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Compare Umbrella Insurance Agents in Mercer Island, WA
Looking for a umbrella insurance agent in Mercer Island? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Mercer Island, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 7 umbrella insurance agents in Mercer Island, WA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tim Cashman - State Farm Insurance Agent
7650 SE 27th St Ste 132, Mercer Island, WA 98040
(206) 232-1024
cashmanteam.com
Anchor Marine Underwriters Inc
2731 77th Ave SE UNIT 207, Mercer Island, WA 98040
(206) 273-6996
anchormarineinsurance.com
Prime insurance WA
3018 78th Ave SE, Mercer Island, WA 98040
(206) 202-5632
benzikry.com
All-Pro Risk Management Inc.
3047 78th Ave SE #202, Mercer Island, WA 98040
(206) 230-0111
allprorisk.com
Consultant Insurance LLC
8015 SE 28th St, Mercer Island, WA 98040
(206) 309-9156
Heffernan Insurance Brokers
8015 SE 28th St #214, Mercer Island, WA 98040
(800) 437-0045
heffins.com
Baumgartner Insurance
4851 90th Pl SE, Mercer Island, WA 98040
(206) 232-0783
niehlinsurance.com
An umbrella insurance agent in Mercer Island, Washington can help you secure additional liability coverage that goes beyond your home and auto policies. Washington state laws do not cap liability awards in many personal injury cases, making extra protection valuable. A local agent understands the specific risks for Mercer Island residents, such as waterfront property liability and boating accidents.
What Does a Umbrella Insurance Agent in Mercer Island Cost?
In Washington state, a personal umbrella insurance policy with one million dollars in coverage typically costs between 150 and 300 dollars per year. A two million dollar policy may range from 250 to 500 dollars annually. Costs depend on your specific risk factors, such as the number of drivers, properties, and your claims history. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Mercer Island do?
An umbrella insurance agent helps you purchase a personal umbrella policy that provides extra liability coverage above your existing home and auto insurance. They assess your assets and risks to recommend an appropriate coverage limit. In Washington, umbrella policies typically start at one million dollars in coverage.
Do I need umbrella insurance if I have a home on Mercer Island?
Yes, owning a home on Mercer Island often increases your liability risk, especially if you have a dock, boat, or frequently host guests. Washington law does not limit pain and suffering damages in lawsuits, so a large claim could exceed your standard policy limits. An umbrella policy helps protect your savings and future earnings.
How much does umbrella insurance cost in Washington state?
Costs vary by your risk profile, but a one million dollar umbrella policy in Washington typically costs between 150 and 300 dollars per year. Higher limits, such as two or five million dollars, cost more. Factors include your number of vehicles, property value, and claims history. This is general information, not insurance advice.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Washington.