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Find Umbrella Insurance Agents in Graham, WA

Browse umbrella insurance agents serving Graham, Washington. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Graham, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 4 umbrella insurance agents in Graham, WA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sheila York - State Farm Insurance Agent
22205 Meridian E #110, Graham, WA 98338
(253) 531-1800 sheilayorkagency.com
John Hall Insurance Agency LLC American Family Insurance
10219 196th St Ct E B, Graham, WA 98338
(253) 846-7000 amfam.com
Farmers Insurance - Donald Zaraski
21916 Meridian E, Graham, WA 98338
(253) 201-9772 agents.farmers.com
Stiller Insurance Services
6911 251st St Ct E, Graham, WA 98338
(253) 820-4630

Umbrella insurance agents in Graham, Washington help you secure additional liability coverage that kicks in after your auto or homeowners policy limits are exhausted. Washington state law requires minimum auto liability limits of 25/50/10, but an umbrella policy can provide $1 million or more in extra protection. This is especially important in Pierce County where property values and lawsuit risks can be high.

What Does a Umbrella Insurance Agent in Graham Cost?

The cost of an umbrella insurance policy in Washington typically ranges from $150 to $300 per year for $1 million in coverage. Higher limits, such as $2 million or $5 million, may cost $300 to $600 annually. Actual premiums vary based on your risk profile, number of properties, and driving record. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Graham do?
An umbrella insurance agent in Graham helps you find a policy that adds extra liability coverage above your existing home and auto insurance. They assess your assets and risk factors to recommend appropriate coverage limits.
Do I need umbrella insurance in Washington state?
Umbrella insurance is not required by Washington law, but it is recommended if you have significant assets, a swimming pool, or a dog. It can protect your savings and future earnings from large lawsuits.
How much umbrella coverage should I get in Graham Washington?
Most agents recommend at least $1 million in umbrella coverage. The right amount depends on your net worth, income, and lifestyle. A local agent can help you calculate the appropriate limit.