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Compare umbrella insurance agents in Provo. Review contact information and insurance categorys before you decide.
13 agents listed
Updated May 2026
Provo, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Utah before hiring.
Showing 13 umbrella insurance agents in Provo, UT
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
United Insurance Group
4956 N 300 W, Provo, UT 84604
(801) 226-2662
uuinsurance.com
GMI Insurance Agency, Inc
1355 N University Ave #140, Provo, UT 84604
(801) 226-8770
gmiins.com
Craig Harvey Agency - Horace Mann Insurance Provo
380 S 900 W, Provo, UT 84601
(801) 374-2956
agents.horacemann.com
Inszone Insurance Services
289 E Center St, Provo, UT 84606
(801) 377-3060
inszoneinsurance.com
Neal Dastrup Insurance
1840 N State St Suite 300, Provo, UT 84604
(801) 374-1840
dastrupinsurance.com
Big Pine Insurance® Agency
1675 N Freedom Blvd Bldg. 2 Ste. B1, Provo, UT 84604
(801) 607-5241
bigpineinsurance.com
Amigos Insurance
1700 N State St Suite 6, Provo, UT 84604
(801) 373-1202
amigosinsuranceutah.com
Agents United
255 E 100 S St, Provo, UT 84604
(801) 717-2284
agentsunited.org
The Insurance Center, LLC Provo, Utah
380 S 900 W, Provo, UT 84601
(801) 374-1990
theinsurancecenterutah.com
Multiserve Insurance
1987 N 550 W, Provo, UT 84604
(801) 221-9292
multiserve.net
UCCU Insurance Services
466 W 4800 N suite w 350, Provo, UT 84604
(801) 223-7400
uccu.com
American Liberty Insurance Company
3601 N University Ave #100, Provo, UT 84604
(801) 226-8008
american-liberty.net
Dream Insurance CO
2037 N 550 W, Provo, UT 84604
(801) 997-8082
Umbrella insurance agents in Provo Utah help you add an extra layer of liability protection beyond your auto and homeowners policies. Utah law requires minimum auto liability coverage of 25 thousand dollars per person and 65 thousand dollars per accident but umbrella policies start where those limits end. Local agents can tailor coverage to Provo homeowners and drivers who face unique risks from nearby outdoor recreation areas and growing population.
What Does a Umbrella Insurance Agent in Provo Cost?
The cost of an umbrella insurance policy in Utah typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Premiums increase for higher limits or if you have multiple properties teenage drivers or a history of claims. Your Provo agent will quote a price based on your specific risk profile and insurance history. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Provo do?
An umbrella insurance agent in Provo helps you purchase a personal liability policy that covers claims above your standard insurance limits. This agent reviews your current auto and home policies to recommend an appropriate umbrella amount. They also explain how Utah law treats umbrella policies as excess coverage that pays after underlying limits are exhausted.
How much umbrella coverage do I need in Utah?
Most Utah umbrella policies start at 1 million dollars in coverage and go up to 5 million or more. Your agent will consider your assets income and risk factors such as owning a pool or rental property in Provo. There is no state minimum for umbrella insurance but agents typically recommend at least 1 million to protect against major lawsuits.
Can umbrella insurance cover legal defense costs in Utah?
Yes umbrella insurance policies usually cover legal defense costs even if the lawsuit is groundless. In Utah the insurer has a duty to defend you in covered claims. Your agent can explain how defense costs are often paid in addition to the policy limit which is a key benefit for Provo residents.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Utah.