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Directory of umbrella insurance agents in Barrington, Rhode Island. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
Barrington, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 4 umbrella insurance agents in Barrington, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Secured Insurance RI
91 Prospect St, Barrington, RI 02806
(401) 424-4699
Bright Insurance Rhode Island
396 Maple Ave, Barrington, RI 02806
(401) 552-4101
Hilb Group
26 Bosworth St, Barrington, RI 02806
(401) 245-3900
opi.hilbgroupne.com
Avery-Smith Insurance, Inc
237 New Meadow Rd, Barrington, RI 02806
(401) 245-8100
averysmith.com
An umbrella insurance agent in Barrington, Rhode Island can help you secure extra liability coverage beyond your home and auto policies. Rhode Island law requires minimum auto liability limits of 25/50/25 but umbrella policies often require higher underlying limits. Local agents understand the specific risks for coastal properties in Barrington and can tailor coverage to your needs.
What Does a Umbrella Insurance Agent in Barrington Cost?
Typical costs for an umbrella insurance policy in Rhode Island range from 150 to 350 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 600 dollars annually. Costs vary based on your underlying insurance limits, number of properties, and claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an umbrella insurance policy in Rhode Island?
An umbrella policy provides additional liability coverage above your home and auto insurance limits. In Rhode Island, it typically starts at 1 million dollars and can protect against lawsuits and large claims. It covers legal defense costs and damages if you are sued.
How much umbrella insurance do I need in Barrington?
The amount you need depends on your assets and risk exposure. Many Barrington residents choose 1 to 5 million dollars in coverage. An agent can help you evaluate your net worth, property value, and potential liability risks to determine an appropriate limit.
Do I need an umbrella policy if I have a home in Barrington?
Yes, especially if you own a home near the coast or have a swimming pool or boat. Rhode Island has a long coastline and high property values in Barrington. Umbrella insurance protects your savings and future earnings from a major liability claim.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.