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Umbrella Insurance Agents in Lititz, PA

Browse umbrella insurance agents serving Lititz, Pennsylvania. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Lititz, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Pennsylvania before hiring.
Showing 2 umbrella insurance agents in Lititz, PA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Susquehanna Insurance - Erie Insurance
10 E Lemon St, Lititz, PA 17543
(717) 626-5557 susquehannains.com
Gibbel Insurance Agency Inc
10 S Broad St, Lititz, PA 17543
(717) 626-8555 gibbelinsurance.com

An umbrella insurance agent in Lititz, Pennsylvania can help you secure additional liability coverage that goes beyond your auto, home, or boat policies. Pennsylvania law requires minimum liability limits on auto insurance, but a personal umbrella policy can add a layer of protection for major claims or lawsuits. Working with a local agent ensures the policy fits your specific needs and complies with state regulations.

What Does a Umbrella Insurance Agent in Lititz Cost?

The cost of an umbrella insurance policy in Pennsylvania typically ranges from 150 to 400 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost 300 to 800 dollars annually. Premiums vary based on your underlying insurance, number of vehicles, and personal risk factors. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance policy cover in Pennsylvania?
An umbrella policy provides extra liability coverage after your underlying auto or homeowners policy limits are exhausted. It can cover claims like bodily injury, property damage, and personal injury lawsuits. In Pennsylvania, it also may cover legal defense costs for covered incidents.
Who needs an umbrella insurance policy in Lititz?
Anyone with significant assets, such as a home, savings, or future income, should consider an umbrella policy. It is also helpful for homeowners with a swimming pool or trampoline, or for those who host frequent guests. Pennsylvania law does not require umbrella insurance, but it can protect against large liability judgments.
How much umbrella insurance coverage do I need in Pennsylvania?
Most policies start at one million dollars in coverage and can go higher. Your agent will review your assets and risk factors to recommend an appropriate limit. Pennsylvania courts have awarded large verdicts in personal injury cases, so higher limits may be wise for those with substantial net worth.