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Directory of umbrella insurance agents in Temple, Pennsylvania. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Temple, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Pennsylvania before hiring.
Showing 2 umbrella insurance agents in Temple, PA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Spotts Insurance Group Inc
4857 Kutztown Rd, Temple, PA 19560
(610) 372-6000
leavitt.com
Berks Insurance Experts & Berks Notary
4447 N 5th Street Hwy, Temple, PA 19560
(610) 939-9950
aatins.com
Umbrella insurance agents in Temple, Pennsylvania help residents secure extra liability coverage beyond standard home and auto policies. Pennsylvania law requires minimum auto liability limits, but an umbrella policy can provide additional protection for assets. Temple agents can explain how these policies work with local insurers and state regulations.
What Does a Umbrella Insurance Agent in Temple Cost?
Umbrella insurance in Pennsylvania typically costs between $150 and $500 annually for $1 million in liability coverage. Higher coverage limits of $2 million to $5 million may cost $300 to $1,000 per year. Costs vary based on your personal risk factors, such as home value, number of cars, and prior claims. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Temple do?
An umbrella insurance agent helps you purchase a personal umbrella policy that covers liability claims above your existing home and auto limits. In Pennsylvania, these policies typically start at $1 million in coverage and can protect against lawsuits or large settlements.
Do I need umbrella insurance in Pennsylvania?
Umbrella insurance is not required by Pennsylvania law, but it is recommended if you have significant assets or face higher liability risks. Pennsylvania has a two-year statute of limitations for personal injury claims, making extra coverage valuable for long-term protection.
How much does umbrella insurance cost in Temple Pennsylvania?
Costs for umbrella insurance in Pennsylvania generally range from $150 to $500 per year for $1 million in coverage. Factors like your driving record, property value, and number of vehicles affect the premium. An agent can provide a personalized quote.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Pennsylvania.