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Umbrella Insurance Agents in Ardmore, PA

Browse umbrella insurance agents serving Ardmore, Pennsylvania. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Ardmore, PA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Pennsylvania before hiring.
Showing 4 umbrella insurance agents in Ardmore, PA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Ardmore
30 Greenfield Ave, Ardmore, PA 19003
(610) 649-9000 cluballiance.aaa.com
Michael Coughlan - State Farm Insurance
49 Rittenhouse Pl, Ardmore, PA 19003
(610) 896-8797 mikecoughlan.com
Norman Rubin Insurance Agency
2728 E County Line Rd, Ardmore, PA 19003
(610) 525-3830 normanrubininc.com
Independent Insurance Advisors
44 Lancaster Ave # 210, Ardmore, PA 19003
(610) 645-9401

An umbrella insurance agent in Ardmore Pennsylvania can help you add a layer of liability protection beyond your standard home and auto policies. Pennsylvania law requires minimum liability limits for auto insurance, but an umbrella policy can cover gaps and protect your assets. Local agents understand the specific risks for homeowners and drivers in the Ardmore area.

What Does a Umbrella Insurance Agent in Ardmore Cost?

The cost of an umbrella insurance policy in Pennsylvania typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars can cost 300 to 600 dollars annually. Actual premiums depend on your risk factors, claims history, and the underlying policies. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an umbrella insurance agent in Ardmore do?
An umbrella insurance agent helps you purchase a personal umbrella policy that provides extra liability coverage. This policy kicks in after your home or auto insurance limits are used up. The agent can review your current policies and recommend an appropriate coverage amount.
How much umbrella coverage do I need in Pennsylvania?
Most experts suggest at least 1 million dollars in umbrella coverage. Pennsylvania law does not require umbrella insurance, but it is wise if you have significant assets or a high risk of lawsuits. Your agent can help you decide based on your net worth and lifestyle.