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Umbrella Insurance Agents in Lafayette Hill, PA

Directory of umbrella insurance agents in Lafayette Hill, Pennsylvania. Verify credentials with the state department of insurance before hiring.

6 agents listed
Updated May 2026
Lafayette Hill, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Pennsylvania before hiring.
Showing 6 umbrella insurance agents in Lafayette Hill, PA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lori Pellegrini Henry - State Farm Insurance Agent
460 Germantown Pike, Lafayette Hill, PA 19444
(610) 825-2300 lphenry.com
Jack B. Kustra, LTD.
415 Germantown Pike, Lafayette Hill, PA 19444
(610) 825-7440 jackbkustraltd.com
Colleen Higgins - State Farm Insurance Agent
658 Ridge Pike, Lafayette Hill, PA 19444
(610) 825-2828 colleenhiggins.net
O'Neil Insurance Agency
507 Germantown Pike, Lafayette Hill, PA 19444
(484) 532-7068 oneilagency.com
The Stolzer Insurance Agency LLC
644 Germantown Pike #3a, Lafayette Hill, PA 19444
(610) 897-8720 thestolzeragency.com
Marvel Agency Inc
426 Germantown Pike, Lafayette Hill, PA 19444
(844) 556-7200 marvelagents.com

An umbrella insurance agent in Lafayette Hill, Pennsylvania can help you secure additional liability coverage that goes beyond the limits of your auto or homeowners policy. Pennsylvania law requires minimum liability limits for auto insurance, but an umbrella policy provides an extra layer of protection for major claims or lawsuits. This is especially valuable for residents with significant assets or rental properties in the Philadelphia suburbs.

What Does a Umbrella Insurance Agent in Lafayette Hill Cost?

In Pennsylvania, the typical cost for a one million dollar personal umbrella policy ranges from 150 to 300 dollars per year. Higher limits of two to five million dollars may cost 300 to 600 dollars annually. Costs vary based on your risk factors, number of properties, and driving record. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Lafayette Hill do?
An umbrella insurance agent helps you purchase a personal umbrella liability policy that covers claims above your existing insurance limits. They assess your risk profile and recommend coverage amounts based on your assets and lifestyle.
How much umbrella coverage do I need in Pennsylvania?
Common umbrella policy limits in Pennsylvania start at one million dollars and go up to five million or more. The right amount depends on your net worth, income, and potential liability risks. An agent can help you evaluate your needs.
Do I need umbrella insurance if I have a home-based business in Lafayette Hill?
Yes, a standard umbrella policy may not cover business-related claims. You may need a separate business liability policy or a commercial umbrella policy. Check with an agent to ensure you have proper coverage for your specific situation.