ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse umbrella insurance agents serving Melissa, Texas. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Melissa, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 3 umbrella insurance agents in Melissa, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Brady Paxman - State Farm Insurance Agent
3106 McKinney St Suite 100, Melissa, TX 75454
(972) 837-2121
teampaxman.com
Farmers Insurance - R Curt Feagin
1707 Cooper St, Melissa, TX 75454
(469) 732-3442
agents.farmers.com
Benefit Wranglers
3607 Wolf Creek Ln, Melissa, TX 75454
(469) 667-6728
benefitwranglers.godaddysites.com
An umbrella insurance agent in Melissa Texas can help you add an extra layer of liability protection beyond your standard auto or home policies. Texas law allows for high jury awards in personal injury cases, making umbrella coverage a practical safeguard for homeowners and drivers in Collin County. Working with a local agent ensures your policy aligns with Texas insurance regulations and your specific risk profile.
What Does a Umbrella Insurance Agent in Melissa Cost?
The cost of an umbrella insurance policy in Texas typically ranges from 150 to 400 dollars per year for one million dollars of coverage. Premiums vary based on your driving record, number of properties, and personal liability risks. Higher coverage amounts, such as two or five million dollars, will cost more. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Melissa do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding your primary insurance limits. They assess your assets and risks to recommend appropriate coverage amounts. This is especially useful in Texas where lawsuits can result in large settlements.
How much umbrella coverage do I need in Texas?
Most agents recommend at least one million dollars in umbrella coverage for Texas homeowners and drivers. Your agent will consider your net worth, property value, and potential liability from activities like owning a pool or a dog. Texas does not have a state minimum for umbrella policies, so the amount is based on your personal risk.
Can I get umbrella insurance if I have a Texas auto policy?
Yes, you can add an umbrella policy to an existing Texas auto insurance plan. The umbrella requires you to have certain minimum liability limits on your auto policy, typically 250,000 per person and 500,000 per accident. Your agent will verify your underlying coverage meets these requirements.
Free • No Obligation
Compare Umbrella Insurance Agents
Get matched with agents in Melissa who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.