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Find Umbrella Insurance Agents in East Greenwich, RI

Looking for a umbrella insurance agent in East Greenwich? Review the directory below to compare your options.

6 agents listed
Updated May 2026
East Greenwich, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 6 umbrella insurance agents in East Greenwich, RI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Slocum Insurance Agency
4372 Post Rd, East Greenwich, RI 02818
(401) 738-3366 slocumins.com
Doorley Agency, Inc.
17 6th Ave, East Greenwich, RI 02818
(401) 886-9600 doorleyagency.com
Gold Star Retirement & Insurance - Horace Mann
68 Cliff St, East Greenwich, RI 02818
(401) 623-8406 goldstarri.com
Blackman Insurance Agency
631 Main St, East Greenwich, RI 02818
(401) 885-7110 progressiveagent.com
Greenwich Insurance Associates
631 Main St, East Greenwich, RI 02818
(401) 885-5329 greenwichins.com
Mellor Agency
5 Division St # 3, East Greenwich, RI 02818
(401) 884-4455 melloragency.net

An umbrella insurance agent in East Greenwich, Rhode Island helps you secure additional liability coverage beyond your auto or homeowners policy. Rhode Island law requires minimum auto liability limits of 25/50/25, but a personal umbrella policy can provide an extra layer of protection for your savings and future earnings. Local agents understand the specific risks for coastal properties and small businesses in the Ocean State.

What Does a Umbrella Insurance Agent in East Greenwich Cost?

In Rhode Island, a 1 million dollar umbrella policy typically costs between 150 and 300 dollars per year. A 2 million dollar policy may range from 250 to 500 dollars annually. Costs vary based on your number of vehicles, home value, driving record, and whether you have rental properties or a boat. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in East Greenwich do?
An umbrella insurance agent helps you purchase a personal liability policy that covers claims exceeding the limits of your underlying home or auto insurance. In Rhode Island, this extra coverage can protect against lawsuits for accidents on your property or while driving. The agent reviews your existing policies to recommend an appropriate umbrella limit.
How much umbrella coverage do I need in Rhode Island?
Most Rhode Island agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and income. Factors include home equity, investment accounts, and potential liability from rental properties or watercraft. Your agent will help calculate a limit that adequately protects your net worth.
Are there Rhode Island laws that affect umbrella insurance?
Rhode Island does not mandate umbrella insurance, but state law requires minimum auto liability coverage of 25,000 dollars per person and 50,000 dollars per accident. Umbrella policies typically require you to maintain higher underlying limits, such as 300,000 dollars on your auto policy. This ensures the umbrella policy only pays after the underlying coverage is exhausted.