The top-rated umbrella insurance agent in Pasco, Washington is Mid-Columbia Insurance, rated 4.9 stars across 2,023 reviews. Other highly rated options include Vern Fonk Insurance, Finder's Insurance, Jerad Groth: Allstate Insurance. This directory lists 15 umbrella insurance agents serving Pasco.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mid-Columbia Insurance | 1925 N 20th Ave | (509) 547-8824 |
| 2 | Vern Fonk Insurance | 1935 W Court St C | (509) 219-7006 |
| 3 | Finder's Insurance | 1501 W Court St #105 | (509) 545-8101 |
| 4 | Jerad Groth: Allstate Insurance | 4021 W Court St | (509) 547-1171 |
| 5 | Harvey Insurance Agency | 3825 W Court St | (509) 543-9744 |
| 6 | Cecelia Mauseth - State Farm Insurance Agent | 5230 Outlet Dr | (509) 492-3470 |
| 7 | Farmers Insurance - Nicole Storaci | 6311 Burden Blvd D | (509) 543-3346 |
| 8 | Jason Cowgill - State Farm Insurance Agent | 7007 Burden Blvd Suite 103 | (509) 544-9500 |
| 9 | Jason Hogue American Family Insurance | 5109 N Rd 68 D | (509) 547-0540 |
| 10 | Inszone Insurance Services | 9425 Sandifur Pkwy #101 | (509) 380-5980 |
For residential umbrella insurance needs in Pasco, Mid-Columbia Insurance provides coverage that protects personal assets against major liability claims. Commercial clients also receive tailored protection, with services extending throughout the surrounding Washington communities. Each policy works to cover gaps in standard home or auto liability limits, ensuring broader security. After a policy is issued, clients can arrange follow‑up appointments to review coverage adjustments between regular scheduled visits.
Vern Fonk Insurance in Pasco, Washington, is known for providing umbrella insurance coverage that extends additional liability protection beyond standard policies. Its service range includes personal and commercial umbrella policies designed for residents and businesses in the local area. These policies help safeguard assets against major claims or lawsuits. Umbrella insurance agents here assist with tailoring coverage limits to fit individual risk profiles and financial needs. A specialty service the company can add on is excess liability coverage for homeowners, addressing gaps in primary property and auto insurance policies.
Finder's Insurance serves the Pasco, Washington metro area as an umbrella insurance agent. This type of insurance provides additional liability coverage above standard home and auto policy limits, offering broader protection for local property owners. Because standard policies have maximum coverage amounts, umbrella insurance helps fill potential gaps that could lead to personal financial loss. The agency assists clients in securing this extended liability coverage for residential properties and personal liability exposures common in the Tri-Cities region.
Jerad Groth: Allstone Insurance provides umbrella insurance coverage to clients in the Pasco area, offering additional liability protection that extends beyond the limits of standard home and auto policies. Its service approach includes reviewing existing risk exposures and tailoring coverage limits to help safeguard personal assets and future earnings. Maintenance plans involve periodic policy reviews and prompt support for any claim-related inquiries or coverage adjustments. The company serves single-family homes, apartments, retail establishments, and restaurants throughout the local region.
Harvey Insurance Agency serves homeowners, local businesses, and property managers in the Pasco area seeking supplemental liability protection. Umbrella insurance extends coverage limits beyond standard policies, offering an added layer of financial security for common risks like auto accidents or property incidents. The agency helps clients review existing policies to identify exposure gaps and secure a broader safety net. Its service area also includes the neighboring community of Kennewick and other parts of the Tri-Cities metro region.
Serving Pasco and the surrounding communities of the Tri-Cities area, Cecelia Mauseth - State Farm Insurance Agent provides umbrella insurance coverage for local residents. This agency handles personal umbrella policies that extend liability protection beyond the limits of standard home and auto policies. By offering a broader safety net, it helps clients manage significant financial risks from unforeseen accidents or lawsuits. To handle a typical job, this agency first reviews a client’s existing assets and current liability limits, then recommends an appropriate coverage amount to fill that gap.
Farmers Insurance - Nicole Storaci offers umbrella insurance both as a one-time policy purchase and through scheduled renewal service, providing personal liability coverage beyond standard home and auto policies. Serving clients in Pasco, Washington, this agent helps secure additional protection against major claims and lawsuits. The coverage extends worldwide, protecting assets like savings and future income. This agent offers as-needed consultations to evaluate coverage needs along with scheduled service for regular policy reviews and adjustments.
Jason Cowgill - State Farm Insurance Agent in Pasco, WA, offers umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. The agency assists clients in Pasco by reviewing existing policies and identifying potential gaps in personal liability protection. With umbrella insurance, it helps safeguard savings and future earnings against large claims. This service becomes particularly important after major weather events common to the area, such as windstorms or hail damage, when an increased risk of liability lawsuits may arise from accidents occurring on one’s property.
When heavy rainfall or windstorms threaten the Columbia Basin, your property’s liability exposure increases significantly. Jason Hogue American Family Insurance in Pasco, Washington helps local homeowners and drivers address coverage gaps left by standard policies. Umbrella insurance agents in this region frequently recommend these policies after a homeowner’s primary limits prove insufficient for serious accident or legal costs. They further explain how personal liability protection can extend across multiple policies. A thorough initial assessment of current coverage and potential risks precedes any specific recommendation for umbrella limits.
Inszone Insurance Services serves the Pasco, Washington metro area as an umbrella insurance agent. It helps clients obtain extra liability protection that extends beyond the limits of their existing home, auto, or boat policies. This supplementary coverage is designed for an additional layer of financial security against major claims or lawsuits. The agency assists with personal umbrella policies for individual households. It also handles commercial umbrella coverage for local businesses needing higher liability limits.
What Does an a Umbrella Insurance Agent in Pasco Cost?
The cost of umbrella insurance in Washington typically ranges from 150 to 350 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 million or 5 million, may cost 200 to 500 dollars annually. Premiums vary based on your risk profile, number of properties, and driving record. This is general information and not insurance advice.
About umbrella insurance agents in Pasco
An umbrella insurance agent in Pasco, Washington helps you secure additional liability coverage that goes beyond your auto, home, or boat policies. This extra protection can be important in a growing community like Pasco, where property values and assets may increase. Washington state law does not require umbrella insurance, but it can provide a safety net for lawsuits or large claims.
Frequently Asked Questions
What does umbrella insurance cover in Washington?
Umbrella insurance covers liability claims that exceed the limits of your underlying policies, such as auto or homeowners insurance. It also covers certain claims not included in those policies, like libel or slander. In Washington, it can help protect assets from large judgments in personal injury or property damage lawsuits.
How much umbrella insurance do I need in Pasco?
The amount you need depends on your assets and risk factors. Many agents recommend at least 1 million dollars in coverage. In Washington, you may want more if you own a business, have a swimming pool, or engage in activities that increase liability risk.
Do I need umbrella insurance if I have a homeowners policy in Washington?
A standard homeowners policy has liability limits that may not cover a large claim. Umbrella insurance provides an extra layer above those limits. In Washington, where medical costs and legal fees can be high, this additional coverage can help prevent financial loss.
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