Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 7 umbrella insurance agents in Sandston, VA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Steve Allen - State Farm Insurance Agent
211 W Williamsburg Rd, Sandston, VA 23150
(804) 737-3030
stevealleninsurance.com
Andras Bullock: Allstate Insurance
309 E Williamsburg Rd, Sandston, VA 23150
(804) 680-3040
agents.allstate.com
Virginia Farm Bureau Insurance Company
1 E Williamsburg Rd, Sandston, VA 23150
(804) 737-4999
vafb.com
Sandston Insurance Agency
49 E Williamsburg Rd, Sandston, VA 23150
(804) 737-7393
erieinsurance.com
Steve Powers Insurance
309 E Williamsburg Rd suite a, Sandston, VA 23150
(804) 737-8498
Floyd Mays Insurance
5400 Whiteside Rd, Sandston, VA 23150
(804) 737-6060
floydmays.com
Keen Insurance Agency
309 E Williamsburg Rd suite d, Sandston, VA 23150
(804) 322-7272
keeninsuranceva.com
What Does a Umbrella Insurance Agent in Sandston Cost?
The cost of an umbrella insurance policy in Virginia typically ranges from 150 to 350 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost 300 to 800 dollars annually. Premiums vary based on your risk factors such as number of vehicles, driving record, and property features. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance policy cover in Virginia?
An umbrella policy covers legal liability costs and judgments that exceed the limits of your underlying auto or home insurance. It also covers certain claims not included in standard policies, such as libel or slander. In Virginia, umbrella policies typically require you to have minimum underlying limits of 300,000 dollars on auto and 300,000 dollars on homeowners.
How much umbrella insurance do I need in Sandston Virginia?
The amount of umbrella insurance you need depends on your total assets and potential risk exposure. Many agents recommend at least one million dollars in coverage for homeowners with average assets. If you own rental property or have a swimming pool, higher limits may be wise. Your agent can help calculate the right amount based on your net worth.
Can I bundle umbrella insurance with my other policies in Sandston?
Yes, many insurance companies in Virginia offer discounts if you bundle your umbrella policy with your auto and homeowners policies from the same carrier. Bundling simplifies billing and ensures consistent coverage. Ask your agent about multi-policy discounts when shopping for umbrella insurance.