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Compare Umbrella Insurance Agents in Smithfield, RI
Browse umbrella insurance agents serving Smithfield, Rhode Island. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Smithfield, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 2 umbrella insurance agents in Smithfield, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kerri A. Lawton: Allstate Insurance
151 Douglas Pike Ste 3, Smithfield, RI 02917
(401) 233-0800
agents.allstate.com
Angel Urena: Primerica - Financial Services
55 Douglas Pike #206A, Smithfield, RI 02917
(401) 618-5939
reps.primerica.com
An umbrella insurance agent in Smithfield Rhode Island helps you secure additional liability coverage that goes beyond the limits of your auto and homeowners policies. Rhode Island law requires minimum auto liability limits of 25/50/25, but a personal umbrella policy can provide $1 million or more in extra protection. Local agents can tailor coverage to protect your assets from lawsuits common in the Ocean State.
What Does a Umbrella Insurance Agent in Smithfield Cost?
In Rhode Island, a $1 million personal umbrella policy typically costs between $150 and $300 per year. Higher limits of $2 million to $5 million may cost $300 to $750 annually. Costs vary based on your risk profile, number of vehicles, and property value. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Smithfield do?
An umbrella insurance agent in Smithfield helps you evaluate your current liability risks and recommends a personal umbrella policy that adds extra coverage above your existing auto and home insurance. They guide you through the application process and explain how Rhode Island laws affect your coverage needs.
Do I need umbrella insurance in Rhode Island?
If you own a home, have significant savings, or engage in activities like boating or owning a pool in Rhode Island, umbrella insurance is strongly recommended. Rhode Island courts can award large judgments, and a personal umbrella policy protects your assets beyond standard policy limits.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.