The top-rated workers' compensation insurance agent in Fort Smith, Arkansas is Heath Roberts - State Farm Insurance Agent, rated 5.0 stars across 689 reviews. Other highly rated options include Dominguez Insurance Agency, ASAP Insurance Services, Inc., Shelter Insurance - Wade Gilkey. This directory lists 20 workers' compensation insurance agents serving Fort Smith.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Heath Roberts - State Farm Insurance Agent | 2218 S 57th St | (479) 452-4088 |
| 2 | Dominguez Insurance Agency | 2400 Rogers Ave | (479) 434-4834 |
| 3 | ASAP Insurance Services, Inc. | 2308-B Midland Blvd | (479) 783-0356 |
| 4 | Shelter Insurance - Wade Gilkey | 3017 S 70th St A | (479) 452-8000 |
| 5 | F & M Insurance Agency, Inc. | 2610 Towson Ave | (479) 785-0269 |
| 6 | Berryhill Insurance Group | 2322 S 58th St | (479) 783-2801 |
| 7 | Kohler and Green Insurance | 6707 Phoenix Ave | (479) 484-9888 |
| 8 | Bulletproof Insurance Group | 7424 Ellis St suite b | (479) 310-6126 |
| 9 | A.R Insurance Specialist | 1808 Phoenix Ave | (479) 689-3527 |
| 10 | ANC Insurance Agency | 1531 May Ave | (479) 769-2624 |
Heath Roberts - State Farm Insurance Agent serves the Fort Smith, Arkansas area as a workers' compensation insurance agent. This firm assists local businesses in securing coverage that meets state requirements for employee injury protection. The agency helps employers navigate policy options to manage workplace risk. Workers' compensation insurance here addresses medical expenses and lost wages for injured workers. This location provides guidance on claims processes and policy adjustments for small to medium-sized businesses in Fort Smith. It handles both new policy setup and policy reviews for existing clients.
Serving Fort Smith, Arkansas, Dominguez Insurance Agency offers a range of workers’ compensation insurance policies designed to protect businesses from workplace injury claims. The agency assists clients in managing their coverage through service and maintenance plans that include periodic policy reviews, claims support, and assistance with premium audits. By helping employers meet state-mandated insurance requirements, the agency provides essential risk management for commercial properties. It services small businesses, including retail spaces, local restaurants, mid-sized apartment complexes, and single-family rental properties.
Businesses and organizations in Fort Smith, Arkansas, seeking specialized workers' compensation insurance policies depend on ASAP Insurance Services, Inc. for coverage options. The agency helps employers navigate their legal requirements and manage occupational injury risks, offering guidance on selecting appropriate plans from various carriers. It also supports clients located throughout the neighboring communities in the wider Sebastian County metro area.
Serving Fort Smith and the surrounding communities in western Arkansas, Shelter Insurance - Wade Gilkey handles workers' compensation insurance for local businesses. This agency assists employers in securing coverage for employees who suffer job-related injuries or illnesses. It works with companies to understand their specific operational risks when tailoring a policy. For each typical client, its general approach involves reviewing the business’s workforce and industry to recommend appropriate coverage that helps protect both the company and its workers.
F & M Insurance Agency, Inc., located in Fort Smith, AR, offers employers the choice between purchasing a standard workers' compensation policy on a recurring annual basis or securing coverage for a specific one-time project. The agency pairs each business with a policy that meets all state-mandated requirements while protecting against job-related injury claims. Service is provided on a scheduled basis, typically at each policy renewal period, or as needed when workplace coverage adjustments arise.
Berryhill Insurance Group specializes in workers’ compensation coverage, helping Fort Smith businesses secure policies that meet state requirements and protect their employees. As a local agency, it guides clients through the complexities of payroll reporting, experience modification factors, and premium audits. With the arrival of flu season and the associated rise in workplace absences, it advises employers on managing claim costs and ensuring their coverage remains adequate during these periods of higher risk.
For employers in Fort Smith facing rising workers’ compensation premiums, Kohler and Green Insurance helps navigate policy options that comply with Arkansas state requirements. As a local agency, it offers guidance on coverage limits based on payroll classification and industry risk. Businesses can rely on its knowledge of regional safety regulations and claims management. The process begins with reviewing each client’s current workplace hazards and operations during an initial on-site inspection and risk assessment.
As a workers’ compensation insurance agent operating in the Fort Smith market, Bulletproof Insurance Group assists local businesses in securing policies that cover medical care and lost wages for job-related injuries. The firm focuses specifically on workers’ compensation coverage, helping employers navigate required state regulations and manage claim costs through proper policy selection. It can serve a variety of commercial clients, including office environments, warehouses, and food service operations.
What Does a a Workers' Compensation Insurance Agent in Fort Smith Cost?
Workers compensation insurance costs in Arkansas vary by industry, payroll, and claims history. Typical rates range from 0.50 to 3.00 per 100 dollars of payroll for low-risk office jobs. High-risk industries like construction can cost 5.00 to 15.00 per 100 dollars of payroll. Premiums also depend on your business classification code and safety record. This is general information and not insurance advice.
About workers' compensation insurance agents in Fort Smith
Workers compensation insurance agents in Fort Smith Arkansas help businesses meet state requirements for employee injury coverage. Arkansas law requires most employers with three or more employees to carry workers compensation insurance. Local agents can guide you through policy options and ensure compliance with Arkansas Workers Compensation Commission rules.
Frequently Asked Questions
What does a workers compensation insurance agent in Fort Smith do?
An agent helps you find a policy that meets Arkansas state requirements. They explain coverage limits, premium calculations, and assist with claims reporting. They also help you understand exemptions for certain business types.
Is workers compensation insurance required for all businesses in Arkansas?
No, Arkansas law requires coverage for employers with three or more employees. Some industries like construction have different rules. Sole proprietors and partners can often exempt themselves from coverage.
How do I choose a workers compensation insurance agent in Fort Smith?
Look for agents licensed in Arkansas with experience in your industry. They should understand local risks and Arkansas Workers Compensation Commission procedures. Ask about their experience with small businesses or specific sectors.
Workers' Compensation Insurance Agents in Other Arkansas Cities
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