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Find Umbrella Insurance Agents Near You in Lincoln, RI
Directory of umbrella insurance agents in Lincoln, Rhode Island. Verify credentials with the state department of insurance before hiring.
7 agents listed
Updated May 2026
Lincoln, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 7 umbrella insurance agents in Lincoln, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mapogo Insurance Group
872 Smithfield Ave, Lincoln, RI 02865
(508) 206-8766
mapogoinsurancegroup.com
The Lawrence Agency
872 Smithfield Ave, Lincoln, RI 02865
(401) 726-3210
lawrenceagencyinc.com
Amica Mutual Insurance Company
10 Amica Center Blvd, Lincoln, RI 02865
(800) 622-6422
amica.com
Amica Mutual Insurance Company
100 Amica Way, Lincoln, RI 02865
(800) 242-6422
amica.com
Blais Insurance
1 Walker St, Lincoln, RI 02865
(401) 725-0070
blaisinsurance.com
Farmers Insurance - Matthew Gilson
132 Old River Rd STE 203, Lincoln, RI 02865
(401) 270-2247
agents.farmers.com
MetLife Auto & Home, part of Farmers Insurance Group
132 Old River Rd Suite 203, Lincoln, RI 02865
(401) 270-2247
facebook.com
Umbrella insurance provides extra liability coverage beyond your standard home and auto policies. In Lincoln Rhode Island, agents can help you secure this additional protection to safeguard your assets against large claims or lawsuits. Rhode Island law requires minimum auto liability limits, but an umbrella policy can extend coverage significantly for added peace of mind.
What Does a Umbrella Insurance Agent in Lincoln Cost?
The cost of an umbrella insurance policy in Rhode Island typically ranges from 150 to 300 dollars per year for one million dollars of coverage. Premiums vary based on your personal risk profile, number of vehicles, and property value. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Lincoln Rhode Island do?
An umbrella insurance agent helps you assess your liability risks and find a policy that covers claims above your existing home and auto limits. They guide you through coverage options specific to Rhode Island requirements and your personal situation.
How much umbrella insurance do I need in Rhode Island?
The amount depends on your assets and potential liability exposure. Many agents recommend at least one million dollars in coverage for homeowners and drivers in Lincoln. A local agent can review your net worth and risk factors to suggest an appropriate limit.
Is umbrella insurance required by law in Rhode Island?
No, Rhode Island does not require umbrella insurance by law. However, it is often recommended for individuals with significant assets or those who face higher liability risks. Your agent can explain how it works with your existing policies.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.