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Umbrella Insurance Agents in Cross Lanes, WV

Compare umbrella insurance agents in Cross Lanes. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Cross Lanes, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of West Virginia before hiring.
Showing 4 umbrella insurance agents in Cross Lanes, WV Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
State Farm: Brandon Huffman
5509 Big Tyler Rd #1a, Cross Lanes, WV 25313
(304) 776-8000 brandonhuffman.com
Insurance Associates
5160 Washington St W, Cross Lanes, WV 25313
(304) 769-0500 myinsuranceassociates.com
Nationwide Insurance: Richard A Parr
5422 Big Tyler Rd, Cross Lanes, WV 25313
(304) 776-5809
Innovative Insurance Solutions
5036 Washington St W, Cross Lanes, WV 25313
(304) 776-1111 iisllc.net

An umbrella insurance agent in Cross Lanes, West Virginia can help you secure extra liability coverage beyond your standard auto or homeowners policy. This is important because West Virginia law requires minimum auto liability limits that may not fully cover serious accidents. A local agent can review your assets and recommend appropriate coverage levels for your needs.

What Does a Umbrella Insurance Agent in Cross Lanes Cost?

Umbrella insurance costs in West Virginia typically range from $150 to $350 per year for one million dollars of coverage. Costs vary based on your driving record, number of properties, and other risk factors. Premiums may be higher if you have multiple vehicles or a teenage driver. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Cross Lanes do?
An umbrella insurance agent helps you purchase a personal liability policy that provides extra coverage above your auto or home insurance. This policy can protect your savings and future income if you are sued for damages. The agent will assess your risk factors and find a policy from a carrier that serves West Virginia residents.
Who needs umbrella insurance in West Virginia?
Anyone with significant assets, such as a home, savings, or investments, may benefit from umbrella insurance. It is also useful for individuals with a swimming pool, trampoline, or dog that could cause injury. West Virginia courts can award large judgments, so extra protection is often wise.