The top-rated workers' compensation insurance agent in Lake Havasu City, Arizona is World Insurance Associates LLC, rated 4.9 stars across 200 reviews. Other highly rated options include Farmers Insurance - Anthony Oskolkoff, Richards Nygren Insurance, Kendi A Schembri Insurance. This directory lists 20 workers' compensation insurance agents serving Lake Havasu City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | World Insurance Associates LLC | 94 Acoma Blvd S # 102 | (866) 277-7162 |
| 2 | Farmers Insurance - Anthony Oskolkoff | 84 Acoma Blvd N Ste 102 | (928) 733-6098 |
| 3 | Richards Nygren Insurance | 2126 McCulloch Blvd N #15 | (928) 398-2126 |
| 4 | Kendi A Schembri Insurance | 2457 Baron Dr | (928) 453-7571 |
| 5 | Jean Works - State Farm Insurance Agent | 1915 McCulloch Blvd N #108 | (928) 453-2244 |
| 6 | Dan Firth American Family Insurance | 2110 McCulloch Blvd N Ste 1 | (928) 855-1109 |
| 7 | Hollowell Insurance Agency: Allstate Insurance | 500 N Lake Havasu Ave STE B102 | (928) 566-6031 |
| 8 | Aldridge Insurance Services | 430 Lake Havasu Ave #102 | (928) 855-1247 |
| 9 | Farm Bureau Financial Services: Alison Warner-Williams | 1600 McCulloch Blvd N #5b | (928) 846-3232 |
| 10 | Empire Insurance Brokers | 2119 McCulloch Blvd N | (760) 814-8304 |
World Insurance Associates LLC serves the Lake Havasu City, Arizona area as a workers’ compensation insurance agent. The company assists local businesses in securing coverage for work-related injuries and illnesses, helping employers comply with state regulations. It works with clients to assess their workplace risks and connect them with appropriate insurance policies. Navigating the complexities of claim management. In this area, World Insurance Associates LLC handles policy placement for small to mid-sized employers and provides guidance on premium audit processes.
Farmers Insurance - Anthony Oskolkoff in Lake Havasu City, AZ provides a full range of workers’ compensation insurance policies aimed at protecting businesses from work-related injury costs. Ongoing service includes policy reviews, claims assistance, and loss control guidance to help employers maintain coverage compliance and manage risk. The agent services a variety of properties such as single-family homes, apartments, retail spaces, and restaurants.
Richards Nygren Insurance serves local businesses, contractors, and property management firms throughout Lake Havasu City, offering workers’ compensation coverage that helps employers meet legal requirements and protect their workforce. The agency advises on policy options tailored to the specific risk profiles of small and medium-sized operations in the region. It also supports clients with claims guidance and periodic coverage reviews. Its service area additionally reaches the neighboring community of Parker and the surrounding Mohave County area.
Kendi A Schembri Insurance serves Lake Havasu City and the surrounding communities in western Arizona. It handles workers’ compensation coverage for local businesses, including policies that address medical costs and lost wages for injured employees. The company navigates the specific regulations of Arizona’s workers’ compensation system to help employers maintain compliance. To handle each client’s unique risk profile, it generally reviews the business’s operations and payroll details to recommend appropriate coverage levels.
For workers' compensation coverage, Jean Works with State Farm Insurance offers both one-time liability protection for single projects and recurring policies for businesses with ongoing employees, addressing medical and wage replacement needs legally required in Lake Havasu City. The agent helps local small businesses and independent contractors find coverage options to meet Arizona state requirements. This service operates entirely on an as-needed basis when clients request a policy review or new quote.
Dan Firth American Insurance Agency in Lake Havasu City, Arizona, offers specialized services in workers’ compensation insurance, securing coverage that meets state requirements for local businesses. The agency provides general insurance services, helping clients understand policy options and manage complex claims processes. For employers in Lake Havasu City, this includes guidance during seasonal fluctuations in workforce, such as when tourism increases or construction projects ramp up during the warmer months.
As the summer heat arrives in Lake Havasu City, employers face increased risks of workplace injuries due to dehydration and fatigue. Hollowell Insurance Agency: Allstate Insurance provides workers' compensation insurance tailored to local business needs in this region. Agents assist with coverage selection for various industries, focusing on compliance with Arizona workers' compensation laws. They help businesses protect employees and manage liability exposure. The process begins with an occupational risk inspection to determine the appropriate policy structure for each workplace.
Aldridge Insurance Services focuses specifically on helping businesses manage their workers' compensation coverage needs from their location in Lake Havasu City, Arizona. The agency assists employers in navigating occupational injury and illness claims while also providing guidance on risk management practices to help reduce workplace accidents. Its commercial clients range across multiple sectors that require this essential protection, including offices, warehouses, and food service operations.
Farm Bureau Financial Services: Alison Warner-Williams provides residential workers’ compensation insurance coverage in Lake Havasu City. The agency also offers commercial policies for local businesses needing protection against workplace injuries. Service extends throughout the Lake Havasu City area and nearby parts of Arizona. After an initial policy is set, the agent coordinates follow-up service to adjust coverage as needs change between regular visits.
Empire Insurance Brokers assists businesses with securing necessary workers' compensation coverage, ensuring compliance with Arizona regulations. It focuses on tailoring policies to meet specific operational risks and claims management needs. Within Lake Havasu City, the agency evaluates individual company requirements to recommend appropriate protection plans. Its expertise extends to serving a variety of commercial sectors, including local offices, warehouses, and food service establishments.
What Does a a Workers' Compensation Insurance Agent in Lake Havasu City Cost?
Workers compensation insurance costs in Arizona vary by industry payroll and claims history. For a small business in Lake Havasu City rates typically range from 0.50 to 3.00 dollars per 100 dollars of payroll. High risk industries like construction may see higher rates. This is general information and not insurance advice.
About workers' compensation insurance agents in Lake Havasu City
Workers compensation insurance agents in Lake Havasu City help businesses comply with Arizona state law. Arizona requires most employers with one or more employees to carry workers compensation coverage. An agent can guide you through the specific requirements for Mohave County and help you find a policy that fits your business needs.
Frequently Asked Questions
Do I need workers compensation insurance in Lake Havasu City Arizona?
Yes, Arizona law requires employers with one or more employees to provide workers compensation coverage. This includes part-time and seasonal workers. Failure to carry coverage can result in fines and legal penalties.
How does an agent help with workers compensation in Lake Havasu City?
An agent can explain Arizona specific rules like the difference between statutory and elective coverage. They can also help you compare policies from multiple carriers to find the right balance of cost and protection for your business.
What are the penalties for not having workers comp in Arizona?
Arizona employers without required coverage face fines up to 1000 dollars per day. They may also be personally liable for all medical costs and lost wages if an employee is injured. An agent can help you avoid these risks.
Workers' Compensation Insurance Agents in Other Arizona Cities
Apache Junction · Avondale · Buckeye · Bullhead City · Casa Grande · Chandler · Flagstaff · Gilbert · Glendale · Goodyear · Green Valley · Kingman · Mesa · Oro Valley · Peoria