The top-rated workers' compensation insurance agent in Cameron Park, California is JD Snead - State Farm Insurance Agent, rated 4.8 stars across 53 reviews. Other highly rated options include Farmers Insurance - Ryan Nuttall, Farmers Insurance: Sheldon Maughan, Farmers Insurance - Wuilmer Aguilar. This directory lists 12 workers' compensation insurance agents serving Cameron Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | JD Snead - State Farm Insurance Agent | 3420 Coach Ln Ste 4 | (530) 677-5211 |
| 2 | Farmers Insurance - Ryan Nuttall | 3330 Cameron Park Dr # 950 | (530) 677-7860 |
| 3 | Farmers Insurance: Sheldon Maughan | 3332 Heights Dr #245 | (916) 673-6606 |
| 4 | Farmers Insurance - Wuilmer Aguilar | 4120 Cameron Park Dr Ste 302b | (530) 350-6980 |
| 5 | Farmers Insurance - Walter Wiesner | 3330 Cameron Park Dr Ste 925 | (530) 677-7860 |
| 6 | Chester & Associates Insurance Services | 3075 Alhambra Dr | (530) 319-5801 |
| 7 | Northwestern Insurance Agency | 3031 Alhambra Dr #103 | (530) 676-5200 |
| 8 | Farmers Insurance - Alan Kjar | 3350 Country Club Dr #104 | (530) 676-7905 |
| 9 | Lobsinger Insurance Agency | 3401 Covello Cir | (530) 677-0506 |
| 10 | Gold Insurance Solutions | 3317 Coach Ln # 500 | (916) 235-3638 |
JD Snead - State Farm Insurance Agent in Cameron Park, California works with local homeowners on residential clients. The agency also provides commercial coverage for businesses and offers Workers’ Compensation Insurance across the region. Policyholders discuss their specific needs during an initial consultation for customized quotes. Clients often return for policy adjustments or claim assistance between annual coverage reviews.
Farmers Insurance - Ryan Nuttall serves the Cameron Park area of El Dorado County as a workers' compensation insurance agent. This agency helps local businesses obtain coverage that manages the costs associated with workplace injuries and lost wages. They guide employers through the process of securing policies that comply with California's specific regulations. Ryan Nuttall assists with claim management support to help reduce administrative burdens after an incident occurs. The agency also provides risk assessment services for small and medium-sized businesses.
Farmers Insurance: Sheldon Maughan provides workers’ compensation insurance services for businesses in Cameron Park and the surrounding area. Their offerings include policy consultation, risk assessment, and payroll-based premium adjustments to align coverage with workforce needs. Service includes periodic policy reviews and assistance with claims reporting to help maintain compliance with California regulations. Workers’ compensation protection is available for various commercial properties, including single-family homes with business operations, apartments with maintenance staff, retail store locations, and restaurants.
Farmers Insurance - Wuilmer Aguilar serves homeowners, businesses, and property managers in Cameron Park seeking workers' compensation insurance coverage. It provides policies that help protect employers from costs related to workplace injuries, offering guidance on compliance with local regulations and claims management. The agency works to match clients with appropriate plans tailored to their operational needs. Its service area also extends into the neighboring community of Placerville in El Dorado County.
Farmers Insurance - Walter Wiesner serves Cameron Park and the surrounding communities in El Dorado County, handling workers' compensation insurance policies for local businesses. It addresses coverage requirements for workplace injuries, helping employers meet state mandates and protect their operations. The agent works to explain policy options clearly, ensuring business owners understand their liabilities and benefits. When handling a typical job, the agent begins by reviewing the client's industry and employee classifications to tailor coverage that fits specific operational risks and compliance needs.
Chester & Associates Insurance Services in Cameron Park, CA offers both one-time policy quotes and recurring coverage options for workers’ compensation insurance. Clients receive assistance navigating the complex regulations surrounding employee injury claims, including cost containment and compliance advice common to California’s workers’ comp system. All consultations are conducted on an as-needed basis, with no ongoing commitment required unless the client chooses to initiate a renewal.
Northwestern Insurance Agency specializes in securing workers' compensation policies that meet regulatory mandates for businesses of various sizes. The firm guides clients through the selection of coverage tailored to workplace risk profiles. It assists with policy administration, claims reporting procedures, and safety program integration across different sectors. During periods of operational expansion, such as when a company hires new employees or classifies independent contractors, the agency helps review and adjust coverage to maintain compliance and adequate protection.
As local businesses adjust to seasonal shifts in staffing and workload, reliable workers' compensation coverage becomes essential in Cameron Park. Farmers Insurance - Alan Kjar helps employers manage this requirement by assessing individual risks and recommending appropriate policies that comply with regional regulations. The agent works directly with business owners to explain how coverage limits and deductibles affect long-term costs. An initial consultation typically includes a review of current payroll classifications and workplace hazards to establish the correct coverage. A walkthrough of the worksite follows this conversation as the first inspection step.
Lobsinger Insurance Agency provides workers' compensation insurance solutions for businesses in Cameron Park and surrounding areas. This firm focuses specifically on helping clients understand their state-mandated coverage requirements while managing premium costs effectively. The agency advises employers on risk management strategies tailored to regional industry trends. It serves a range of commercial sectors, including offices, warehouses, and food service operations.
Gold Insurance Solutions is known in Cameron Park for helping local businesses secure essential workers' compensation coverage, primarily serving small and medium-sized employers throughout El Dorado County and the surrounding Sierra foothills. The agency guides clients through classification codes and policy options that keep operations compliant with state regulations. A specialty add-on service includes offering tailored risk management consultations to help reduce workplace injury claims.
What Does a a Workers' Compensation Insurance Agent in Cameron Park Cost?
Typical costs for workers compensation insurance in California range from 40 cents to over 2 dollars per 100 dollars of payroll depending on your industry. For example a low risk office job may cost around 50 cents per 100 dollars while a construction job may cost 3 dollars or more. Your final premium also depends on your claims history and safety record. This is general information and not insurance advice.
About workers' compensation insurance agents in Cameron Park
Workers compensation insurance agents in Cameron Park help local businesses meet California legal requirements. California law requires nearly all employers to carry workers comp coverage. An agent can guide you through the state rating system and help you find a policy that fits your business needs.
Frequently Asked Questions
What does a workers compensation insurance agent in Cameron Park do?
An agent helps you compare policies from different carriers and explains California specific rules. They can assist with payroll classification and premium audits. Agents also provide ongoing support if you have a claim or need to update your coverage.
Is workers compensation insurance required for all businesses in Cameron Park?
Yes, California Labor Code Section 3700 requires all employers with at least one employee to carry workers compensation insurance. Sole proprietors and some independent contractors may be exempt but should still verify their status with an agent.
How does California set workers compensation insurance rates?
Rates are based on your business classification code and payroll. The California Department of Insurance approves base rates each year. Your agent can explain experience modification factors that may increase or decrease your premium.
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