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Find Umbrella Insurance Agents Near You in Schertz, TX
Browse umbrella insurance agents serving Schertz, Texas. Contact information and addresses listed below.
9 agents listed
Updated May 2026
Schertz, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 9 umbrella insurance agents in Schertz, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nate Obregon - State Farm Insurance Agent
6000 FM3009 Ste 204, Schertz, TX 78154
(210) 460-4951
natefromsf.com
Bill Hicks - State Farm Insurance Agent
210 FM78, Schertz, TX 78154
(210) 658-4642
billhicksinsurance.com
Farmers Insurance - Natascha Reynoso
6051 FM3009 Ste 246, Schertz, TX 78154
(210) 797-7197
agents.farmers.com
Cindy Deschamps: Allstate Insurance
1420 Schertz Pkwy Ste 230, Schertz, TX 78154
(210) 656-1462
agents.allstate.com
Steven Garza - State Farm Insurance Agent
1996 Schertz Pkwy Suite 404, Schertz, TX 78154
(210) 658-6264
stevengarzainsurance.com
Joel Munis: Allstate Insurance
908 FM3009, Schertz, TX 78154
(210) 566-4440
agents.allstate.com
CIA (Colombo Insurance Agency)
611 Main St, Schertz, TX 78154
(210) 966-0601
colomboins.com
Laskowski Insurance Agency
17305 I-35 N #134, Schertz, TX 78154
(210) 828-2265
laskowskiinsurance.com
Farmers Insurance - Jacqueline Cruz
1996 Schertz Pkwy Ste 203, Schertz, TX 78154
(210) 890-8008
agents.farmers.com
An umbrella insurance agent in Schertz Texas can help you add an extra layer of liability protection beyond your auto and homeowners policies. Texas law allows umbrella policies to cover claims that exceed your primary insurance limits, such as lawsuits from car accidents or property damage. Working with a local agent familiar with Bexar County and Guadalupe County courts can ensure your coverage meets regional risk factors.
What Does a Umbrella Insurance Agent in Schertz Cost?
In Texas, a 1 million dollar personal umbrella policy typically costs between 150 and 300 dollars per year. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Costs vary based on your driving record, number of properties, and other risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Schertz do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides coverage above your existing auto and home insurance limits. They assess your assets and risk exposure to recommend an appropriate coverage amount. This is especially important in Texas where lawsuits can result in large judgments.
How much umbrella coverage do I need in Texas?
Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your net worth and potential liability risks. Texas courts allow plaintiffs to seek damages for medical bills, lost wages, and pain and suffering. A local agent can help you calculate a suitable limit based on your assets.
Can umbrella insurance cover incidents outside Texas?
Yes, umbrella policies typically cover incidents anywhere in the United States and often worldwide. However Texas specific laws about liability and insurance claims may still apply. An agent in Schertz can explain how your policy handles out of state claims.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.