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Umbrella Insurance Agents in Melrose Park, PA

Browse umbrella insurance agents serving Melrose Park, Pennsylvania. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Melrose Park, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Pennsylvania before hiring.
Showing 2 umbrella insurance agents in Melrose Park, PA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
KKC INSURANCE & TAX SERVICES
411 W Cheltenham Ave, Melrose Park, PA 19027
(215) 703-8740 kkcinsurance.com
Chung's Insurance Agency - Alex Hyuk Chung
1001 W Cheltenham Ave #201, Melrose Park, PA 19027
(215) 782-8080 chungsinsurance.weebly.com

An umbrella insurance agent in Melrose Park Pennsylvania helps you secure additional liability coverage above your auto and homeowners policies. Pennsylvania law requires minimum liability limits on auto insurance, but an umbrella policy can provide extra protection starting at 1 million dollars. This coverage is especially valuable for homeowners with significant assets or those at risk of lawsuits.

What Does a Umbrella Insurance Agent in Melrose Park Cost?

The cost of umbrella insurance in Pennsylvania typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Additional coverage of 2 million dollars may cost 200 to 600 dollars annually. Factors that affect the premium include your driving record, number of properties, and claims history. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Melrose Park do?
An umbrella insurance agent helps you purchase a personal liability policy that extends coverage beyond your existing auto and home insurance limits. In Pennsylvania, this policy can cover legal defense costs and settlements for incidents like dog bites or car accidents. The agent evaluates your risk profile and recommends an appropriate coverage amount.
How much umbrella insurance do I need in Pennsylvania?
The amount of umbrella insurance you need depends on your assets and income. Many agents recommend at least 1 million dollars in coverage, which is the standard minimum for most insurers. Pennsylvania courts can award large judgments, so higher limits may be wise if you own a home or have substantial savings.
Is umbrella insurance required by law in Pennsylvania?
No, umbrella insurance is not required by Pennsylvania law. However, Pennsylvania does require minimum liability coverage on auto policies, and an umbrella policy can provide extra protection. It is a voluntary purchase that can help shield your assets from lawsuits.