Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Virginia before hiring.
Showing 9 umbrella insurance agents in Reston, VA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
MIM Insurance Solutions
11876 Sunrise Valley Dr #201, Reston, VA 20191
(571) 313-0435
insurancemim.com
Jennifer Respress - State Farm Insurance Agent
11868 Sunrise Valley Dr STE 200, Reston, VA 20191
(703) 860-8585
myagentisjennifer.com
Insuranceisland
12020 Sunrise Valley Dr #100, Reston, VA 20191
(703) 957-9541
insuranceisland.com
Farmers Insurance - Geomara Polanco
11250 Roger Bacon Dr Unit 15 Ste 205, Reston, VA 20190
(703) 216-9675
agents.farmers.com
Hughes & Abarca Insurance, LLC
11250 Roger Bacon Dr #3, Reston, VA 20190
(703) 291-0512
hughesandabarca.com
Aetna
1608 Washington Plaza N, Reston, VA 20190
(571) 583-4968
Elite Insurance Reston
12000 St Francis St, Reston, VA 20190
(571) 307-5820
meloniefreidman489.wixsite.com
K&B Insurance Group
12020 Sunrise Valley Dr, Reston, VA 20191
(571) 210-1077
Virginia Insurance Services
1488 North Point Village Center, Reston, VA 20194
(571) 832-2364
What Does a Umbrella Insurance Agent in Reston Cost?
Umbrella insurance in Virginia typically costs between 150 and 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 600 dollars annually. Costs vary based on your risk factors, claims history, and the number of underlying policies. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does umbrella insurance cover in Virginia?
Umbrella insurance covers liability claims that exceed your underlying policy limits, such as bodily injury, property damage, and personal injury lawsuits. In Virginia, it can also cover legal defense costs for claims not fully covered by your auto or home insurance.
How much umbrella coverage do I need in Reston?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and income. Virginia courts can award large judgments, so consider coverage equal to your net worth plus future earnings.
Do I need umbrella insurance if I have a home and auto policy in Virginia?
Yes, because standard policies have liability limits that may not fully protect you. Virginia law does not require umbrella insurance, but it can prevent financial loss from a single lawsuit or accident.