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Compare Umbrella Insurance Agents in Mountlake Terrace, WA

Browse umbrella insurance agents serving Mountlake Terrace, Washington. Contact information and addresses listed below.

9 agents listed
Updated May 2026
Mountlake Terrace, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 9 umbrella insurance agents in Mountlake Terrace, WA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Josh Culotti - State Farm Insurance Agent
5720 220th St SW B, Mountlake Terrace, WA 98043
(425) 771-2929 mltcarinsurance.com
PALTA INSURANCE GROUP
22725 44th Ave W #207, Mountlake Terrace, WA 98043
(206) 724-3973 paltainsurance.com
Farmers Insurance - Yvonne Spitzenberg
6100 219th St SW Ste. 480, Mountlake Terrace, WA 98043
(425) 329-4011 agents.farmers.com
MIIA Insurance
6100 219th St SW Ste 480-370, Mountlake Terrace, WA 98043
(425) 477-9292 miiainsurance.com
Dave Keen: Allstate Insurance
6603 220th St SW Ste 101, Mountlake Terrace, WA 98043
(425) 686-7801 agents.allstate.com
Plaza Insurance Agency
5505 230th St SW, Mountlake Terrace, WA 98043
(425) 778-2134 plazainsurancenw.com
Golden Insurance LLC
24001 56th Ave W Ste D403, Mountlake Terrace, WA 98043
(206) 512-8921 goldeninsllc.com
James Richard Insurance Services
Mountlake Terrace, WA 98043
(425) 771-6234
Helfrich Insurance
22905 56th Ave W #102, Mountlake Terrace, WA 98043
(425) 776-0447

Umbrella insurance agents in Mountlake Terrace help residents secure extra liability coverage beyond standard home and auto policies. Washington state law requires minimum auto liability limits, but umbrella policies can provide additional protection for major claims. Local agents understand the specific risks for homeowners in Snohomish County.

What Does a Umbrella Insurance Agent in Mountlake Terrace Cost?

The cost for a one million dollar umbrella insurance policy in Washington typically ranges from 150 to 300 dollars per year. Factors that affect price include your driving record number of properties and prior claims history. Some insurers offer discounts when you bundle umbrella coverage with home and auto policies. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Mountlake Terrace do?
An umbrella insurance agent helps you buy a personal liability policy that covers claims above your existing home and auto insurance limits. They assess your assets and risk factors to recommend an appropriate coverage amount. The agent can also explain how Washington state laws affect liability claims.
How much umbrella coverage do I need in Washington?
Most agents recommend at least one million dollars in umbrella coverage for Mountlake Terrace residents. The amount you need depends on your assets, income, and potential liability risks. Washington has no specific minimum requirement for umbrella insurance, but standard policies start at one million dollars.
Does umbrella insurance cover legal fees in Washington?
Yes umbrella insurance typically covers legal defense costs for covered claims in Washington. This includes attorney fees court costs and settlements up to your policy limit. Washington courts follow a comparative fault rule which can affect how claims are settled.