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Umbrella Insurance Agents in Poulsbo, WA

Compare umbrella insurance agents in Poulsbo. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Poulsbo, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 2 umbrella insurance agents in Poulsbo, WA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Debra Allbee
19168 B, Jensen Way NE, Poulsbo, WA 98370
(360) 779-3000 agents.farmers.com
Haley Insurance Agency Inc
20270 Front St NE #101, Poulsbo, WA 98370
(360) 626-6173 haleyinsuranceagency.com

An umbrella insurance agent in Poulsbo Washington helps you secure additional liability coverage that goes beyond the limits of your auto or homeowners policy. Washington state law does not require umbrella insurance but it can be valuable for property owners near Liberty Bay or those with recreational assets. Local agents understand the risks specific to Kitsap County and can tailor coverage to your needs.

What Does a Umbrella Insurance Agent in Poulsbo Cost?

The cost for umbrella insurance in Washington typically ranges from 150 to 300 dollars per year for one million dollars in coverage. Higher limits may cost 300 to 600 dollars annually. Factors such as your driving record property value and number of vehicles affect the premium. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Poulsbo do?
An umbrella insurance agent helps you purchase a personal liability policy that provides extra coverage above your existing insurance limits. In Washington this coverage can protect against lawsuits from accidents on your property or while driving. The agent will review your current policies and recommend an appropriate coverage amount.
How much umbrella coverage should I get in Washington?
Most Washington agents recommend at least one million dollars in umbrella coverage for homeowners and vehicle owners. Higher limits may be needed if you have significant assets or face higher liability risks. Your agent can help you determine the right amount based on your financial situation.
Is umbrella insurance required by Washington law?
No Washington state does not require umbrella insurance by law. However it is often required by insurance companies if you want high liability limits on your auto or home policies. Many agents in Poulsbo recommend it for added financial protection.