Skip to main content

Umbrella Insurance Agents in Tiverton, RI

Compare umbrella insurance agents in Tiverton. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Tiverton, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 3 umbrella insurance agents in Tiverton, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Main Rhode Insurance Agency, Inc.: Allstate Insurance
546A Main Rd, Tiverton, RI 02878
(401) 624-2990 agents.allstate.com
American Insurance Agency RI
14a Stafford Rd, Tiverton, RI 02878
(401) 655-2757
BayCoast Insurance
1 Crandall Rd, Tiverton, RI 02878
(401) 624-9936 baycoastinsurance.com

Umbrella insurance agents in Tiverton Rhode Island help residents obtain extra liability coverage beyond standard home and auto policies. Rhode Island law requires minimum auto liability limits of 25 thousand dollars per person and 50 thousand dollars per accident. An umbrella policy can provide an additional one million dollars or more in protection against major claims or lawsuits.

What Does a Umbrella Insurance Agent in Tiverton Cost?

Umbrella insurance costs in Rhode Island typically range from 150 to 400 dollars per year for one million dollars in coverage. Costs increase with higher coverage limits and additional risk factors such as multiple properties or teenage drivers. Premiums vary by insurance company and individual risk profile. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Tiverton do?
An umbrella insurance agent in Tiverton helps you purchase a personal liability umbrella policy that extends coverage limits on your existing home and auto insurance. They assess your assets and risk exposure to recommend appropriate coverage amounts. This agent can also explain how Rhode Island specific laws affect your liability exposure.
How much umbrella coverage do I need in Rhode Island?
The amount of umbrella coverage you need depends on your total assets and potential liability risks. Many Rhode Island residents choose one million to five million dollars in coverage. An agent can help calculate a suitable limit based on your home value savings and other assets.
Are umbrella policies required in Rhode Island?
Umbrella policies are not required by Rhode Island law. However they are recommended for individuals with significant assets or high risk activities. Without umbrella coverage a lawsuit could exceed your standard policy limits and put your savings and property at risk.