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Showing 2 umbrella insurance agents in Richland Hills, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
ALPA Insurance
7249 Blvd 26, Richland Hills, TX 76180
(817) 479-2300
alpainsurance.com
Alejandra Garcia- Farmers Insurance
6821 Baker Blvd STE A, Richland Hills, TX 76118
(682) 253-1688
agents.farmers.com
What Does a Umbrella Insurance Agent in Richland Hills Cost?
The cost of an umbrella insurance policy in Texas typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 200 to 500 dollars annually. Actual premiums depend on your risk factors such as number of vehicles property owned and driving record. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Richland Hills do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that covers claims exceeding the limits of your underlying insurance. They assess your assets and risk profile to recommend appropriate coverage amounts. The agent also explains how Texas liability laws affect your policy.
How much umbrella coverage do I need in Richland Hills Texas?
The amount of umbrella coverage you need depends on your total assets and potential liability risks. Many agents suggest at least 1 million dollars in coverage for homeowners with significant equity or rental properties. Texas courts can award large judgments so higher limits may be wise for high net worth individuals.
Does umbrella insurance cover legal fees in Texas?
Yes umbrella insurance typically covers legal defense costs for covered claims even if the lawsuit is groundless. In Texas this includes attorney fees court costs and settlement payments up to your policy limit. The insurance company usually provides the legal team.