Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Pennsylvania before hiring.
Showing 2 umbrella insurance agents in Flourtown, PA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
H D Compton Insurance Agency
1432 Bethlehem Pike suite d, Flourtown, PA 19031
(215) 248-1000
hdcomptoninsurance.com
Goosehead Insurance - Will Carabasi
1501 Bethlehem Pike Suite 2, Flourtown, PA 19031
(610) 601-0675
goosehead.com
What Does a Umbrella Insurance Agent in Flourtown Cost?
The cost of an umbrella insurance policy in Pennsylvania typically ranges from 150 to 500 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost 300 to 1,000 dollars annually. Your specific premium depends on factors like your home value, number of vehicles, and personal liability risk. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Flourtown do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides extra coverage above your existing home and auto insurance. The agent assesses your assets and risk exposure to recommend appropriate coverage limits. They also guide you through Pennsylvania insurance regulations and policy requirements.
How much umbrella coverage do I need in Pennsylvania?
Most agents recommend at least one million dollars in umbrella coverage to protect significant assets. Pennsylvania courts can award large judgments in liability cases, making higher limits advisable for homeowners or those with substantial savings. Your agent can help you calculate the right amount based on your net worth and income.
Do Pennsylvania umbrella policies cover legal defense costs?
Yes, most umbrella policies in Pennsylvania include coverage for legal defense costs even if the lawsuit is groundless. This coverage applies after the underlying policy limits are exhausted. Pennsylvania law does not require umbrella insurance, but it provides important protection against catastrophic claims.