The top-rated umbrella insurance agent in Provo, Utah is United Insurance Group, rated 4.0 stars across 354 reviews. Other highly rated options include GMI Insurance Agency, Inc, Craig Harvey Agency - Horace Mann Insurance Provo, Big Pine Insurance® Agency. This directory lists 13 umbrella insurance agents serving Provo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | United Insurance Group | 4956 N 300 W | (801) 226-2662 |
| 2 | GMI Insurance Agency, Inc | 1355 N University Ave #140 | (801) 226-8770 |
| 3 | Craig Harvey Agency - Horace Mann Insurance Provo | 380 S 900 W | (801) 374-2956 |
| 4 | Big Pine Insurance® Agency | 1675 N Freedom Blvd Bldg. 2 Ste. B1 | (801) 607-5241 |
| 5 | Inszone Insurance Services | 289 E Center St | (801) 377-3060 |
| 6 | Neal Dastrup Insurance | 1840 N State St Suite 300 | (801) 374-1840 |
| 7 | Agents United | 255 E 100 S St | (801) 717-2284 |
| 8 | Amigos Insurance | 1700 N State St Suite 6 | (801) 373-1202 |
| 9 | The Insurance Center, LLC Provo, Utah | 380 S 900 W | (801) 374-1990 |
| 10 | Multiserve Insurance | 1987 N 550 W | (801) 221-9292 |
United Insurance Group serves clients throughout Utah County from its Provo location, specializing as an umbrella insurance agent. This agency helps policyholders increase their personal liability coverage beyond the limits of standard auto or homeowners policies. Umbrella insurance provides crucial protection against major claims and lawsuits, often covering legal defense costs and large settlement amounts. The company assists local residents in assessing their potential exposure and securing supplemental layers of coverage. Specific services include auto umbrella policies and personal liability umbrella policies for area homeowners.
GMI Insurance Agency, Inc provides umbrella insurance services in Provo, UT, offering liability coverage that extends beyond standard policy limits for added financial protection. It assists clients with policy evaluations to ensure adequate coverage levels are maintained and helps coordinate claims management when complications arise. The agency’s maintenance plans focus on annual policy reviews and updates as personal circumstances change. It services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, property managers, and small businesses in Provo turn to Craig Harvey Agency - Horace Mann Insurance Provo for umbrella insurance coverage that extends liability protection beyond standard policy limits. This agency helps clients safeguard assets by filling gaps in existing auto and homeowners policies. Additional coverage is written to prepare for unexpected incidents that could lead to costly lawsuits or settlements. The agency also serves communities throughout Utah County, including the neighborhoods of Orem and the surrounding metropolitan area north of the Provo City Center.
Big Pine Insurance® Agency in Provo, UT provides umbrella insurance coverage that extends beyond standard policy limits, offering greater personal liability protection. Clients may choose between one-time policy setups for specific risks or recurring service arrangements for ongoing adjustments. These policies help safeguard assets from major claims or lawsuits exceeding underlying home or auto insurance coverage. Additional layers of financial security are tailored to individual needs. Service for policy updates, annual reviews, and new claims runs on an as-needed basis, with no fixed schedule required.
Inzone Insurance Services serves Provo and the surrounding Utah County communities, handling umbrella insurance policies that provide extra liability coverage beyond standard home and auto plans. This added layer helps protect personal assets against major claims or lawsuits. When working with clients, it assesses their existing coverage limits, property holdings, and potential risk exposure to determine appropriate policy amounts for each situation. The company guides clients through the process of securing additional protection, tailoring its approach to meet individual risk management needs and financial goals.
Neal Dastrup Insurance in Provo, Utah, provides umbrella insurance tailored to protect clients from major liability claims that exceed standard policy limits. One-time coverage can be arranged for a single policy period, while recurring service ensures continuous protection through automatic renewals. This coverage extends beyond basic home and auto policies to offer higher limits for serious incidents. Service for umbrella insurance typically runs on a scheduled basis, with policy reviews and renewals completed annually or at the client’s request.
As winter storms and spring runoffs bring the risk of liability from icy sidewalks or flooded basements in Provo, homeowners and small businesses often look beyond standard policies. Agents United provides umbrella insurance designed to layer extra protection over underlying home and auto plans. This added coverage can also help protect snow removal costs or property damage claims from unforeseen events. To begin tailoring a policy to local needs, the agency typically schedules a quick review of current coverage limits and personal assets on hand.
Amigos Insurance provides specialized umbrella insurance agent services to clients in Provo, Utah. It assists individuals and businesses in securing additional liability coverage that extends beyond the limits of standard home, auto, or watercraft policies. The company helps safeguard personal assets and future earnings against major claims or lawsuits. This extra layer of protection is particularly valuable for those with rental properties or after hosting large gatherings on their property during the holiday season.
The Insurance Center, LLC in Provo, Utah, assists clients in securing general liability coverage before helping them add umbrella insurance policies for extra financial protection. These layers of increased liability limits shield assets during major claims or lawsuits beyond standard policy caps. Their professionals assess personal and business exposures to recommend appropriate excess liability solutions. This agency serves local commercial sectors including offices, warehouses, and food service operations.
Multiserve Insurance in Provo, Utah provides residential umbrella insurance coverage to protect homeowners from liability claims that exceed standard policy limits. The company also offers commercial umbrella policies for local businesses needing broader protection against unforeseen risks. Serving clients throughout Provo and the surrounding Utah County area, the agency tailors coverage to fit individual property and liability needs. Existing clients are encouraged to contact the office for a policy review between regular visits to ensure continued adequate protection as circumstances change.
What Does an a Umbrella Insurance Agent in Provo Cost?
The cost of an umbrella insurance policy in Utah typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Premiums increase for higher limits or if you have multiple properties teenage drivers or a history of claims. Your Provo agent will quote a price based on your specific risk profile and insurance history. This is general information not insurance advice.
About umbrella insurance agents in Provo
Umbrella insurance agents in Provo Utah help you add an extra layer of liability protection beyond your auto and homeowners policies. Utah law requires minimum auto liability coverage of 25 thousand dollars per person and 65 thousand dollars per accident but umbrella policies start where those limits end. Local agents can tailor coverage to Provo homeowners and drivers who face unique risks from nearby outdoor recreation areas and growing population.
Frequently Asked Questions
What does an umbrella insurance agent in Provo do?
An umbrella insurance agent in Provo helps you purchase a personal liability policy that covers claims above your standard insurance limits. This agent reviews your current auto and home policies to recommend an appropriate umbrella amount. They also explain how Utah law treats umbrella policies as excess coverage that pays after underlying limits are exhausted.
How much umbrella coverage do I need in Utah?
Most Utah umbrella policies start at 1 million dollars in coverage and go up to 5 million or more. Your agent will consider your assets income and risk factors such as owning a pool or rental property in Provo. There is no state minimum for umbrella insurance but agents typically recommend at least 1 million to protect against major lawsuits.
Can umbrella insurance cover legal defense costs in Utah?
Yes umbrella insurance policies usually cover legal defense costs even if the lawsuit is groundless. In Utah the insurer has a duty to defend you in covered claims. Your agent can explain how defense costs are often paid in addition to the policy limit which is a key benefit for Provo residents.
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