The top-rated umbrella insurance agent in Tulsa, Oklahoma is Best Insurance, rated 4.9 stars across 1,180 reviews. Other highly rated options include Tulsa Insurance | Leisure Insurance Group | Home and Auto Insurance, Hometown Insurance Agency Inc, Bryan Smith - State Farm Insurance Agent. This directory lists 26 umbrella insurance agents serving Tulsa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Best Insurance | 3124 S Sheridan Rd | (918) 576-7000 |
| 2 | Tulsa Insurance | Leisure Insurance Group | Home and Auto Insurance | 9721 E 79th St Suite 201 | (918) 438-7388 |
| 3 | Hometown Insurance Agency Inc | 8282 S Memorial Dr ste 100 | (918) 366-9999 |
| 4 | Bryan Smith - State Farm Insurance Agent | 6770 S Sheridan Rd STE B | (918) 481-7283 |
| 5 | Tulsa Insurance Guy | 5401 S Harvard Ave M12 | (918) 574-6262 |
| 6 | All American Insurance Agency | 6145 E 21st St | (918) 832-8823 |
| 7 | Jenks Insurance | Home and Auto Insurance | Leisure Insurance Group | 8515 S Airport Way B93B | (918) 438-7388 |
| 8 | Oklahoma Insurance Connection LLC | 1705 S Baltimore Ave #100 | (918) 742-6500 |
| 9 | BluePrint Risk | 624 S Denver Ave. Suite 406 | (918) 727-2759 |
| 10 | Royal Insurance | 2120 S Memorial Dr | (918) 938-6886 |
Best Insurance provides coverage options focused on umbrella liability protection in the Tulsa area. The company offers service plans that help clients assess their existing insurance policies for gaps in liability limits. Additional maintenance reviews are available to adjust coverage as personal or business assets change over time. Clients can consult with the agent regarding policies designed to cover unforeseen claims that exceed standard auto or homeowner insurance. The agency services single-family homes, apartments, retail locations, and local restaurants.
Tulsa Insurance, operating within the Leisure Insurance Group, serves homeowners, businesses, and property managers in the Tulsa, Oklahoma area who require additional liability protection beyond standard policies. As an umbrella insurance agent, the company works to help clients address potential gaps in their primary home and auto insurance coverage. They assist in evaluating existing policies to identify areas where extra liability limits may be beneficial. This agency also extends its services to clients throughout the Broken Arrow area of the Tulsa metro.
Serving Tulsa and the surrounding communities, Hometown Insurance Agency Inc handles umbrella liability coverage for residents seeking extra protection beyond standard policies. This type of insurance extends existing liability limits on auto, home, and other underlying policies, covering large claims or lawsuits. The agency evaluates each client’s personal risk exposure to recommend an appropriate layer of additional coverage. It reviews current policy limits and potential gaps, then customizes a policy that integrates seamlessly with the client’s existing insurance portfolio to ensure comprehensive protection.
Residents in Tulsa, Oklahoma, can choose between a one-time umbrella insurance policy for a single, large-scale liability concern or a scheduled renewal that maintains continuous coverage. This type of agent work focuses on extending protection beyond standard auto or home policies to help guard against major claims and lawsuits. The agent, Bryan Smith with State Farm, tailors each plan to the client’s unique risk exposure. Service is available on an as-needed basis, allowing clients to request policy adjustments or a review whenever their personal or financial circumstances change.
As spring storms roll across the plains of Tulsa, the risk of water damage from heavy rain or hail increases for local homeowners. Tulsa Insurance Guy addresses these concerns by offering umbrella insurance policies designed to provide an additional layer of liability protection beyond standard home or auto coverage. This extra protection can help cover legal fees or medical expenses if someone is injured on a visitor's property. The company begins any coverage review by scheduling a thorough inspection of a client's current policies to assess potential gaps in protection.
All American Insurance Agency in Tulsa, Oklahoma specializes in umbrella insurance policies that extend liability coverage beyond standard home and auto limits. The agency offers this supplemental protection to help clients safeguard assets against major claims and lawsuits. It works with individuals and families to build a broader shield of financial security for personal property and unforeseen legal exposures. As storm season and holiday travel increase daily risks in the region, the company assists locals with adjusting their policy coverage to address new liability concerns.
Jenks Insurance, operating within Leisure Insurance Group in Tulsa, Oklahoma, provides umbrella insurance coverage to help clients protect assets beyond standard policy limits. The agency tailors this additional liability protection to complement homeowners and automobile policies in the Tulsa area. It serves a range of local commercial clients, including office spaces, warehouses, and food service establishments that require higher liability layers for peace of mind.
Oklahoma Insurance Connection LLC serves Tulsa area residents by securing umbrella liability policies that provide additional coverage beyond standard homeowners and auto limits. The agency also assists commercial clients seeking broader liability protection for their businesses in Tulsa. Serving clients throughout the Tulsa region, Oklahoma Insurance Connection helps policyholders understand how umbrella insurance can safeguard personal and business assets. After an initial policy is placed, the agency remains available for future coverage reviews, ensuring clients can adjust their protection between regular visits.
Royal Insurance is known for providing umbrella insurance coverage in Tulsa, Oklahoma, offering clients supplemental liability protection beyond standard policies. The company assists individuals and families in safeguarding their assets against major claims and lawsuits. Its services help ensure that clients have adequate coverage for unforeseen incidents, including property damage or personal injury liabilities. Royal Insurance can add on specialized liability coverage for homeowners with rental properties or pool owners in the area.
What Does an a Umbrella Insurance Agent in Tulsa Cost?
In Oklahoma, umbrella insurance typically costs between 150 and 350 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 700 dollars annually. Costs vary based on your risk profile, number of vehicles, and property value. This is general information and not insurance advice.
About umbrella insurance agents in Tulsa
An umbrella insurance agent in Tulsa helps you secure extra liability coverage beyond standard auto and homeowners policies. Oklahoma law requires minimum auto liability limits, but an umbrella policy can protect your assets from large claims. Local agents understand Tulsa risks like severe weather and uninsured drivers.
Frequently Asked Questions
What does an umbrella insurance agent in Tulsa do?
An umbrella insurance agent helps you purchase a personal liability policy that provides additional coverage above your existing home and auto policies. They assess your assets and risks to recommend an appropriate coverage limit. In Oklahoma, umbrella policies typically start at 1 million dollars in coverage.
How much umbrella coverage do I need in Oklahoma?
The amount depends on your net worth and potential liability exposure. Many Tulsa agents suggest coverage equal to your total assets plus future earnings. Oklahoma does not have a state-mandated minimum for umbrella policies, but 1 million to 5 million dollars is common.
Is umbrella insurance required by Oklahoma law?
No, Oklahoma law does not require umbrella insurance. However, it is strongly recommended if you have significant assets or face higher liability risks. Oklahoma follows a fault-based system for auto accidents, so a large judgment could exceed your standard policy limits.
Umbrella Insurance Agents in Other Oklahoma Cities
Bartlesville · Bixby · Broken Arrow · Edmond · Enid · Jenks · Lawton · Midwest City · Moore · Muskogee · Norman · Oklahoma City · Owasso · Shawnee · Stillwater