state requirements and supports financial protection in case of on-the-job injuries. Each policy is tailored to the specific risks associated with different industries and workplace sizes. The agency also provides support for claims filing and policy adjustments. Service extends to nearby communities such as Paradise and the broader Butte County area.
Serving Chico and the surrounding Butte County communities, Farmers Insurance - Paul Munly Agency provides workers' compensation insurance agent services. The agency handles policies that protect businesses from costs related to employee work-related injuries and illnesses. Its clientele includes small to mid-sized local employers in various industries. To manage a typical job, the agency begins by assessing a business's specific operational risks and employee classifications. This assessment helps it tailor coverage options that meet current regulatory requirements.
Jeff Fowler Insurance Services, Inc. offers both one-time policy setup for new employers and recurring annual renewal services for ongoing coverage. As a local workers' compensation insurance agent in Chico, CA, the company helps businesses secure policies that cover medical expenses and lost wages for employees injured on the job. This type of insurance is legally required for most employers in the area. The agent also assists clients with managing claims and ensuring compliance with state regulations. Service operates on an as-needed basis, with ongoing support available throughout the policy term.
As local businesses in Chico ramp up for the busy summer construction and agricultural seasons, they face the added risk of workplace injuries among seasonal workers. GCI Health Insurance Services assists employers in navigating mandatory coverage requirements while helping to control premium costs through appropriate policy structuring. They review each client's specific operational hazards and payroll classifications. An initial consultation begins with a no-cost assessment of the current exposure and practices at the work site.
Nevin & Witt Insurance Services specializes in workers’ compensation insurance, helping local businesses secure coverage that meets state requirements. The agency also provides general insurance services to support ongoing operations and risk management needs. Because workers’ compensation laws and premium structures can shift, it regularly reviews policies to ensure adequate protection. This is particularly useful for Chico employers facing seasonal workforce changes or renewing coverage after a period of heightened claims activity.
Chico Creek Insurance Services, LLC, owned by Julio Ramirez, provides workers’ compensation insurance coverage to businesses throughout the Chico, California area. This agency specifically helps employers manage their state-mandated coverage for work-related injuries and illnesses. It works with companies to select appropriate policies that meet legal requirements while addressing operational risks. The firm can serve a variety of commercial sectors including offices, warehouses, and food service establishments.
Luquin's Insurance Services, based in Chico, CA, is known for helping local businesses secure workers' compensation coverage that meets state requirements. Its services typically include risk assessment tailored to various industries in Northern California, assistance with policy claims, and guidance on compliance with California labor laws. For clients needing additional protection, the company can specialize in offering employer’s liability insurance to close gaps in standard policies.
Bidwell Insurance Agency, Inc. in Chico, CA offers residential workers' compensation insurance services for small businesses and independent contractors. The agency also provides commercial coverage tailored to local industry needs throughout the area. Their work focuses on helping clients navigate policy requirements and claim processes specific to California regulations. Between regular office visits, the agency provides follow-up support to ensure coverage remains aligned with changing business operations and workplace safety needs.
What Does a a Workers' Compensation Insurance Agent in Chico Cost?
Typical costs for workers compensation insurance in California range from 0.50 to 2.50 per 100 dollars of payroll for low risk jobs. High risk jobs like construction can cost 10 to 30 dollars per 100 dollars of payroll. Your final rate depends on your industry, claims history, and payroll size. This is general information and not insurance advice.
About workers' compensation insurance agents in Chico
Workers compensation insurance agents in Chico California help businesses comply with state law. California requires nearly all employers to carry workers comp coverage even for part time staff. A local agent can guide you through the process of obtaining a policy that meets your needs.
Frequently Asked Questions
What does a workers compensation insurance agent in Chico do?
An agent helps you find a policy that meets California requirements. They explain coverage options and assist with claims. They also ensure your business follows state labor code section 3700.
Is workers compensation insurance mandatory in Chico California?
Yes. California law requires all employers with at least one employee to carry workers comp insurance. This includes part time and seasonal workers. Failure to comply can result in fines and stop work orders.
How do I choose a workers compensation insurance agent in Chico?
Look for an agent licensed in California with experience in your industry. Ask about their knowledge of state specific rules like the minimum premium and experience modification factor. A good agent will compare quotes from multiple carriers.
Workers' Compensation Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Atascadero · Azusa · Bakersfield · Baldwin Park · Banning · Beaumont · Bell · Bell Gardens